Ryan Flores
**** ***** **, ****** *******, TX ***11 ● ****.**********@*****.*** ● 361- 876-9894 (cell)
EDUCATION
BSBA - University of the Incarnate Word
GPA: 3.67
Concentration in Accounting
Accounting Coursework:
o Intermediate Accounting I, II, III
o Cost Accounting
o Audit
SKILLS AND AWARDS
Knowledge of GAAP
Proficient with MS Suite
Proficient with Microsoft Dynamics
Dean’s List – Fall 2012
EMPLOYMENT
Commercial Credit Analyst - Frost Bank January 2016 – December 2016
Created commercial loan packages using high-level credit analysis
Utilized historical revenues and expenditures to prior fiscal years; projected expenditures through the end of the current fiscal year
Assisted in the review of loan documentation prior to loan closings
Monitored the status of loan portfolios; assessed borrower performance
Internal Auditor - Forbes Energy Services Dec. 2014 – Dec. 2015
Performed audits primarily of the Accounts Payable Department
Performed Chemical Inventory Audits/Calculations
Tested the maintaining of vendor files, transmitting and confirming vendor receipt of purchase orders; accurate processing of requisitions and purchase orders; reviewed fuel and corporate credit cards usage
Communicated audit findings & recommendations to senior management
Updated and maintained audit programs/progress plans/historical audit files
Lead Teller - Plains Capital Bank July 2010 – Dec. 2014
Reconciled general ledger/suspense accounts; Completed/sorted daily reports
Completed monthly audits on tellers, vault, and cash dispensers
Supervised and trained tellers
Monitored accounts for suspicious activity
Performed various bank transactions and completed month-end transactions
Personal Banker - Wells Fargo Bank June 2007 – July 2010
Opened consumer & commercial accounts including: checking, savings, and IRAs
Originated and closed personal, auto, and home equity loans
Strengthened relationships by cross-selling other bank products and services