LINDA C. PERRY

*** ******* ****** *****: 303-***-****

Orange, New Jersey 07050 E-mail: ac2epi@r.postjobfree.com

Summary of Qualifications

Experienced in loan processing handing prime mortgage portfolios-loan packages of 1 million dollars plus. This includes FHA, HARP, VA and Conventional purchases and refinance. Proficient with all administrative duties including using Microsoft Office, AS/400, Lotus Notes, Core, Encompass 360 and Ten key. I am a self starter with proven leadership abilities; also excellent oral and written communication skills. Notary status is current. Fourteen years of Air Force Reserves service (Veteran).

Organizational / Leadership Skills:

Organize a Susan G. Komen Teams once a year, with as many as150 participants

Supervised and trained a staff of 15 in providing loading/unloading services for large cargo aircraft in Air Force

EMPLOYMENT HISTORY

Atlantic Stewardship Bank 06/17 – Present

North Haledon, NJ

Mortgage Closer

Schedules loan closings and prepare closing documents: Review approved mortgage loan documents to determine conditions that must be met prior to closing.

Verifies accuracy and consistency of specifications on documents.

Call borrower and other specified individuals to arrange time and date for closing.

Answers questions regarding closing requirements.

Enter in fees; calculate loan interest and principal payment, and closing costs to balance Closing Disclosure.

Assembles documents for delivery to Title Company, for closing.

Review signed documents after closing.

Order Wire and fund the loan.

Lender Live 09/16 – 4/17

Glendale, CO

Mortgage Closer

Responsible for the entire closing process including, verifying all borrower’s information is accurate within the system, coordinating with the title company to schedule closings, balancing the CD’s and the wire amount. Also, working with the processors and underwriters to clear final conditions. Reviewing final documents for funding.

The Luxury Vacation Clubs 10/15-09/16

Ft Lauderdale, FL (Worked from home)

Travel Coordinator

Responsible for coordinating the company's travel needs. Schedules hotel and flight accommodations and procures necessary documentation such as passports, visas, or other clearances. Ensure that travel needs are met for the customer to maintain great customer service.

Wells Fargo 03/15 – 10/15

Englewood, CO

Mortgage Loan Closer 5

Responsible for the mortgage closing process after final decision

Manages the most complex pipeline to anticipate estimated closing date

Obtains and clears closing stipulations; conducts welcome call to Settlement Agent

Monitors files through underwriting and follows up with 3rd parties and/or customers to obtain closing related documents (title, HOI, 10 day VOE) needed to complete loan file

Contacts and reviews HUD-1 and requirements with customer

Schedules and meets closing date; Closes and funds loans

Regularly and consistently communicates with customer, settlement agent and sales partner

Vectra Bank 12/13 – 03/15

Greenwood Village, CO

Investor Loan Relations

Ensures that our LOS is updated with the correct lock information, including loan type, loan amount, rate, term, and pricing, so that the loan is closed, priced and delivered correctly.

Evaluates mortgage loans for investor eligibility and best execution

Works with our investors and the Accounting Department to reconcile all funded loans, ensuring the correct fees, rate, and adjustments were charged

Coordinates between closers and investors to ensure any suspense items are resolved in a timely manner.

Acts as a resource to loan officers regarding product questions, loan pricing, extension pricing, etc.

Cherry Creek Mortgage 02/13 – 09/13

Greenwood Village, CO

Loan Closer/Funder

Prep Loan files for closings including inputting borrower information to prepare loan docs, balancing the HUD, check funding docs once the borrower signs and ordering the wires. Also, make sure that everything is in accordance with RESPA regulations.

Urban Lending Solutions 08/12 – 01/13

Highlands Ranch, CO

Mortgage Loan Closer

Responsibilities for the Mortgage Loan Closer will include performing a variety of tasks on Mortgage Loan Files in preparation for funding. Those responsibilities will include prepping the file for closing, preparing closing instructions, preparing closing documents, coordination with internal teams, coordination with settlement agents, preparing and balancing closing numbers, arranging funding wires or checks, rechecking that disclosure tolerances are within guidelines, reconciliation of files and scanning/shipping of closed files

Allonhill 07/11 – 08/12

Denver, Co

Mortgage Services Review Analyst – Contractor

Review and analyze completed and in process foreclosures using Allonhill’s system for:

Compliance with applicable state and federal laws.

Accuracy during the foreclosure process; and proper loss mitigation efforts.

Review servicer-provided mortgage loan documentation for accuracy and completeness.

Condition loan file for missing documentation in a clear, concise manner.

Advantage Staffing/Wells Fargo, Denver, CO 10/10 – 03/11

Closer/Funder – Contractor

Input all loan information and send loan documents to the title or lawyer’s office. Balance the HUD to make sure all fee’s are under the requirements by RESPA. Check and collect all loan documents and ensure that the wire is sent to title in a timely manner for funding. Loan types: Conventional, VA, FHA.

Accountemps/ US Bank, Greenwood Village, CO 11/09 – 02/10

Closer/Funder – Contractor

Administrative work including calculate and balancing HUD for approval; enter in all title fees, ensure that all required conditions are cleared, send wire funds to title and ship all completed files.

EDUCATION

Metropolitan State College 1977-1979

Human Resources

New Horizons 2009

Network+, A+, MS Server and Supporting MS Windows

Community College of Aurora 2012

Human Resources Management, Associate in Science

Certificate in Human Resources Management 2016

Phi Theta Kappa Member, Honor Roll Society

Military – 14 Year Air Force Veteran

Administration Personal Specialist (Human Resources), Supervisor, Operations Instructor and Honor Guard Member

oIn-processed all incoming personnel service records

oInstructed personnel on how to complete all in processing forms

oMaintained training records to see that personnel completed courses in a timely manner

oTrained and maintained individuals’ operational licenses

oAssist with the military staffing Guantanamo Bay, post World Trade Center

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