Summary
Work Experience
Skills
Detra Holliday
***********@*****.***
Over years experience in all aspects of the mortgage industry which include extensive responsibility in underwriting, clerical and data entry. Excellent analytical, mathematical, verbal and written communication skills. Consistently able to meet or exceed the demands of a fast paced work environment. Work well within a team structure and independently: goal oriented and self motivated.
July 2017
to
February 2018
Integrity First Financial Group San Diego, CA
Senior Mortgage Underwriter
Expertise in Conventional, FHA, USDA, Freddie Mac and DPS loans. Responsible in deciding to approve or deny clients mortgage loans according to irrelevant information being provided per their loan applications. Verify employment along with income information, provide reviews on credit history and compute the Borrower's assets and collateral. Ensure that the specifications of properties and terms of loans meet the requirements of the financial institution and with the government regulations. Once loan application have been thoroughly evaluated and assessments have been made to determine the degree of risk, then document the relevant reason for the approval or denial of the loan an data copy of the disposition to the loan file.
April 2012
to
March 2017
Guild Mortgage Company San Diego, CA
Senior Mortgage Underwriter
Expertise in Conventional, FHA, Freddie Mac, USDA, DPA loans. Responsible in deciding to approve or deny clients mortgage loans according to relevant information being provided at their loan applications. Verify employment along with income information, provide reviews on credit history and compute the borrower's assets and collateral. Ensure that the specifications of properties and terms of loans meet the requirements of the financial institution and with the government regulations. Once loan applications have been thoroughly evaluated and assessments have been made to determine the degree of risk, then document the relevant reason for the approval or denial and add the commitment letter to the loan file.
April 2010
to
April 2012
Guild Mortgage Company San Diego, CA
Jr. Underwriter
Signed off conditions for Underwriters, Ordered Mortgage Insurance, Submitted files to Investor such as CALHFA, Deutsche Bank, Access etc. Re ran DU, LP and GUS for minor loan changes such as loan amount, interest rate etc. October 2005
to
April 2010
Guild Mortgage Company San Diego, CA
Sr. Broker Coordinator
Build positive working relations with Account Executive's, Brokers and other Guild team members to achieve all corporate production and service goals. Assist Account Executive's with related questions to achieve a positive service rating. Ordered FHA/VA case numbers. Submitted files to CALHFA, Order and review loan documentation as required for each loan application to be submitted for prompt underwriting and funding to achieve accuracy. Strong dedication to meet deadlines.
Education and Training
Activities and Honors
References
Excellent communication skills.
Positive approach to solve financial
problems.
Able to maintain various contacts.
Capable to provide mortgage loan
information to clients.
Capacity to work under pressure.
Exceptional organizational and
analytical skills.
Special knowledge of computer
programs.
Able to perform data entry.
Extremely honest and responsible
attitude
1996 Lincoln High School San Diego, CA, USA
High School Diploma: General
I participated in the ROP program.
DE Underwriter Chums ID: FZ68
Kat Foster, SVP Director of Credit Risk
Guild Mortgage Company
5898 Copley Drive
San Diego, .CA 92111
*******@*************.***
Business reference known her for 20 years