Michael A. Thomas

**** ***** ******** **., ****** Elm, TX 75068 Phone:214-***-**** Mobile: 520-***-**** email: ac2ear@r.postjobfree.com

Objective

Seeking a challenging and rewarding position with a progressive organization. The ideal position will allow for the application of my current educational and practical business experience, where advancement and earnings are based upon performance and achievement.

Education

B.A. Business Management University of Phoenix Tucson, AZ

Technology, Managerial Communication, Marketing, Statistics, Ethics, Economics, Business Law, Managerial Accounting, Production & Operations, Finance, International Business, Contemporary Business, Business Strategy. August 2001

Skills Summary

Professional / Managerial Presentations

Outside Sales/Marketing Strategies

Excellent Written/Verbal Communication

Cross-Trained Variety of Departments

Expert Computer Knowledge

Trainer and Coach to Staff/Team Player

Professional Experience

September 2013 – June 2017 Southwest Solutions AZ, Inc. Tucson, AZ

Office Manager/Sales Production Trainer

Championed the development of a Procedure Manual of all aspects of the all company

Establish loss prevention best practices and reduced losses from 20% to less than 5% in the first (6) months

Increased profitability from an average of 1.33% mark-up to 2.0% of orders by establishing End Quantity Pricing based on volume.

Establish payment net terms of 30-days to maximize cash flow

Manage accurate accounting practices for both receivables and payables

Profit and Loss monitoring

Developed a check and balance system that minimized mistakes in rpicing and reduced losses by 90%

Streamlined the orders to delivery system to maintain a constant flow to increase optimal service practices and quality control measures

November 2012 – September 2013. BBVA Compass Bank Tucson, AZ

Mortgage Banking Officer II

● Originate Residential Loans and team up with my Loan Coordinator for processing

Maintained a relationship with referral sources such as Realtors, Insurance agents, etc..

Attending designated Branch offices weekly meetings and originate bank referrals

increased from (5) monthly to (12) on average

Maintain loan pipeline and coordinate closings

October 2011 – November 2012 Long Mortgage / HomeServices Lending Sierra Vista, AZ

Home Mortgage Consultant

● Originate and Process Residential Loans

Responsible for Sales and Marketing efforts, such as calling on Realtors, builders, etc…

Attending Realtor events and Mortgage related seminars

Attend realtor meetings and present loan programs and product features/changes

Maintain loan pipeline and coordinate closings

Attend Long Companies workshops with all affiliates

September 2010 – October 2011 PNC Mortgage Tucson, AZ

Loan Officer

● Originate and Process Residential Loans

Responsible for Sales and Marketing efforts, such as calling on Realtors, builders, etc…

Attending Realtor events and Mortgage related seminars

Attending Chamber of Commerce meetings in all designated areas

Attend realtor meetings and present loan programs and product features/changes

Maintain loan pipeline and coordinate closings

In July 2011, I lead the Western Division with (5) five Funding Units.

February 2008 – September 2010 Tucson Old Pueblo Credit Union Tucson, AZ

Mortgage Lending Manager / Main Branch Manager

Member of SAMLA and AMLA and attended networking meetings and annual conventions

Volunteered at the Tucson Police Foundation Charity events to network with retired and active duty officers. (City of Tucson Credit Union)

Implemented Government loan products (FHA & VA) for the credit union using a secondary lending source.

Monitor the entire residential mortgage portfolio and reduce loss potential by $250,000 within the HELOC product group.

Promoted to Branch Manager in January 2010

Ongoing recruitment of personnel for all departmental positions Retention of new hires and had the second lowest turnover ratio among the other Branch Managers.

August 2007-February 2008 SunStreet Mortgage Tucson, AZ

Loan Officer

●Originate and Process Residential Loans

September 2002-August 2007 Charter Funding / First Magnus Financial Corp. Tucson, AZ

Loan Officer / Regional Sales Manager

Completed state licensing requirements in nine states

Instrumental in the implementation of a new division within First Magnus Financial Corp.- Consumer Direct Lending

Promoted to Regional Sales Manager (RSM) and trained a team of 10 Mortgage Consultants – Increased sales to over $6 million per month within the first year.

Actively recruited Mortgage Consultants and their support staff

Retained new hires and had the lowers turnover ratio among fellow RSM

Promoted from within (3) mortgage consultants to Lead Consultant positions within their first year of service.

Restaurant/Hospitality Management Positions

1981-2002 Holiday Inn Holidome - Assistant GM- Food & Beverage Director

City Grill – Bar Manager

Applebee’s Neighborhood Grill and Bar-Department Manager

El Torito Restaurants-General Manager

Contact this candidate