MARTIN A. PADDOCK
***** ******** *** 586-***-****
Northville, MI 48168 E-Mail: ******@*****.***
My career direction has been determined by Professional Training, Diverse Experience and an
In-Depth Interest in:
Account Management – Client Relations – Customer Service
I have Exceptional Customer Service Skills . . . Experience in Account Management and
Business Relationship Development in the Automotive and Mortgage Industry . . . Possess Strong
Problem Solving Skills . . . An Effective Motivator and Team Player . . . An Excellent
Communicator, both Written and Verbal
Professional Experience
Mortgage Loan Coordinator
Citibank, N.A., Ann Arbor, MI May 2012 to Present
Randstad (NY) – agency employee at Citibank November 2011 to May 2012
Process Refinances/HAR loans for current clients of Citibank, NA
Collect and process all documents received from clients for refinancing
Schedule closings when loans are approved
Calculate escrow and taxes on properties
Work closely with Sales Team, Underwriters and Title Companies
Strong knowledge of Fannie Mae and Freddie Mac guidelines
Independent Sales Representative August 2008 to November 2011
GLP & Associates, Southfield, MI
Built and maintained relationships with educators at local school districts, while representing an
insurance/retirement company, selling 403B plans.
Developed and presented sales material to educate educators on their 403B products and the
financial benefits of participating, resulting in a ten percent increase in program participation.
Signature Sports, Incorporated, Clinton Township, MI October 2008 to February 2010
Built and maintained relationships with Athletic Directors at local school districts while
representing a sports apparel wholesaler.
Initiated a standard customer quote process that created consistency amongst account
managers and decreased order errors
Business Development Manager
Represented the mortgage lender to financial institutions and mortgage brokers
Indy Mac Bank, Pasadena, CA August 2004 to July 2008
Performed daily cold call to US Banks/Credit Unions to get them approved so the
financial institution can use Indy Mac lending products for their mortgage customers.
Consistently met monthly sales targets
Organized training events including on-site, educational seminars and webinars to
small/large groups of Mortgage Broker’s. Training events resulted in an increase in
product knowledge.
Assisted Mortgage Brokers with training of new loan officers on different mortgage
programs.
Worked with loan processors, underwriters and loan officers to resolve problems in order
to get loans closed. 98% of the loans closed according to schedule.
MARTIN A. PADDOCK Page 2
Towne Mortgage Company, Sterling Heights, MI December 1997 to July 2004
Consolidated Title Services, Southfield, MI May 1999 to April 2003
Analyzed competitor’s lending programs and developed selling strategy based
on the strengths of product offerings resulting in a 15% sales increase
Increased customer base of mortgage brokers by 50% by demonstrating the difference in
products in the conforming, sub-prime and FHA lending programs
Met or exceeded monthly sales goals for loan closures
Sales Manager and Warehouse Manager
R.K. Parts, Incorporated, Detroit, MI October 1989 to October 1997
Developed and maintained relationships with Ford Dealer’s Parts and Services Managers.
Managed day-to-day operations and warehouse staff of 6 employees.
Negotiated part pricing with Ford Dealers while maintaining profit targets and margins.
Analyzed and maintained $2 million in part inventory resulting in a reduction stockpile
costs by 20%.
Established computerized inventory management system resulting in a savings of 1% in
inventory costs and increased inventory turnover ratios.
Company was in top 5% of the nation for order delivery accuracy
Coordinated company sponsored events
Developed and marketed a program for battery sales which increased sales 15% and
added $300K in yearly revenue without adding cost.
The battery sale program was the first in the Metro Detroit market.
Achieved promotion from outside sales/warehouse to Sales manager in 2003
Education: Macomb Community College - Business, Warren, MI
Attended Wilson Learning Sales Training Seminar for Improving and Maintaining
Customer Relations, Sales and Marketing, Negotiations and Presentation Skills
Licensed in Michigan for Health/Life insurance
Activities: Mortgage Bankers Association, member
Winning Futures, mentoring program for college bound students
Participate in community service for various charities