Real Estate Loss Mitigation
Resume:
TRINA EILEEN DELISSER
Englewood, New Jersey
**********@*****.***
WORK EXPERIENCE
Promontory Financial Group/Solomon Edwards, Newark, New Jersey 2012-
2013
Extensive Internal Audit of all residential home loans, including loan
accounting, loan workout, loss mitigation, foreclosure, and Bankruptcy
practices within the financial institution.
Performed due diligence review for procedures and reporting (post-closing).
Reviewed loan documents subject to regulatory scrutiny, FDIC disclosure,
OCC action and OTS State regulation. Working knowledge and forensic review
of documents required to perfect loans, modifications, and loss mitigation.
Financial analysis, fee calculation, product solicitation, compliance with
banking and regulatory modules, including Federal regulation authority and
in house compliance procedures for all loans.
Performed risk analysis on mortgage backed loans.
Training in AML, FHA, ECOA, CRA Dodd-Frank Act, CFPB and UDAAP procedures
and guidelines.
LEGAL EXPERIENCE
NYC Department of Finance, NY, N.Y.
Contract Attorney/Administrative Law Judge:
2011-2012
Adjudicated 60-70 (live hearings) parking tickets daily at Parking
Violations Bureau (PVB), for passenger and commercial plated vehicles.
Conducted hearings in Manhattan, Brooklyn, Queens and the Bronx.
Solo Practitioner, Westchester, New York
2004-present
Real Estate/Transactional Law:
Closed title on over a hundred residential and mixed-use commercial
properties worth on the average $500k or more. Actively resolved all title
issues before closing and negotiated settlement on many last minute issues
without fail. Successfully negotiated and closed over 15 short sale
transactions within a 24 month period.
Represented borrowers in mortgage foreclosure actions and loss mitigation
procedures.
Negotiated commercial contracts, leases, residential sale contracts,
employment and non compete agreements. Drafted and negotiated business
agreements, operating agreements and Merchandising contracts.
Bankrutpcy:
Counseled and prepared Chapter 7 and 13 filings for individuals and joint
filers. Estates having between 500K to 1.5 million in debt/liability.
Successfully negotiated with Trustee for the retention of certain assets
that would otherwise be sold. Drafted and filed loss mitigation requests
any all forms and documents required for the success of the filing.
Glantz and Glantz, P.A.
Plantation, Florida, Associate Attorney 2002-
2003
This firm is a pre-paid legal provider. I counseled clients on the phone
often resolving their legal issue with a phone call or letter. I won
several awards for the successful stories told by the pre-paid legal
member/subscriber. I also worked in the Family law department of the firm,
handling divorce, custody and child support and domestic abuse cases. In
addition, I argued motions, took and defended depositions and tried cases
with a high success rate.
Teresita Davila, P.A., 2000-
2002
Miami, Florida, Associate Attorney
Practiced matrimonial law. Managed my own case load from the client
interview to the preparation and filing of the pleadings and any legal
memorandum, to motions, discovery, pre-trial, mediation and trial.
Resolving all matters of divorce with or without children and with or
without real property.
Handled misdemeanor crimes such as DUI/DWI, grand theft and larceny (in
Florida). Prepared and Argued Post-Conviction relief Appeals. Took
depositions, prepared trial folders and evidence.
Miami Dade County Supreme Court Law Clerk for the following Judges:
Miami, Florida 1999-2000
Judge Michael C. Chavies
Judge Rosa Rodriguez
Law clerk for then acting Family Law Judge Rosa Rodriquez, who presided
over the highly publicized and controversial case of Elian Gonzalez. A
young boy who lost his mother while fleeing Cuba for Miami, Florida.
Prepared legal memorandum of law from legal papers, arguments and case law
presented by each party, in addition to conducting own independent research
for the Judge to utilize in her decision to grant temporary custody of
Elian Gonzalez to his maternal family in Miami.
Law Clerk to Family Court Judge Michael B. Chavies: Managed over a 1K plus
cases that were assigned to Judge Chavies. Kept a Log and Binder of new
case law on domestic and international custody matters, marital property,
child support and spousal support, custody, visitation and paternity.
Present at all trials and hearings. Kept summaries of all testimony,
evidence and law presented in support of each parties case. Prepared
working drafts of all orders and final judgments. Planned mediation
conferences. Organized charity golf events, speeches and seminars on
behalf of the Judge.
Summer Intern, Supreme Court Judge-Michelle Weston Patterson, Brooklyn, NY
1996
SPEAKING ENGAGEMENTS
. Mount Vernon Public Library-Seminar for 1st time Home Buyers
2005
. Westchester County Legal Aid pro bono Attorney 2005-2007
. Bronx County -Seminar on Bankruptcy (speaker 2009)
. Bronx County -Seminar on Wills and Trusts (speaker 2010)
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EDUCATION/LICENSES
Juris Doctor- St. Thomas University School of Law, Miami, Florida
Bachelor of Arts in Psychology-Rutgers University, Newark, NJ
Notary Public, New York State commissioned in December 22, 2004, current
commission expires December 22, 2015
Florida State Bar April 2000; New York State Bar October 2004, Southern
and Eastern District of New York 2005
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