Customer Data Entry

KUSUMA LATHA GHANTA

********@*******.***

Phone: 412-***-****

Summary

A finance profession with Six plus years of experience in Banking and Insurance industry.

Sound knowledge of retail loan application processing including analyzing customer profile and creditworthiness

Exceed productivity standards set by organizations.

Well conversant with banking software and technology

Experience

Mortgage Loan Processor with BANK OF AMERICA

Responsibilities

Verify data entry of application in LOS against submitted documentation

Verify income and assets documentation are complete and compliant to established guidelines

Order FHA Case number,

Order Flood Cert

Order Title

Verify income docs, recalculate income to confirm

Review title. Work with the title officer to clear judgments/liens

Verify real estate taxes are paid to date.

Verify hazard insurance is paid in full and adequately covers the loan amount

Mortgage Loan Coordinator with METLIFE

Responsibilities

Process mortgage loans according to established timelines.

Set up file, review documentation in loan system or enter the data into the loan system.

Ensure file meets minimum documentation/product guidelines.

Complete required checklists/worksheets.

Review loan systems and documentation in file returning to underwriting, if applicable.

Scan file and deliver files to Post Closing, if applicable.

Credit Assessment Officer with ANZ Bank, India

Responsibilities

Process loan applications by exercising thorough credit worthiness assessment and sound decision-making

Comply with lending/credit policy, product and Mortgage Insurance and approval process guidelines laid down by Bank in assessing applicant’s credit worthiness.

Ensure customer’s information is thoroughly investigated and accurately recorded.

Develop sound relationships with ANZ customers by maintaining good communication.

Meet or exceed productivity standards.

Escalate all applications over CAD (Credit Appraisal Software), with appropriate communications.

Credit Officer with CitiFinancial, India and India bulls Financial Services India

Responsibilities:

Management of loan application examination, processing and disbursal undertaken by credit back end operation department

Analyzing and validating customers profile and credentials as per Know Your Customer (KYC) norms to ensure credit worthiness of the customer.

Verifying customer details using credit software application, customer databases and Fraud control Unit for credit authorization

Ensure nil non-starters (customers who fail to pay first installment) on a month on month basis and maintain low delinquency.

Contribute to continuously improvement of loan application process work flow

Monitors foreclosure loans and ensures that foreclosure actions on individual accounts are completed in a timely manner.

Work with legal and other organizations to document foreclosure proceedings. Handles routine levels of transactions with oversight by senior staff and managers to complete daily tasks.

Education:

MBA

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