Scott M. Madden

* ******* ****

Thornwood, New York 10594

Phone: 914-***-****

Email: ac00qw@r.postjobfree.com

OVERALL TITLE / RESPONSIBILITY

Creative business-savvy leader with financial, credit analyst, underwriting and consultant expertise across a variety of financial and services industries. Areas of expertise include:

PROFESSIONAL EXPERIENCE

Gordo’s Restaurant Corp., Hawthorne, NY November 2016 to Current

Debt Consultant

Partnered with owner proving a comprehensive debt restructuring plan including securing a commercial business loan for purposes of purchasing the existing property and facilities from which the business operates.

Facilitated meetings and loan reviews with commercial lenders including cash flow analysis, debt coverage ratios and other financial metrics.

Assured Guaranty Corporation, New York, NY February 2012 to April 2016

Director

Successfully introduced, implemented and executed upon several new and highly lucrative product lines with Senior Credit and Risk Committees approval. Analysis and assessment included comprehensive study outlining potential credit risks and strategic business / pricing opportunities related to all aspects of these new products.

Lead CCO liaison for the implementation an underwriting process that allowed for a higher volume and more efficient credit approval process.

Operated within a new business unit as a senior credit underwriter across all bond security types, including leasing, public power / energy / utilities, education, transportation, land/real estate and all revenue secured financings.

Responsible for managing regional deal flow assignments and subsequently meeting annual revenue targets.

Monitor and ensure strict credit underwriting standards are maintained for of a ‘AA’ rated credit enhancer.

Partner with the Legal to assure newly awarded opportunities were successfully closed and confirm negotiated deal terms and conditions had been satisfied and were properly memorialized in the governing deal documents.

Interactive Data Corporation, New York, NY July 2010 to February 2012

Senior Credit Officer

Directly responsible for the on-going surveillance and internal rating assignment on the bond pricing evaluation desk. Portfolio included several thousand high-yield, severely distressed, defaulted securities in the both the not-for-profit and public-private partnership arena.

Assessed, summarized and succinctly articulated all updated financial disclosure, material events (covenant defaults) and any other relevant disclosure information that could materially impact the price of a particular security.

Provided various liquidation and loan to asset valuations scenarios for underperforming transactions (bankruptcy, foreclosure, forbearance, forced sale of asset / project) while working with the pricing desk to arrive at a discounted price for the bond.

Creating internal and external research pieces on several of the severely challenged high-yield sectors.

Scott M. Madden – Page 2

Madden Consulting 2008 - 2010

Provide consulting and advice services to a variety of firms with insights focused on fiscal oversight, decision support analysis, planning, guidance, profitability and operational efficiencies. Consulting opportunities included:

RH Property Management & Consulting Inc, Thornwood, March 2009 to June 2010

Real Estate Consultant

Provide company owner / president with comprehensive financial analysis of business operations so to better assess profitability and create efficiencies. Responsible for directly running the day-to-day operations of the property management business.

Overseeing and managing the economics related to all major construction projects for both the contracting and property management businesses.

Wasmer, Schroeder & Company, Inc., Naples, FL February 2009 to May 2009

Fixed Income Consultant

Researched and authored a comprehensive research paper on the status of the fixed income municipal bond market in relation to debt offerings in light of deteriorating enhancement options for borrowers.

White Mountains Capital, Inc., Hanover, NH April 2008 to July 2008

Sector Credit Consultant

Assisted White Mountains Capital in its due diligence review of FGIC Corporation’s insured book of business by providing sector and individual credit assessments as well as associated pricing guidance prior the to the sale of the FGIC insured portfolio.

XL Capital Assurance, Inc., New York, NY May 2002 to March 2008

Vice President – Public Finance

Worked with senior management in achieving the successful launching of the company’s IPO.

Responsible for generating revenue opportunities for various securitization types for this start-up firm while also maintaining the underwriting standards of a ‘AAA’ rated credit enhancer.

Implemented a focused marketing plan targeted directly at specific clients of the firm, including issuers, financial advisors and investment bankers. Subsequently was then responsible for maintaining, cultivating existing relationships and developing new client relationships.

Responsible for implementing the firms municipal flow business for the public finance unit, including assigning all internal credit ratings and relevant pricing for each individual business opportunity.

MBIA Insurance Corp., Armonk, NY September 1994-April 2002

Analyst / Senior Credit Analyst - Public Finance

EDUCATION

Manhattanville College, Purchase, NY

Bachelor of Arts Degree; Economics / Mathematics

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