Portfolio & Credit Risk Manager Relationship Manager

ERIC OTIENO

**** ******** ****, *** ****, Los Angeles, CA 90017 • 213-***-**** • ********@*****.***

Portfolio & Credit Risk Manager Loan Underwriting & Structuring Relationship Manager Dynamic banker with formal credit training and 11 years of corporate and project finance experience focused on underwriting, portfolio management, building client relationships and cross selling of financial products. Highly proficient in credit analysis, risk management, financial modeling and corporate finance. PROFESSIONAL EXPERIENCE

MUFG Bank (fka Union Bank) Los Angeles, CA

Vice President, Power & Utilities June 2014 – December 2018

• Managed credit portfolio by providing loan underwriting of new credit facilities, refinancings, and amendments for both bilateral and syndicated deals. Portfolio comprised of regulated utilities, non-utility holding companies, utility cooperatives, independent power producers, pipeline and mining companies, both in the U.S. and Canada. As a result of qualities as a quick learner and hard worker, portfolio size steadily increased from 3 credits ($200 MM in exposure) in 2014 to 21 credits

(over $2 Bn in exposure) as of December 2018.

• Managed the credit process from start to finish including financial and risk analysis, modeling complex financial scenarios, obtaining credit approval, reviewing and negotiation of loan documents, coordinating the closing process, and facilitating loan funding at close.

• Ongoing portfolio management including completion of quarterly and annual reviews, quarterly monitoring of covenant compliance, and risk grade monitoring.

• Conducted market research and analysis and partnered with Relationship Management to identify new clients and areas of growth for existing clients.

• Mentored junior bankers (analysts and associates) to strengthen their analytical skills, broaden industry knowledge and promote growth.

• Notable transactions include:

o 2014 – Spearheaded the internal credit process for obtaining both local and global (Tokyo) approval of an extremely high visibility $4.25 Bn Debtor-in-Possession Financing for Energy Future Holdings, Inc. (first of its kind in the Power & Utilities Group), which generated more than $12 MM in income for the bank. Assistant Vice President, Power & Utilities / Mining & Minerals March 2009 – May 2014

• Served as the secondary relationship manager for Mining & Minerals credits, increasing exposure in the sector from $200 MM in 2009 to a peak of $800 MM in 2014, and increasing core earnings from $1 MM to $15 MM over that span.

• Relied upon by senior team members to successfully manage corporate (power & utilities) and project finance deals through the internal process – credit approval, closing and maintenance.

• Notable transactions include:

o 2012 - Converted two prospects to clients despite a tough marketing environment in the mining industry – Coeur d’Alene Mines Corporation and Natural Resource Partners LP. o 2011 - Managed the internal credit process from origination to successful closing of a $725 MM financing of one of the only two power project financing transactions completed since the onset of the 2008 financial crisis. Union Bank led all aspects of the transaction as Administrative Agent, Joint Lead Arranger, Joint Bookrunner, and Collateral Agent. Analyst, Power & Utilities June 2007 – February 2009

• Completed the Union Bank Analyst / Management Training Program (July 2008 – February 2009). Curriculum included intermediate and advanced accounting, business law, credit analysis, corporate finance, bank operations, and various sales seminars. Consistently ranked in the top quartile of the class.

• Promoted to Assistant Vice President following completion of Training Program. EDUCATION

Pomona College, Bachelor of Arts in Economics Claremont, CA SKILLS, ACTIVITIES & INTERESTS

Skills:

• Candidate for Level III of the Chartered Financial Analyst Program (CFA).

• Proficient in Excel, Word, PowerPoint, Moody’s Risk Analyst, S&P Capital IQ, Bloomberg, and SNL. Languages: Fluent in Kiswahili. Interests: Soccer.

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