CURRICULAM VITAE

VENKATESH.B Mobile No: 909-***-****

Email Id: ac2jet@r.postjobfree.com

Career Objective

To take up a challenging carrier in a reputed concern like yours, where I can be a key member, making an important contribution to the short term and long term objectives of your company

Sai security consultancy (Airtel partner) Sep 2015 – Till Date

Current Employment in Airtel AES (B2B) Service & Collections as a Client Relationship Manager processing corporate (CUG) handling Postpaid for Top Account having Pan India…..

Efficiently achieved the set order booking/ revenue targets for the vertical in the Chennai region by effectively handling Key accounts and taking care of their entire range of telecom requirements across all data & voice solutions.

Handles the entire top corporate in different vertical like IT Giants, TOP BPO’s, Manufacturing companies, Logistics, construction companies and government accounts.

Always being team player considering the team performance acted as a team Spoc to share the necessary details to the team to improve the team collection performance

KTN SPOC for Collection and Bad debt Recovery

KTN SPOC for Suspense Clearance

KTN SPOC for sharing the EFT payments and Bank Statement to the team And Raised the Ticket report given to CAD Team

Trayee Business Solutions Jan 2013 – Sep 2015

Trayee Business solution (A third party vendor to HSBC bank) provides a variety of support services to multinational banking and financial institutions have a rich legacy of experience in the banking vertical with specialization in the Credit Card Operations

HSBC has various type of the loan processing to be done for their customers who apply for it and comes in to assist the backend processing of processing of HSBC’s loan application...

Secured Loan- A secured Loan, is a Loan in which the borrower pledges some asset as security for the loan, which then becomes a secured debt owned to the creditor who gives the loan

Unsecured Loan – AN Unsecured loan is a loan that is issued and supported only by the borrower’s creditworthiness, rather than by a type of collateral…

JOB DESCRIPTION:

Under Personal Loan Service as “Pre-Approval -Underwriting Process”.

DATA CAPTURE:

Loan application from the Client are validated for the data and updated in the Clients Application and incorrect Data are highlighted in the Application for Further Action.

KYC Document

Know your customer –KYC enables banks to know their customers and their financial dealing to be able to serve them better and manage its risk prudently

KYC Document are

1.ID proof

2.Address Proof

BLACKLIST

A list of persons, organizations or nations suspected or convicted of fraudulent, illegal or criminal activity, and therefore excluded from a service or penalized in some other manner

CIBIL:

CIBIL was created to play a critical role in India’s financial system and maintains records of an individual’s payments pertaining to loans and credit cards. These records are submitted to CIBIL by member banks and credit institutions, on a monthly basis. This information is then used to create Credit Information Reports (CIR) and credit scores which are provided to credit institutions in order to help evaluate and approve loan applications. Helping loan providers manage their business and helping consumers secure credit quicker and on better terms

Equated Monthly Installment:

An equated Monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month

Payment/Disbursement & Repayment Modes of PIL:

1. RTGS-Real time gross settlement

2. NEFT-national electronic fund transfer

3. Fund directly transferred to customer account

4.SI- Standing Instruction

5.ECS-Electronic clearing system/service

ROLES AND RESPONSIBILITIES:

Docks check is a process were the customer documents are validated in the client application based on credit history of the customer and norms specified by the bank. The work of an underwriter is to calculate the eligible loan amount based on the income and fixed obligations of the customer.

Review Documents for Completeness and accuracy of know your customer profile

Preapproval is to check overall Policy given by RBI instruction to provide secure and service to between customer and Bank

Specialized in Banking personal and basic idea in Credit Card Loan for HSBC bank and Worked at all stages of processing of personal for HSBC inclusive of the under writer role.

Acquired good knowledge on know your customer norms and CIBIL worked in Platform like Omni flow, HUB, Whirl and AAPS...

Handling of Customer’s complaint received through feedback managements system and mails. And ensuring the received queries is auctioned with the stipulated time period.

Preparing the volume MIS on daily basis for the queries which are processed on that day.

To Recover the Bad debt money from the every accounts are taken as a project and clean the account by collecting the outstanding money, till date an average done negative 0.15mn Month on Month

Area of interest:

Client management

Strategic planning

Underwriting process (pre-approval and post-approval)

Retail banking and business banking analysis

Educational Qualifications:

Bachelor Degree - B. E (Computer Science and Engineering)

Batch : 2009-2014

College : Sri Venkateswara Institute of Science and Technology

University : Anna University, Chennai

Aggregate : 6.2(CGPA)

Diploma- DCE (Computer Science and Engineering)

Passed out : March 2009

College : Meenakshi Krishnan polytechnic, Chennai

Aggregate : 69%

Higher Secondary (Maths, Computer Science)

Passed out : March 2007

School : Sri Krishnammal Higher Secondary School, Chennai

Aggregate : 60%

Personal Details:

Date of Birth : 02.02.1989

Language known : English (speak & write) and Tamil (speak & write).

Hobbies : Listening music, Playing Foot Ball and Surfing in Net

Nationality : Indian

Address : No: 2nd Block 492 Nakeeran Salai

Mogappair East

Chennai-600037

Declaration:

I hereby declare that the information given above is true to the best of my knowledge.

Place: Chennai

Date:

(B.VENKATESH)

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