Digital Music Composition and Production

SAMRO Retirement Annuity Fund

Fund registration number 12/8/7425/2

PERSONAL AND

CONFIDENTIAL

PERSONAL DETAILS

Name

Igama

Lebitso

Membership number

Inombolo yobulungu

Nomoro ya botho

Date of birth

Usuku lokuzalwa

Letsatsi la tswalo

Date joined fund

Usuku lokujoyina iSikhwama

Mohla wa kenelo ya letlole

BENEFIT STATEMENT AS AT 31 DECEMBER 2017

1 January 2017 – 31 December 2017

Fund Credit at the

I-Fund Credit ekuqaleni

Kerediti ya letlole qalong

R 2 166.82

beginning of the period

kwesikhathl

ya nako a boletsweng

Plus

Plus

Plus

R 0.00

Contribution during the period

Iminikelo ngesikhathi

Ditlatsetso nakong e boletsweng

Less

Less

Less

R 240.00

Administration charges

Imali yezindleko zokuhlela amabhuku

Ditefiso tsa tsamaiso

Plus

Plus

Plus

R 208.87

Investment return

Imbuyiselo yokutshalwa kwezimali

Poello ya letsele

Equals

Equals

Equals

R 2 135.69

Fund Credit at the end

I-fund credit ekupheleni

Kerediti ya letlole qetellong

of the period

kwesikhathl

ya nako e boletsweng

NOTE FROM THE PRINCIPAL OFFICER

This benefit statement reflects the movement of your benefit in the Fund for the period from 1 January 2017 to 31 December 2017. The investment returns earned by the Fund’s invest-ments are credited to your Fund Credit on a monthly basis.

Lesi sitatimende sikhombisa ukunyakaza kwen-zuzo yakho ku-Fund (Isikhwama) isikhathi esiwunyaka owodwa ukusuka ngomhla ka-1 Januwani 2017 ukuya kumhla ka-31 Disemba 2017. Izimbuyiselo zokutshalwa kwemali ezitholwe ekutshalweni kwezimali yi-Fund zifakwa ku-Fund Credit ngenyanga.

Dihlapiso tsena di bontsha tsamao ya ditsiane tsa hao Letloleng nako ya selemo se sengwe ho tloha ka la 1 Pherekgong 2017 ho fihla ka la 31 Tshitwe 2017. Dipoello tsa letsete tse fumanweng ke Letlole di kenngwa Kerediting ya hao ya Letlole kgwedi le kgwedi.

NOTES TO THE BENEFIT STATEMENT

NOTES TO THE BENEFIT

AMANOTHI ESITATIMENDENI

DINOUTSU TSA SETATE-

STATEMENT

SEZINZUZO

MENTE SA DITSIANE

1) Fund Credit

1) I-Fund Credit

1) Kerediti e Letloleng

Your Fund Credit is the sum of the contributions paid into the Fund on your behalf plus the in-vestment returns earned by these contributions less the administration costs since you joined the fund. Your Fund Credit represents your benefit in the SAMRO Retirement Annuity Fund.

I-Fund Credit isamba seminikelo ekhokhwe ku-Fund egameni lakho kuhlanganiswe nezimbuy-iselo zokutshalwa kwemali etholwe kule minikelo kususwa izindleko zokuphathwa komsebenzi. I-Fund Credit imelele inzuzo yakho ku-SAMRO Retirement Annuity Fund.

Kerediti ya hao e Letloleng ke ditlatsetso tse lefilweng Letloleng lebitsong la hao mmoho le dipoello tsa matsete tse lefilweng bakeng sa ditlatsetso kamora ho hula ditjeho tsa tsamaiso. Kerediti ya hao Letloleng e emetse ditsiane tsa hao Letloleng la ho Beha Meja Meja Fatshe la Anyuithi la SAMRO (SAMRO Retirement Annuity Fund).

2) Retirement benefit 2) Inzuzo Yomhlalaphansi 2) Ditsiane tsa ho beha meja fatshe

You may retire at any time between age 55 years and 75 years. When you retire, you are entitled to an annuity that can be purchased with the amount of your Fund Credit. In terms of the Income Tax Act, you may commute up to 1/3 of your Fund Credit for a lump sum. You may only commute

Ungathatha umhlalaphansi noma nini phakathi kweminyaka engama-55 kanye nengama-75. Uma usuthatha umhlalaphansi, unelungelo le-mali yempesheni engathengwa ngenani lemali ye-Fund Credit yakho. NgokoMthetho Wentela, ungashintshanisa ukufika kokukodwa kokuthathu

O ka beha meja fatshe ka nako efe kapa efe dipakeng tsa dilemo tse 55 le dilemo tse 75. Ha o beha meja fatshe, o na le tokelo ya ho fumana anyuthi e ka rekwang ka Kerediti e Letloleng. Ho ya ka Molao was Lekgetho la Moputso, o ka fetolela karolo e fihlang ho 1/3 ya Kerediti e

100% of your Fund Credit for a lump sum if your Fund Credit is less than the threshold stipulated by legislation (currently R247 500).

