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Mortgage Loan Underwriter

Location:
Hemet, California, United States
Posted:
October 31, 2018

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Resume:

LAURA LEENKNECHT

951-***-**** ac7kja@r.postjobfree.com

Summary

Dedicated individual with extensive experience in Mortgage Underwriting.

In depth knowledge of guidelines and conditions precedent to successfully closing a mortgage loan.

Self motivated and dependable while achieving high performance with minimal supervision.

Demonstrated ability to complete tasks accurately despite interruptions and competing demands.

Exceptional self-starter who adapts rapidly to any and all changes.

Strengths

Honest and ethical

Common Sense approach to underwriting

Creative Problem Solving

Proficient with AUS systems DU, LP and GUS

Experienced with several LOS systems Datatrac, Byte, Orijin, Empower

Client service oriented

Team Player with “can do” attitude

Experience

Greenpath Funding-Stearns Lending

2017 to Present Senior Underwriter

Reviewed files for approval, declination or suspense as applicable according to Conventional, FHA, VA and various bond program guidelines.

Underwrote Manual transactions for FHA and VA transactions.

Cleared conditions for all files assigned in my pipeline.

Reviewed loan officer and management scenarios to determine whether borrowers could be approved and which program would be best suited for their mortgage needs.

Maintained 24 hour turn time for new file and condition review.

Golden Empire Mortgage

2011 to 2016 Senior Underwriter

Reviewed files for approval, declination or suspense as applicable according to Conventional, FHA, VA, USDA and various bond program guidelines.

Underwrote Manual transactions for FHA and VA transactions.

Cleared conditions for all files assigned in my pipeline

Reviewed loan officer scenarios to determine if borrowers could be approved and which program would be best suited for their mortgage needs.

Maintained 24-48 hour turn time for new file and condition review

Underwrote as many as 60 files per month.

Won award for top operations employee

SAMS LLC (Joint Venture subsidiary of Bank of America Home Loans)

2008 to 2011 VA Underwriter

Reviewed files for approval according to VA guidelines

Underwrote manual transactions for VA guidelines

Cleared conditions for all assigned to my pipeline

Maintained 24 hour turn time for new file and condition review

Education and Designations

Direct Endorsement designation X380

VA LAPP-SAR Authority # 011605

Mt. San Jacinto College

Los Angeles Pierce College

Continuing Education seminars through Rockhurst University



Contact this candidate