Management Sales

Marie DeBakey

Lynnwood, Wa

Phone: 425-***-****

E-Mail: ************@*****.***

Objective

Seeking a position which will utilize my skills in the field which can make a positive contribution for the growth of an organization.

Professional Summary

Knowledgeable and efficient in Mortgage Loan Processor with 5 years experience. Works exceptionally well in fast paced environments driven by tight deadlines.

Summary of Skills

Conversant in Hindi / Urdu

FHA, VA, Fanny Mae, Freddy Mac

Deligent and detail- oriented - thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.

Experience and a comprehensive knowledge of conventional and government loan programs as well as Hardships.

Education and Training

1997 St. Phillips College San Antonio, Texas

Associate of Arts Hotel / Restaurant management

Coursework in Business and Restaurant Management

Coursework in Food and Beverage Operations

Coursework in Business, Restaurant and Hotel Management

Basic Vocational Certificate: Restaurant Operations

Basic Vocational Certificate: Culinary Management

Coursework in Sustainable Purchasing

Work Experience

August 2012 to November 2017

Community Assistance Center Everett, Washington

Mortgage Loan Advisior and Processor

Assisted senior-level credit officers with complex loan applications.

Adhered to all federal and state compliance guidelines relative to retail mortgage lending.

Interviewed an average of 30 mortgage loan applicants per month.

Performed daily maintenance of the loan applicant database.

Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.

Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.

Educated customers on the variety of loan products and available credit options.

Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.

Effectively managed more than [60] client relationships.

Provided expert financial advice on mortgage and both educational and personal loans.

March 2013 to September 2016

Fayza Restaurant Seattle, Washington

General Manager

Conducted daily pre-shift and weekly departmental meetings to ensure organizational efficiency.

Scheduled and directed staff in daily work assignments to maximize productivity.

Assigned tasks and oversaw the direction of employees to ensure compliance with food safety procedures and quality control guidelines.

Optimized profits by controlling food, beverage and labor costs on a daily basis.

Built sales forecasts and schedules to reflected desired productivity targets.

Initiated negotiations regarding vendor contracts and kept updated records of contracts.

Regularly updated computer systems with new pricing and daily food specials.

Managed accounts payable, accounts receivable and payroll.

Certifications

Serv Safe

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