Mortgage Manager

Maria Jandula

*** ********* ** ***********, ** **440

Phone: 708-***-****

E-mail: *********@*****.***

Objectives

To secure a position with a well-established organization with a stable environment that will lead to career advancement and a long lasting relationship in the field of finance and mortgage. Experience

Jr Collateral Underwriter 10/2017-6/2018

Wintrust Mortgage (Willowbrook, IL)

Review and underwrite the appraisal process of each file that comes in through the system. Takes overflow as it arrives. Approves or conditions items for the loan file and report these to each member of the team for said loan. Clears conditions once items returned. USPAP 2018-2019 certificate completed. Team Administrator/Loan Processor 2/2017-10/2017

Wintrust Mortgage (Naperville, IL)

Facilitate in opening all loans prior to submitting to assigned processor. Included in daily tasks are ordering appropriate appraisal services, condo documents, verifications of employment, etc. Receive appraisal documents and upload to file, review documents and enter into Mortgage Builder system. Request appraisal conditions if necessary per processor or underwriter. Order census tract information to research property type and current recorded mortgage documentation. Prepare closing audit and send to closing dept. Sr. Loan Processor (4/2016-2/2017)

Wintrust Mortgage (Naperville,IL)

Process employee loans from application to closing. Loan types include FHA, VA, IHDA, conventional, jumbo, purchase and refinance. Request documentation from borrowers to complete file to submit to underwriting. Calculate income based off of pay stubs and tax returns. Order credit supplements, payoffs, verifications of mortgages, and subordinations. Research and comply with correspondent lender guidelines. Schedule closings. Mortgage Closer (11/2015-4/2016)

Wells Fargo Home Mortgage (Lombard, IL)

Facilitate all loan closings in my pipeline after final decision. Includes purchase and refinances. Calls to the settlement agent to get closing related documents. Reviews closing disclosure with borrowers and title. Collects closing stipulations such as VVOEs, HOI, updated title fees, etc. Funds loan once all signed documents are submitted and reviewed. Follow new TRID procedures to close on time on all files. Mortgage Office Administrator (12/2014-7/2015)

PNC Mortgage (Chicago, IL)

Assisted the Lincoln Park Market with various duties. Provide essential administrative support for the Market Manager within the Mortgage Origination division. Conduct on boarding of newly hired loan officers. Send daily productivity and mortgage rates. Prepare and reconcile management reports, maintain employee time sheets and vacation schedules, and perform other administrative functions as needed. Home Services Specialist II ( 9/2012-10/2014)

Bank of America Home Loans ( Rolling Meadows, IL)

Processed and maintained a pipeline of at least 40 loans per month. Closing 45% of pipeline monthly. Underwriting authority received to clear conventional conditions for HARP loans. Reviewed and cleared conditions for appraisals. Ordered payoffs and subordinations, clearing title, calculating income and assets, contacting borrowers on a timely basis, doing verifications of employment, running credit and DU approvals, calculating closing costs and scheduling closings with title company. Use of CLUES, AU, and Statusmart.

Senior Consumer Loan Processor (6/2009 –8/2012)

JP Morgan Chase Bank (Downers Grove, IL )

Processed and maintained a pipeline of at least 40-50 loans per month, including FHA & conventional purchases and refinances. Ordering payoffs and subordinations, calculating income and assets, requesting purchase documentation, contacting borrowers, doing verifications of employment, running credit and zippy approvals, calculating closing costs and scheduling closings with title company. Use of CLOSR, MERS, FHA connection website, Realec, Credco, Kroll factual data and data verify. Senior Loan Specialist-Contractor (3/2009-6/2009)

Countrywide/Bank Of America Home Loans (Oak Brook, IL) 90 day assignment for processing and maintaining mortgage loans. FHA and conventional loan processing including ordering payoffs and subordinations, calculating income and assets, requesting purchase documentation, contacting borrowers, doing verifications of employment, running credit and clues approvals, calculating closing costs. Use of Titleserv, MERS, CLUES, DU, LP, and FHA connection website. Education

High School Diploma Morton East High School- Cicero, IL 6 /1999 College of DuPage -Glen Ellyn, IL 8/2006-9/2007 GPA 3.4 Skills

Skills: E xperience in computer software including Jack Henry banking system, LaserPro, LexisNexis, Citrix, Titleserv, People Soft, Realec, Data Verify, Credco, Kroll, CLOSR, CLUES, DU, LP, AUS, FHA connection, Microsoft Windows, Word, Excel, Office, Outlook, Adobe PDF files. Internet fluent. Typing 55+ wpm. USPAP compliant. Excellent team player and interpersonal skills. Excellent multi-tasking ability.

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