3) Ill health early retirement

If you are permanently and totally disabled, you will be entitled to retire on the basis of ill health before age 55. An ill health retirement benefit equal to your Fund Credit will be payable.

4) Death Benefit

If you pass away while a member of the SAMRO Retirement Annuity Fund, a death benefit equal to your Fund Credit will be payable to your bene-ficiaries.

5) Important Notes

•The Fund is governed by a set of rules that are registered under and fully protected by the provisions of the Pension Funds Act (PFA).

•This Statement should be read in conjunction with the rules of the Fund. Should this benefit statement conflict with the rules, the rules shall prevail.

•The registrar of Pension Funds reference number of the Fund is 1/28/7425/2.

•The registered postal address of the Fund is the address of the administrators, PO Box 3041, Houghton, 2140.

•Income tax may have to be deducted from some of the benefits payable, which will be dependent on the prevailing legislation.

•The rules provide for dispute resolution proce-dures. Any dispute arising from the interpreta-tion of the rules of the SAMRO Retirement An-nuity fund must be referred in writting to the Board of Trustees, who will provide a written response within 30 days from receipt of the complaint. In the event that the response is not satisfactory, the matter may be referred to the Pension Funds Adjudicator in terms of Section 30 of the Pension Funds Act.

•You may inspect the rules and financial returns of the Fund at the registered address of the Fund. A copy is obtainable from the administrators of the Fund.

•Some of the Fund’s assets are invested in mar-ket linked investment portfolios aimed at per-formance in excess of inflation over the long term. Benefits could therefore be adversely affected by short term market volatility.

•Please seek professional financial advice from a licensed financial advisor before electing a benefit. For a licensed financial advisor you may go to the following website: www.fpi.co.za.

•Should you have any queries regarding this statement or the Fund in general, please contact Precious Ngwepe at the office of the Principal Officer on 011-***-****.

(1/3) kwe-Fund Credit yakho ngesamba esigcwelwe. Uma i-Fund Credit yakho ingaphansi kwenani lokungena- elishiwo isikhathi nesikhathi ngumthetho (njengamanje u – R247 500), ungashintshanisa ama-100% e-Fund Credit yakho ngesamba esigcwele, your Funf Credit to a lump sum.

3) Ukushesha uthathe umhlalaphansi ngenxa

yokugula

Uma ukhubazeke unomphelo nangokuphelele, uzoba nelungelo lokuthatha umhlalaphansi ngesizathu sokugula ngaphambi kweminyaka yobudala engama-55. Kuzokhokhwa inzuzo yokugula elingana ne-Fund Credit yakho.

4) Inzuzo Yokufa

Uma ushona ngesikhathi useyilungu le SAMRO Retirement Annuity Fund, abazuzifa bakho ba-zokhokhelwa inzuzo yokufa elingana ne-Fund Credit yakho.

5) Amanothi abalekile

•I-Fund iphethwe isethi yemithetho ebhaliswe ngaphansi nevikeleke ngokugcwele ukuh-linzeka kwe-Pension Funds Act (PFA) oku-wuMthetho Wezikhwama Zempesheni.

•Isitatimende kufanele sifundwe ngokuhlan-ganyela nemithetho ye-Fund. Uma kwenzeka lesi sitatimende sezinzuzo sishayisana ne-mithetho, kufanele kusebenze imitheho.

•Inamba yereferensi ye-Fund kaNobhala we-Sikhwama Sezimpesheni u-12/8/7425/2.

•Ikheli leposi elibhalisiwe le-Fund ikheli labaphathi, PO Box 3041, Houghton, 2140.

•Intela yemali engenayo kungenzeka ukuthi kufanele ukuthi ithathwe kwezinye izinzuzo ezikhokhiwe, okuzoncika emthethweni os-ebenzao.

•Imithetho ihlinzeka ngezinqubo zezixazululo zezimpikiswano. Nanoma iyiphi impikiswano evela ekuhunyushweni kwemithetho ye-SAMRO Retirement Annuity Fund kufanele idluliswe ngokubhalela i-Board of Trustes (Ibhodi Yababheki), abazohlinzeka ngem-pendulo ebhaliwe ezinsukwini ezingama-30 isikhalazo sitholakele. uma kwenzeka im-pedulo ingenelisi, udaba lungadluliselwa kuMahluleli Wezikhawama Zempesheni ngok-weSigaba 30 soMthetho Wezikhwama Zem-pesheni.

