Credit Officer

RESUME

Name - Akshay Sharad Awati

Contact – 966-***-****

Mail ID – ************@*****.***

Career Objective -:

Seeking a challenging job position to use my problem solving, and hard working for the organization growth.

Educational Background -:

1)MBA appearing with Dnyansagar Institute & Management Research Pune.

2)B.COM graduate from Pune University in year July 2013 with 55%.

3)H.S.C. Passed in year Feb 2010 with 58.33%.

4)S.S.C.passed in year march 2008 with 58.30%.

Employment Details -:

1)Pamac Finserve Pvt. Ltd.

Designation - Credit Associate at Auto Loan, Underwriting Process (HDFC Bank )

Duration – 6 months.

2)HDFC BANK - (Duration – 14 months to till date )

Designation - Credit Officer at Micro Finance (sustainable livelihood initiative Dept. )

Job Profile -

Product- SHG & JLG Groups.

BET- Borrower eligibility test.

To Conduct BET Provide Positive or Negative Feedback those provide management for approval.

Meet Customers provide information about loan application answer & question about the process.

Review loan agreement to insure that they are complete and accurate according to policy.

Handle customer complaints and take appropriate action to resolve them.

Review and update credit and loan files

Confer with in LOS system of credit underwriting process resolving any application problem.

Negotiate payment arrangements with customers who have delinquent loans.

Set credit policy procedures & standards in conjunction with senior managers.

Work with organization to identify financial and find ways of reaching those goals.

Key Skills -:

1)Quick decision maker.

2)Hard working and disciplined.

3)Quick learner.

4)Team handling skills.

Extracurricular activities -:

1)Participated in “Dhyasparv Readers Club “ with academic year 2012 -2013.

2)Participation with seminar Personality Development in year 2014.

Hobbies -:

1)Playing Cricket

2)Listening Music

Personal Details -:

Date of birth – 01-11-1992

Languages – Marathi,Hindi, English.

Marital Status – Unmarried.

Permanant Address – A/P Malunja B.K. Tal –Shrirampur Dist – Ahmednagar.

Declaration -:

I hereby declare that the above written particulars are true to the best of my knowledge and belief

Date:

Place: (Akshay S. Awati)

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