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Microsoft Office Loan

Location:
Miami, Florida, United States
Posted:
March 01, 2018

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***** *.* **** **

Miami Florida *****

Phone: 305-***-****

e-mail: ac4nya@r.postjobfree.com

Barbara M. Alvarez

Objective Seeking a position with a growing organization that will enable me to expand my knowledge and professional portfolio.

Experience

Biscayne Bank, FL 2013 – 2017

Loan Operations Specialist

• Prepare monthly statistical reports (e.g., New Loans Tracking/Pipe-Line)

• Process new loan unsecured, installments, residential, CDs constructions and commercials and/ or modifications, future advances and increase existing lines of credit

• Audit renewals and new loans, F/A advances and modifications after booking. Updates appropriate systems to reflect documents received or returned to personal banking officers for correction

• Initiates appropriate fundings actions to funded the loan closing/adquicition per customers instructions on the customer specified funding date including preparing wires in FEDLINK per customer and attorneys instructions

• Verified that each new account requirement special attachments or documents is completed

• Perform loan maintenance and ensure all adjustments made for critical loan data including interest rate, payment schedule and/or deferments are in compliance with loan documentation

• Check daily transactions for accuracy and make the necessary corrections. Check system reports for accuracy and prepare management reports as required

• Analyze and research items on unposted and make corrections as needed

• Verify reports for input accuracy and Investigate loan payment history U.S Century Bank, FL 2005 – 2013

Loan Operations Specialist

• Ensure loan files contain documentation with proper signatures, dates and other relevant data

• Input and update commercial, installment and mortgage loans using BacPac System

• Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications and assure loans comply with National Flood Insurance Program

• Work with external agencies such as auditors, attorneys and appraisers in order to reconcile bank’s general ledgers, pay invoices, apply retainer funds and legal fees due to foreclosure actions

• Perform internal auditing, review payments and on a daily basis reconcile board reports, invoices and general ledgers

• Conduct amortizations, interest accrual calculations, loan’s payments

• Responsible for preparing LPS tax services form for real estate loan collateral portfolio Terra Bank, FL 2002 – 2005

Loan Operation Specialist

• Responsible for reviewing the integrity of documents to assure they comply with bank’s policy

• Process mortgage modification, including but not limited to, interest rate modification and interest accrual calculation

• Reconcile General Ledger Accounts assigned to Loan Operations

• Process, on daily basis, loan payments, escrow payment and disbursement

• Responsible for monitoring new and renewal loans information into the system.

• Maintaining and updating existing loan records, insurance policy and UCC continuation

• Responsible for the daily review and verification of core system generate reports such as billings, statements and maintenance reports.

Hamilton Bank 1999 – 2002

Loan Operation Specialist

• Process discounted and selling of drafts, banker’s acceptances and trade bills

• Ensure loan’s documentations are in compliance with bank’s policy and procedures

• Process, on daily basis, loan payments, escrow payment and disbursement

• Assist officers in managing customer accounts

• Assists in creating and maintaining various operations procedure manuals Mercantil Bank/Commerce Bank 1995 – 1999

Accounting Clerk

• Update account return for in clearing and out clearing items

• Handled returns to department, sent mail out on timely manner, handled cost to cost and deposits, bundles according to Federal Regulations

• Audit small businesses, large corporations and loans ranging from $100M to $10MM

• Focused on collateral, confirming the validity of the receivables Education

• Institute of Accounting and Finance, Havana, Cuba Skills

Computer proficiency and knowledge of Microsoft Office Programs, Word, Excel, Power Point, Outlook. Knowledgeable with insurance (N.F.I.P, HO6) loan documentation, lending procedures, and general ledger’s reconciliation. Proficient with CIF 20/20, BancPac/Bac Win System. Fluent in Spanish



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