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Accounts Receivable/Credit Manager

St. Louis, Missouri, United States
November 13, 2018

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***** ******** *****

St. Louis, Mo 63123


Hiring Manager, Robert Half

Thank you for the opportunity to apply for the Accounts Receivable position at your company. After reviewing your job description, it’s clear that you’re looking for a candidate that is extremely familiar with the responsibilities associated with the role, and can perform them confidently. Given these requirements, I am certain that I have the necessary skills to successfully do the job adeptly and perform above expectations. My business life has been spent in Accounts Receivable and I’m sure I can be an asset to your company.

I am a results-oriented professional who has been consistently praised as hard-working by my co-workers and management. Over the course of my 35-year career, I’ve developed a skill set directly relevant to the Accounts Receivable Manager role you are hiring for, including accounting expertise of 25 years, accounts receivable experience of 40 years, and advanced budgeting/forecasting experience 25 years. Overall, I have consistently demonstrated management, analytical, and teamwork abilities in every aspect of my Loan Officer role at Compass Bank, and I invite you to review my detailed achievements in the attached resume.

After reviewing my resume, I hope you will agree that I am the type of competent and competitive candidate you are looking for. I look forward to elaborating on how my specific skills and abilities will benefit your organization. Please contact me at 314-***-**** or via email at to arrange for a convenient meeting time.

Thank you for your consideration, and I look forward to hearing from you soon.


Charles Walters


10813 Tesshire Dr

St Louis, Mo 63123



I am looking for a position where I can apply my forty years of experience in banking, finance, accounting and customer service.


Feb 2017 – Present Lowes Kirkwood, Mo

P/T Cashier

Provide customers with fast, friendly, accurate service. Proactively seek product/project knowledge to provide customers with information and identify selling opportunities

Jul 2016 – Feb 2017 Uber St. Louis, Mo


Responsible for the transportation of riders to various locations in the St Louis county area.

Responsible for the customer service necessary to form a relationship between rider and Uber.

Mar 2016 – July 2016 Home Depot Sunset Hills, Mo

P/T Cashier

Provide customers with fast, friendly, accurate service. Proactively seek product/project knowledge to provide customers with information and identify selling opportunities.

Oct 2008 – March 2016 Signing Agent Now/Owner (Self- employed) Surprise, AZ

Responsible for the closing of conventional, VA, FHA, Reverse, new or refinanced loans for numerous lenders/title companies in the US.

Oct 2005 – Nov 2008 CDW Credit Management Group Sun City West/Peoria, AZ

Owner/Consultant (Self- employed)

Consulted with clients regarding control of their accounts receivable/ payable departments.

Oct 2004 – Oct 2005 Horizon Community Bank Lake Havasu, AZ

Vice President Residential Lending

Responsible for the startup of a bank mortgage lending department

Installed all policies and procedures.

Mar 2002 – Sep 2004 Compass Bank Scottsdale, AZ

Mortgage Loan Officer

Responsible for the generation of residential mortgage loans

Re-established numerous relationships with the realtor community

Apr 1999 – Mar 2002 Wells Fargo Bank Phoenix, AZ

Credit Administration Officer

Managed $45M mortgage loan portfolio with responsibility of mgmt of servicing loan centers

Feb 1998 – Apr 1999 Founders Bank Scottsdale, AZ

Commercial Loan Officer

Generated commercial and consumer loans

Managed $47M commercial and consumer loan portfolio

Jan 1995 – Feb 1998 Power Convertibles Tucson, AZ

National Credit Manager

Established an accounts receivable department for an electronics manufacturer

Began my career in 1968 with General Finance Corporation where I started as an internal auditor and subsequently managed consumer finance offices in Missouri, Mississippi and South Carolina. In 1978 became an Operations Analyst for American National Bank. I traveled extensively, working primarily with accounts with loss exposure and prepared recommendations for future funding. In 1985 became Vice President Finance for Chesterfield Finance where I had the responsibility for the underwriting of all leases and the management of the accounting/documentation and collection departments.

Education BS Finance/Accounting – University of Southern Mississippi

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