•Ungahlola imithetho kanye nezimbuyiselo zezimali ze-Fund ekhelini elibhalisiwe le-Fund. Ikhophi itholakala kubaphathi be-Fund.

•Ezinye zezimpahla ze-Fund zitshalwe ku-maphothifoliyo okutshalwa kwezimali ax-hunywe kuzimakethe okuhlose ekwenziweni komsebenzi ngaphezu kokwehla kwamandla emali esikhathini eside. Ngakho-ke izinzuzo zingathinteka kabi ngokuzamazama kwezi-makethe kwesikhathi esifushane.

•Sicela ucele izeluleko zezimali okuqeqeshelwe k u m e l u l e k i w e z e z i m a l i o n e l a y i s e n s e ngaphanbi kokukhetha inzuzo. Ukuthola umeluleki wezezimali onelayisense ungaya kule website: www.fpi.co.za.

•Uma kwenzeka uba nemibuzo maqondana nalesi sitatimende noma i-Fund jikelele, sicela uthinte Precious Ngwepe ehhovisi loMsebenzi Omkhulu ku-011-***-****.

Letloleng la hao bakeng sa tjhelete e lefuwang sekolokoto. Haeba Kerediti e Letloleng la hao e le ka tlase ho moedi o behilweng ka molao nako le nako (ha jwale R247 500), o ka fetolela Kerediti ya hao Letloleng kaofela (100%) hore o fumane tjhelete e sekolokoto.

3) Ho beha meja fatshe ka lebaka la bokudi

Haeba o fetoha sekowa sa nako yohle, o tla kgona ho beha meja fatshe ka lebaka bokudi pele ho dilemo tse 55. Ditsiane tsa dokudi tse lekanang le Kerediti ya hao e Letloleng di tla lefuwa.

4) Ditsiane tsa Lefu

Haeba oka hlokahala o ntse o le setho sa Letlole la ho Beha Maja Fatshe la Anyuthi la SAMRO, ditsiane tse lekanang le Kerediti e Letloleng la hao di tla lefuwa ho majalefa a hao.

5) Dintlha tsa bohlokwa

•Lethole le laolwa ke sete ya melawana e ngo-disitsweng tlasa, le ho sireletswa ka botlalo ke, dipehelo tsa Molao wa Dipenshene (Funds Act - PFA).

•Setatemente sena se tlameha ho balwa mmoho le melawana ya Lethole lena. Haeba setate-mente sena se hanyetsana le melawana, melawana e tla latelwa.

•Nomoro ya referense ya Morejistara wa Letlole la Dipenshene ke 12/8/7425/2.

•Aterese ya poso e ngodisitsweng ya Letlole ke aterese ya batsamaisi, PO Box 3041, Houghton, 2140.

•Lekgetlo le lefuwang moputsong le ka lokela ho hulwa ho tse ding tsa ditsiane tse lefuwang, tse tla itshetleha hodima molao o sebetsang ka nako eo.

•Melawana e na le mekgwatshebetso ya tharollo ya dikgohlano. Kgohlano efe kapa efe e bakehileng ka lebaka la ho tolokwa ha mel-awna ya Letlole la ho Beha Meja Fatshe la SAMRO e tlameha ho fetisetwa ka mongolo ho Boto ya Batshwaredi, ba tlang ho fana ka karabelo nakong ya matsasi a 30 kamora ho amohela tletlebo. Boemong ba haeba karabelo e sa kgotsofatse, taba ena e tla fetisetswa ho Moahlobi wa Matlole a Dipenshene ho la-tela Karolo ya 30 ya Moloa wa Dipenshene.

•O ka hlahloba melawana le dipoello tsa tjhelete tsa Lethole atereseng e ngodisitsweng ya Letole. Khopi e ka fumanwa ho tswa ho bat-samaisi ba Letlole.

•A mang a matlotlo a Letlole a tsetetswe dipo-tefoliong tse hoketsweng mebarakeng tse rer-etsweng ho sebetsa ka tsela e phahametseng infoleishene sebaka sa nako e telete. Ditsiane ka hona di ka angwa hampe ke ho hloka bots-itso ho bang teng ha nakwana mebarakeng.

•Ka kopo batla keletso ya seporofeshenale ho tswa no moeletsi wa tsa ditjhelete pele o ka kgetha ditsiane. Bakeng sa moeletsi ya nang le laesense o ka ya webosaeteng e latelang: www.fpi.co.za.

•Haeba o na le dipotso dife kapa dife tse ding mabapi le setatemente kapa Letlote ka ka-karetso, ka kopo ikopanye le Precious Ngwepe ofising ya Moofisiri ya ka Sehloohong ho 011-***-****.

Mr MA Ndou

P O Box 259

Kwenzekile

1432

Ndou MA

2226602

19 October 1985

1 December 2013

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