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Credit & Collections and Common Sense Manager

Location:
Sugar Land, TX
Posted:
November 23, 2017

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Resume:

D AVID O ROSZ

2-81-342-****

4-09-392-****

d ac3gf6@r.postjobfree.com OBJECTIVE:

Seeking t he o pportunity t o m anage a C redit-Collection D epartment, i ncluding a ll t he c ollection functions, o rganizing t he d epartment, e stablishing g uidelines, p olicy, c ommunication c ontrols, credit a pprovals a nd a ccounts r eceivable h eavy o n c ollections ACCOMPLISHMENTS:

● Advised a nd d eveloped a nd i mplemented c redit a nd c ollection s trategy, p rocedures, established g uidelines a nd t echniques u sed d aily

● Exceeded C redit D epartment o bjectives, g oals b y c ollecting, s ettling p ast d ue, c ollecting bad d ebt a ccounts a nd k eeping t he o ver 6 0 d ay t otal A R t otaling $ 100 m illion u nder t he 6% g oal

● Approved a nd r ecommended c ustomer c redit a pplications f or c redit l ines u p t o $ 2.5 million a nd p resented s upport, r eports t o s enior m anagement f or c ompany a pprovals

● Monitored, g uided, t rained a nd s upervised c redit d epartment p ersonnel w ith c redit application, p ersonal g uarantee p rocessing, c ollections a nd c ommunications w ith customers a nd e mployees

● Utilized t he i mportance, s trength o f t he p ersonal g uarantee i n c ollecting p ast d ue, b ad debt a ccounts

● Interfaced c ommunicated w ith s enior c ompany m anagement r egarding a ccounts s tatus, expediting d isputes, r esolutions, a djustments, n egotiations a nd s ettlements w ith customers a nd d ebtors

● Negotiated p ayment a rrangements, p romissory n otes w ith d istressed, c ollectable accounts a nd r etained t heir b usiness

● Presented r ecommendations, f inancial i nformation, L ien f iling d ata, c ollection a ctions t o Management a nd L egal D epartments t o e xpedite c ollections a nd s ettlements SKILLS & A BILITIES:

● M icrosoft o ffice O utlook, E xcel a nd W ord

● O racle F inancials

● A vantgard G etPaid

D AVID O ROSZ

2-81-342-****

4-09-392-****

d ac3gf6@r.postjobfree.com EXPERIENCE:

POOL W ELL S ERVICES,NABORS C OMPLETION & P RODUCTION S ERVICES C OMPANY, C

& J E NERGY S ERVICES; s ame a cquired C ompany SENIOR C REDIT & C OLLECTIONS R EPRESENTATIVE 1990 - N ovember 2 015

- Reporting t o C redit & C ollections M anager a nd V P o f F inance

- Monitored a nd g uided c redit p ersonnel i n a ccounts r eceivable c ollections, c redit application r eviews a nd p rocedures

- Worked w ith m anagers t o d evelop a nd i mplement c redit c ollection s trategies, p olicy guidelines

- Approved c ustomer a pplications f or c redit l ines u p t o $ 2.5 m illion a nd p resented recommendations w ith s upport t o s enior m anagement f or c ustomer c redit a mounts i n excess o f $ 2.5 m illion

- Monitored a nd t rained s taff o f 5 e mployees i n t he r esources a nd e xperience o f o il & g as collections

- Interfaced w ith S enior c ompany m anagement r egarding s tatus o f a ccounts, e xpediting dispute r esolutions, a djustments. N egotiations a nd s ettlements w ith c ustomers

- Provided e xpertise r egarding d istressed c ustomer a ccounts t hrough p ayment arrangements

- Presented r ecommendations t o L egal d epartment a nd p rovided o il & g as L ien f iling d ata CLAYDESTA C OMMUNICATIONS C ORP.

SUPERVISOR C OLLECTIONS-COMMERCIAL A CCOUNTS

1987-1990

- R eported t o V P C redit - F inance

- C ollection o f a ll l arge b usiness a nd i ndividuals a ccounts

- Accounts t otaled u p t o 5 50 w ith a ccounts r eceivables i n e xcess o f $ 3.5 m illion

- Negotiated p ayment s ettlements a nd r esolved d isputes FDIC A CCOUNT O FFICER-LIQUIDATION A SSISTANT

FEDERAL I NSURANCE C ORP.

1985-1987

- Liquidated, p rocessed f ailed b ank a ssets a nd l oans t hrough s ettlements, l itigation a nd selling o f a ssets

D AVID O ROSZ

2-81-342-****

4-09-392-****

d ac3gf6@r.postjobfree.com

- Analyzed f inancial s tatements o f d ebtors a nd n egotiated c ollateral t o e nhance o verall recovery o f a ssets

- Reviewed a nd e valuated l egal d ocuments; p romissory n otes, m ortgages, c ollateral documentation, d eeds a nd s ales a greements

- Monitored a nd e nsured t hat a ll a ssets i n l itigation a nd i n b ankruptcy c omplied w ith F DIC Rules & R egulations

SCHLUMBERGER W ELL S ERVICES

DIVISION C REDIT M ANAGER-PERMIAN B ASIN D IVISION 1980-1985

- D irectly r esponsible f or a ll a spects o f c redit a nd c ollections f or t he P ermian B asin a rea w hich includes a ll o f W est T exas a nd s outhern N ew M exico

- R esponsible f or 1 20 a ccounts w ith t otal r eceivables f rom $ 120-170 m illion

- A ctively i nvolved i n t he l ocal c redit a ssociation, N ACM o f W est T exas DRESSER I NDUSTRIES

AREA C REDIT M ANAGER-PERMIAN B ASIN

1976-1980

- Responsible f or a ll a spects o f c redit a nd c ollections f or a ra t hat i ncluded w est T exas t o Dallas a nd M exico

- Credit a nd C ollection o f o ver 2 50 a ccounts a nd $ 150 m illion i n a ccounts r eceivable EDUCATION:

CLEVELAND S TATE U NIVERSITY

CUYAHOGA C OMMUNITY C OLLEGE

1970-1974

- Business A dministration, A ccounting

- Computer P rogramming, D ata P rocessing

INVOLVEMENT:

Initiated a nd h ave b een a m ember o f i nformal a nd f ormal c reditor c ommittees. W orked w ith customer g roups f or t he p urpose o f s tructured p ayments a nd s ettlements. R epresented m y company i n B ankruptcy a ctions a nd s erved o n b ankruptcy c reditor c ommittees. INTERESTS:

Long t ime a ssociation w ith B oy S couts, E njoy s ports, c ycling a nd o utdoor a ctivities



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