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Manager Officer

Piscataway, New Jersey, United States
February 17, 2018

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•Experienced and rounded BSA AML Compliance Officer with strong Compliance testing and control background

•Exercise sound judgment and observe the highest degree of confidentiality in handling of Information received

•Accomplished professional with 10 years of solid experience in the financial industry. Hands on regulatory audit experience. Experienced AML senior manager facilitator providing proper functions daily. Heavy regulatory governance experience working with examiners and auditors.

•Performed Enhanced Due Diligence on customers deemed high risk and suggested account restrictions and or account closures based on risk to the institution.

•Experienced with federal and state guidelines and regulations in accordance with group standards. (BSA, OFAC, Patriot Act)

•Experience handling and overseeing inner workings of compliance department with extraordinary leadership



•Deutsche Bank

•Vice President AML Special Investigations

•Oct 16 – Present

•Performed and prepare voluntary self-disclosure and forensic regulatory look-backs via remediation projects.

•Collaborate with various LOB department heads as needed for transactions which warrant further attention.

•Identify high risk entity type customers and offer guidance and establish guidelines for EDD initial and ongoing monitoring.

•Performed On-Site visitation to correspondent banking clients when deemed necessary for further investigations.

•Worked closely with team members and other financial institutions to fulfill 314(b) of the USA Patriot Act sharing of information request.

•Respond to subpoenas and respond to government agencies on timely matter. (D.A’s office, Law enforcement etc.)

•Ensures that all BSA/AML AFC internal controls are in place and proper testing are in place in warranted.

•Keeping strict confidentiality at all-time due to high profile criminal pending cases during investigations.

•Constant collaboration with FBI, DEA, SEC, USSS pursuant to criminal cases that office is investigating.

•Money Dart Global Services

•BSA Deputy Chief Compliance Officer (Contract)

•July 15 - Oct 16

•Performed internal controls testing within the BSA area ensuring that there are adequate processes,

•Managed a team of 10 analysts daily within a compliance function. Coaching and training was conducted regularly.

•Identified high risk entity type customers and offer guidance and establish guidelines for EDD initial and ongoing monitoring.

•Performed frequent compliance control testings of internal control as per audit findings from examiners.

•In addition, collaborated with colleagues as necessary to advance the BSA risk assessment program to mitigate risk.

•Completed a BSA/AML OFAC Risk Assessment at least annually for reporting to the Chief Risk Officer and the Risk Committee.

•Ensured that all BSA/AML OFAC related compliance issues, reviews, reports and filings are completed proficiently.

•High working Knowledge with Correspondent banking and wire transfers specifically with High Risk Jurisdictions.

•Monitors and reviews the electronic filing of currency transaction reporting, reviews monetary instrument logs

•Performed investigations of suspicious activity, fraud and BSA/AML OFAC criminal investigations. Prepare and file relevant SARs.

•Acted as subject matter expert for BSA/AML, oversees preparation for compliance/regulatory examinations reviews.

•Updated AML Program manual in accordance with new regulations, Reviewing AML documentation daily

•Tested Internal Audit activities and information with the lines of business and via third party audit firm.

•Worked closely with Chief Compliance Officer daily to combat day to day compliance tasks. Sit in committee meetings monthly.

•JPMorgan Chase

•Feb 14 – July 15

•AML AVP Compliance Officer Investigations

•Experienced in identifying patterns, risk indicators, linkages and illicit activities with FCC datasets.

•Manage tests of controls within test programs

•Managed a team of 7 AML Analyst for the alert control. Held team meetings on a regular basis. Effectively communicated direction

•Collaborated with a cross-functional team to obtain information regarding customer financial activity observed during an investigation Prepared supporting documentation for specific SARs as requested by various law enforcement agencies via subpoena

•Developed relationships with both internal customers and external customers such as law enforcement in efforts to drive quality and execution of sensitive matters Completed Investigated suspicious financial activity that is

•identified by governmental agencies, such as: ICE, ATF, Secret Service, FBI and IRS

•Cenlar FSB

• Feb 13 – Feb 14

•AML Compliance Officer Manager (Contract)

•Drafted and submitted FinCen 314(a) requests via trained and supervised new AML investigators which were on-boarded.

•Performed and evaluated transactions and customer relationships for money laundering activities and identified red flags issues via escalated within the AML groups.

•Identified and recommend required changes to ensure compliance with applicable regulations, business processes, and mandated changes. KYC/CIP expert. Also expert in vetting, due diligence, and refresh overlapping areas of KYC, AML, and SARs.

•Attended weekly board meetings with stakeholders in conjunction to current issues and tasks.

•Effectively collaborated with bankers to obtain information related to their client’s transactions in conjunction the use of SAR’s reports and logs

•Reviewed and analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity.

•Performed detailed research on suspicious activity and drafted Suspicious Activity Reports when deemed necessary

•Bank of America

• Jun 12-Feb 13

•Compliance AML Officer (Contract)

•Prepared and drafted suspicious activity Reports (SAR) in compliance with established regulatory guidelines

•Strong understanding of Bank Secrecy Act, AML and Office of Foreign Assets control (OFAC)

•Analyzed financial data, and utilized SARs daily and reporting logs being accurate reported with KYC and OFAC sanctions with vetting, due diligence, and refresh overlapping areas of KYC, AML, and SARs.

•Reviewed and update existing KYC/CIP forms for submission to account officers for review and delivery to compliance dept. QA cases daily and alerts. Strong understanding on statues and regulations affecting the bank of crime act, Bribery act 2010, AML sanctions and fraud.

•Communicated findings with senior staff daily in regards to Fraud and suspicious activity

•Documented, researched for proper verification check via Fraud and Suspicious activity.

•Franklin First Financial

• Jan 11-Jun 12

•Compliance AML Analyst (Contract)

•Audited independent reviews and ensuring it is in scope with BSA requirements and policy and procedures via


•Audited data systems, reviewed and updated policy and procedures within the BSA guidelines.

•Acted as a liaison between business and Tech departments via development of NICE Actimize software.

•Utilized FinCin BSA to file SARs Reports daily with suspicious activity report logs to be in asset compliant

•Western Union Co

• Apr 10-Sep 10

•Data AML Compliance Lead analysis (Contract)

•Developed business data mining database for analytical reporting within MS ACCESS.

•Research and compiled all data into power point presentations for stakeholders to review.

•Focused and liaised with technology team in regards to development of AML software reporting tool.

•Attended regular meetings to discuss new business strategies and opportunities within the risk framework.

•University of Phoenix Feb 05-Feb 10

•Loan Officer/Underwriter

•Provided students across the country, with highest level of 1 on 1 educational services & financial advice

•Assisted with various loan departments in assisting with internal investigation on fraudulent and incorrect documentation.

•Conducted research via loan documentation pertaining to FHA and Fannie Mae guidelines.

•Worked directly with the Graduation Team in lieu with other counseling specialist

•Master of Presentation for weekly training session with an audience of 10 students in person and virtually.

•US Navy

•Sept 01-May 03

•Petty Officer 3rd Class

•Supervised team of 10 personnel establishing security safety and organization entire ship

•Led, Assisted and Motivated a team by example of daily duties while deployed via aircraft carrier.


•Kean University/University of Chelsea. Jun 07

•Master’s Business Management

•Kean University/University of Chelsea Jun 06

•B.S Business Management

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