NIRAMITH KWANRUCK

Sun Prairie, WI *****

608-***-**** – ac7vtf@r.postjobfree.com

Experienced Residential Mortgage Loan Processor seeking to leverage 16+ years of experience in an entry level Accounting Assistant opportunity or related role. Experienced with entering data, handling confidential customer information, and able to handle a high volume of work. Hard working, organized and strong attention to detail. EDUCATION

University of Wisconsin-Whitewater - Bachelor of Business Administration, Finance SKILLS

Knowledge in the use of Microsoft Words, Excel, PowerPoint, Outlook

Bilingual in Lao and English

Ability to successfully work independent or within teams

Data Entry, reviewing assets, tax returns, contracts, budgets, credit reports

Administration and customer support

WORK HISTORY

Mortgage Loan Processors III 03/2015 – 06/2018

Wisconsin Bank & Trust, Madison, WI (Dubuque Bank & Trust/Heartland Financial USA)

Verified, analyzed and calculated borrowers’ income, assets, credit report, and employment

Pre-underwrote, scanned, and organized loan prior to submitting file to Underwriter

Worked with loan officers, borrowers, third parties to collect additional documents

Processed credit card payments to pay appraisal invoices Loan Specialist 09/2014 – 03/2015

WI Energy Conservation Corporation’s Energy Finance Solution (WECC’s EFS), Madison, WI

Processed and underwrote loans according to guidelines

Prepared correspondence and served as point of contact to customers and contractors and requested needed documents

Received and reviewed contractor bids, invoices, signed documents, and completion certificates

Mortgage Loan Processor 11/2001 – 05/2014

Home Savings Bank, Madison, WI

Managed and processed construction loans, reviewed and created excel spreadsheet for cost reconciliation against estimate and actual cost, track draws and review for funding and wire funds to Title Companies

Adhered to consistent process and documentation requirements and ensured compliance with bank, federal and state regulatories, and investor guidelines

Reviewed appraisal and title work and resolved any issues

Scheduled and prepared loan closings with borrowers and Title Company

Scanned all closed loans and ship to investor.

Work with staffs to cross sell products and services

Internal loan audits and quarterly compliance reviewed including HMDA

Set and calculated daily mortgage interest rate and updated rates online

Part of a team to successfully create online mortgage loan center