LAURA LEENKNECHT
951-***-**** ac7kja@r.postjobfree.com
Summary
Dedicated individual with extensive experience in Mortgage Underwriting.
In depth knowledge of guidelines and conditions precedent to successfully closing a mortgage loan.
Self motivated and dependable while achieving high performance with minimal supervision.
Demonstrated ability to complete tasks accurately despite interruptions and competing demands.
Exceptional self-starter who adapts rapidly to any and all changes.
Strengths
Honest and ethical
Common Sense approach to underwriting
Creative Problem Solving
Proficient with AUS systems DU, LP and GUS
Experienced with several LOS systems Datatrac, Byte, Orijin, Empower
Client service oriented
Team Player with “can do” attitude
Experience
Greenpath Funding-Stearns Lending
2017 to Present Senior Underwriter
Reviewed files for approval, declination or suspense as applicable according to Conventional, FHA, VA and various bond program guidelines.
Underwrote Manual transactions for FHA and VA transactions.
Cleared conditions for all files assigned in my pipeline.
Reviewed loan officer and management scenarios to determine whether borrowers could be approved and which program would be best suited for their mortgage needs.
Maintained 24 hour turn time for new file and condition review.
Golden Empire Mortgage
2011 to 2016 Senior Underwriter
Reviewed files for approval, declination or suspense as applicable according to Conventional, FHA, VA, USDA and various bond program guidelines.
Underwrote Manual transactions for FHA and VA transactions.
Cleared conditions for all files assigned in my pipeline
Reviewed loan officer scenarios to determine if borrowers could be approved and which program would be best suited for their mortgage needs.
Maintained 24-48 hour turn time for new file and condition review
Underwrote as many as 60 files per month.
Won award for top operations employee
SAMS LLC (Joint Venture subsidiary of Bank of America Home Loans)
2008 to 2011 VA Underwriter
Reviewed files for approval according to VA guidelines
Underwrote manual transactions for VA guidelines
Cleared conditions for all assigned to my pipeline
Maintained 24 hour turn time for new file and condition review
Education and Designations
Direct Endorsement designation X380
VA LAPP-SAR Authority # 011605
Mt. San Jacinto College
Los Angeles Pierce College
Continuing Education seminars through Rockhurst University