Management Director

Michael R. Dumont

972-***-**** day *.*.******@**.**.*** 972-***-**** eve

FINANCE OPERATIONS INDIRECT LENDING LOSS MITIGATION OPERATIONAL PROCESSES SEC COMPLIANCE

Profile:

Exceptional and exemplary results driven individual with cross functional expertise in indirect lending, business processes, acquisitions, loss

mitigation, asset/risk management and SEC/SOX regulations.

Range of experience and business acumen is extraordinary and effortlessly transferable. Cornerstone objectives are attaining profitable

growth, strategically managing costs, intelligently navigating risk and identifying new possibilities while skillfully bridging the gap between

vision and execution.

Traits and assets include integrity, passion, vision, productivity, diligence and commitment. Analytical with a pragmatic mindset. Team

builder. Accepting of all duties as assigned and as needed.

Experience, Skills:

• Responsible for completing financial and operational models and evaluations quantifying risk and qualifying efficacy. Facilitated

the acquisition of flow contracts and bulk portfolios to include servicing rights and the development of operational capability.

Successfully nurtured and established longstanding working relationships with dealer principals and all levels of management.

• Successfully developed and executed strategic revitalization planning. Managed business processes for multiple automotive retail

sites over an expansive geographical area. Facilitated corrective measures in operations to that enhanced compliance, performance,

morale and profitability.

• Favorably negotiated loan/sale agreements with varied financial institutions not withstanding Credit Unions. Authored

comprehensive underwriting, collection and recovery/remarketing policy and procedures manuals. Integrally managed operations

related to credit analysis, loan purchasing and collection/servicing and remarketing. Established and implemented effective and

revealing auditing procedures.

• Responsible for compiling, authoring and encapsulating management’s discussion and analysis of financial conditions, changes in

financial conditions, and results of operations in accordance with the SEC/SOX.

Notables:

• Liaison to general council and independent auditors and synergetic alliances.

• Assisted in the execution of a $10 million revolving credit facility.

• Negotiated debt reduction agreements in excess of $7 million.

• Revitalized $25 million of distressed assets by facilitating tactical changes in operations.

• Drafted and effected the execution of complex agreements.

Work History:

Director of Operations/Compliance/Loss Mitigation: Homeland Security Network, et al., Plano, TX

Director of Asset Management: AutoPrime Inc., Plano, TX

Director of Operations: Windsor Holdings, Dallas, TX

Vice President of Originations: Allied Funding, Dallas, TX

Owner/Operator: Dumont & Associates, Plano, TX

Master Counselor: NCOA/Academy Life Insurance Co., Charleston, SC

Education:

Ventura College Business Administration, Coursework

University of Maryland Business Administration, Coursework

Trident Technical Institute Architectural Design, Coursework

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