Visual Basic Finance

Fan Hong

*** * **** ******, #***

New York, NY **036

Phone: 410-***-****

Email: ***.*.****@*****.***

SUMMARY

7+ years of experience in Corporate Treasury / Debt Capital Markets and Corporate Finance with in-depth knowledge and experience in short-term and long-term debt funding, money market trading and investment portfolio management, balance sheet and free cash flow forecasting, and credit research and analysis

• Superior work ethic, strong desire to learn and uncompromising attention to detail

• Excellent analytical, research, quantitative and organizational skills

• Strong critical thinking ability and demonstrated leadership experience EXPERIENCE

2015 - 2017 GOLDMAN SACHS & CO. – Corporate Treasury Associate New York, NY

• Raised more than $30bn of senior and sub-ordinated unsecured debt at very favorable rate environments in partnership with GS Investment Grade Syndicate team

• Created the annual and quarterly unsecured funding plans and developed funding strategies to ensure the firm sufficiently meets its funding needs

• Analyzed the historical GS and peer issuance trends and identified optimal issuance strategies that generated >$10mm of savings in interest expenses for the firm

• Explored various funding channels to identify potential alternative issuance opportunities 2014 - 2015 IBM Corporate Headquarters Armonk, NY

Capital Markets Associate

• Co-led USD and EUR debt issuances of ~$4bn and achieved all-time low coupons for 5yr and 7yr bonds

• Developed a great understanding of the investment grade debt capital markets and the drivers that could potentially impact the yields of fixed income securities

• Monitored and analyzed the performance of ~$10bn a year share repurchase plan, which was reviewed by IBM CEO and CFO on a weekly basis

2013 - 2014 Balance Sheet and Free Cash Flows Forecast Coordinator

• Managed IBM’s free cash flows models for the Investor Day, Board of Director, and C-suite Executive Team meetings

• Responsible for projecting and analyzing IBM’s pro-forma $100bn+ balance sheet and $12bn+ free cash flows and determining the optimal capital structure and the return to shareholders’ strategy

• Collaborated with the Investor Relations team on earnings release prep with IBM CFO and provided accurate answers to buy-side/sell-side equity research analysts 2012 - 2013

2010 - 2012

Investment Desk Analyst

• Invested over $70bn of IBM’s cash and increased portfolio returns by 73% y-o-y by investing in new investment counter-parties without adding additional risk to the portfolio

• Raised $8bn short-term debt capital in the form of commercial paper at record low yields

• Priced and executed over $3bn intercompany loans and funding initiatives, and learned how IBM adequately priced its intercompany loans

IBM Global Financing Atlanta, GA

US & Canada Credit Analyst

• Assisted IBM in managing its credit risks in their $30bn lease/loan portfolio and helped to develop and adjust financing strategies during the financial crisis

• Delivered highly analytical and quantitative credit analysis on over 600 IBM customers and accurately assigned each of them an internal IBM rating similar to Moody’s

• Helped to increase 20% of the automatic approval rate by analyzing and creating pre-approved lines of credit worth over $20bn on a portfolio of 650 investment grade companies EDUCATION

2006 - 2010

Leeds School of Business, University of Colorado Boulder, CO B.S. degree in Business Administration with an emphasis in Finance Related course work: Investment Banking Seminar, Capital Investment Analysis, Derivative Securities LEADERSHIP/

ACTIVITIES

Faith Bible Church cell group leader, New York Cares and World Vision volunteer, and certified scuba diver SKILLS

• Proficient in Bloomberg, MS Office, Excel, Java Programming and Visual Basic

• 100% fluent in Chinese in both writing and speaking

• Scored 800 on math SAT twice

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