Lamorio Lewis
ac137a@r.postjobfree.com
Summary
Dynamic finance professional with a strong background in all aspects of accounting and financial management. Successful at managing multiple assignments while meeting tight deadlines.
Highlights
Superior time management
Complex problem solving
Accurate forecasting
Advanced computer proficiency (both PC and Mac)
LP/DU underwriting software
Credit review
Superior research skills
Self-motivated professional
MS Excel & Power Point
Experience
Caliber Home Loans
Claims
February 2017 - July 2017
Loan level data delivery to the GSE's and clearing any associated exceptions.
Coordinating with warehouse banks and document custodian to ensure that the collateral reaches investors within established time frames.
Trade Assignments for various investors and broker dealers.
Walmart
Over night stocker
April 2016- Janruary 2017
Consistently stocking shelves while maintaining a clean safe work environment. Receiving and transporting freight from trucks to sales floor.
Communicating with a team on tasks throughout the night and meeting a time frame. Unloaded, picked, staged and loaded products for stocking and inventory.
Continuously picking items from bins using hand held computer assuring bin accuracies and order accuracies.
Resolving customer issues and request with a positive attitude while maintaining a constant work flow.
GSE Claims Associate
Insight Global
February 2015 – March 2016 (1 year)Irving, Texas
Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management.
Perform timely reviews of conditions submitted a well as loan resubmissions.
Loan level data delivery to the GSE's and clearing any associated exceptions.
Coordinating with warehouse banks and document custodian to ensure that the collateral reaches investors within established time frames.
Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
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Home equity maintenance
Capital One
July 2014 – December 2014 (6 months)Plano
• Analyze research and resolve documentation issues.
• Root cause analysis and forward resolution mitigating repetitive efforts
• Manage multiple priorities with minimal supervision.
• Effective verbal and written communication skills with internal and external customers.
• Successful implementation of projects and process improvements according to established timelines and strategic direction of the company
• Assist Management with day to day processes such as assigning the Loans out to different representatives.
• System update and data entry in MSP, LPS Desktop, FileNet, and Rekon 2000
• Preparation of Assignment of Mortgages implementing correct Chain of Title and Assignment validation review
Loan Processor
Citi bank Mortgae
October 2013 – June 2014 (9 months)Irving Texas
• Manage a pipeline of approximately 50-100 loans at any given time.
• Collect and track all documentation and information needed to close loans in a timely fashion.
• Monitor loans to ensure compliance with all State and Federal regulations.
• Ensure final terms of loan meet expectations of all parties while turning a profit for company.
• Receive Pre approvals on refinances and purchase loans from broker
• Run LP and DU to make sure that the findings are accurate
• Detailed attention given to credit report respa dates making sure all loans are out of the office within 48 hours of receipts of customer docs.
• Make any adjustments needed to show accurate amounts that customer would have to bring to closing
Jr Underwriter
Fannie Mae
October 2012 – August 2013 (11 months)Addison
• Received loan files from various loan origination companies that have already been processed and approved by their underwriters.
• Monitor loans to ensure compliance with all State and Federal regulations.
• Ensure final terms of loan meet expectations of all parties while turning a profit for company.
• Interact on a daily basis with Clients, Financial Ad-visors, Wealth Management Bankers and Mortgage Loan Officers.
Jr. Underwriter
Nationstar Mortgage
July 2012 – October 2012 (4 months)Irving
• Manage a pipeline of approximately 50-100 loans at any given time.
• Collect and track all documentation and information needed to close loans in a timely fashion.
• Monitor loans to ensure compliance with all State and Federal regulations.
• Ensure final terms of loan meet expectations of all parties while turning a profit for company.
• Receive Pre approvals on refinances and purchase loans from broker
• Run LP and DU to make sure that the findings are accurate
• Detailed attention given to credit report respa dates making sure all loans are out of the office within 48 hours of receipts of customer docs.
• Make any adjustments needed to show accurate amounts that customer would have to bring to closing
Mod Underwriter
JPM Chase
December 2007 – July 2012 (3 years 8 months) Lewisville
• Manage and Negotiate portfolio of short sales requests from borrowers and third parties
• Analyze Credit Report, 1003, HUD1, Tax Returns, Bank Statements, Appraisal, DTI, and LTV
• Negotiate terms, to obtain maximum proceeds for the Investor and PMI Company
• Approve Final HUD for closing, Convey of title, Negotiate Fees based on investor Guidelines
• Post all incoming proceeds, and funds to close out file for Investor
• Submit HSSN Case to Investor before and after closing
• Verify Certified HUD, Wire, Unearned Insurance Premium, and all incoming proceeds & funds
JR. Underwriter January 2008- January 2010
• Verify valid insurance premium, escrow account, UDCP from Fannie and Freddie, DU Findings, LP
• Calculate DTI, LTV, review HUD1, Appraisal, GFE, TIL for Conventional and MOD approval
• Research bwr’s: Tri Merge Credit Report associated with DU Finding, Assets, Tax Transcripts, VOD
• Examine IED for current taxes, and Hazard Insurance Premium, Flood Zones, and Replacement Cost
• Provided detail conditions for Credit Report, Appraisal (Comps, Values, 1008 for PUD) Assets, and Note
Loan Processor February 2010- July 2012
• Analyze Credit Report, 1003, MERS, DU Finding, TIL, GFE, Note, Appraisal, Calculate DTI and LTV
• Calculate DTI, LTV, review HUD1, Appraisal, GFE, TIL for Conventional loans
• Review and Prepare conditions for Texas Equity Loans if applicable, 2nd lien Subordination Agreement
•, Request Field Review for comps that are not comparable to property listed on the Appraisal
• Provide status of new loan files, and conditions to sales production staff and internal customers
• Coordinate closing calendar with the Closing Department for end of the month conditions review
Emergency Dispatch Operator
Monitronics International
Febuary 2007 – December 2009
Provides outstanding customer service by receiving calls from customers that are requiring service or information reference on their accounts.
Acknowledges alarms received and dispatches appropriate personnel for issue at hand.
After dispatch, logs call into system activity report.
Generate statistical or investigative reports for management.
Continuously monitor alarm signal queue prioritized response.
Document all calls with appropriate resolution codes and notes.
Provide quality customer service on every call.
Skills
Excellent oral, contracts, client, clients, database, insurance, managing, MS Office excel and power point, mortgage loans, policies, real estate, Sound, written communication skills. work
Education
Rowlett High School- Diploma
Texas Southern University-Business Administration