Henrietta Marshall
Arlington, TX *6011
206-***-**** Cell
Email: **********@*****.***
Profile:
I am a resourceful and goal minded professional with demonstrated
experience in the Mortgage banking industry. Consistently maintain high
levels of accuracy and reliability. Collaborates with various companies to
complete tasks in a timely manner. A self motivated and committed leader
who produce results. An organized hardworking team player who utilizes
exceptional people skills to build long term relationships with clients and
co-workers.
Experience:
2011 - 2013
Polunsky & Beitel (Nationstar Mortgage), Irving, TX
Mortgage Closer/Funder
. Reviews loan package for required documentation
. Ensures loan package meets compliance guidelines fixing discrepancies
as necessary
. Inputs and confirms data required to generate closing documents
. Generates Review and Approve Closing Package
. Generates, reviews and approves HUDI/ Settlement Statement
. Calculates funding amount for each loan package
. Balances figures with closing agent
. Releases wire and funds loan
. Completes work within established closing deadlines
. Prepare closing documents, FHA, Conventional, VA, USDA and Trust
documents
. Ensure all closing documents are issued timely and accurately
. Work hand in hand with Title Company to ensure closings are smooth and
easy
. Review incoming HUD-1 documents for compliance with program guidelines
. Prepared Mortgage Law Trust, Retail and Direct Sale documents
2010 - 2011
Bank of America, Dallas, TX
Mortgage Closer/Funder
. Review loan file to ensure that all required documentation to order
docs are in place
. Verify that all loan info is consistent with all required
documentation as per company standards
. Update all proper info in lender software to include date docs ordered
and printed
. Verify all loan info is accurate including a QC prior to the drawing
of docs
. Draw docs for approved lenders within prescribed timeframe
. Responsible for arranging delivery of docs to lender/escrow/title
. Complete other tasks as requested by department manager and
participate in conference calls as directed by management
. Provides support to Loan Set-up ensuring compliance with federal
regulations and company policy
. Coordinate with Settlement Companies
. Review Funding Conditions
. Perform Pre-Funding and Post-Funding Quality Control
. Input loan information into funding applications
. Audit and review loan documents to clear for funding
. Validate fees, reconcile and request wires
2009 - 2010
Aerotek Professional Services, Fort Worth, TX
Mortgage Closer/Funder (contract assignment @ Wells Fargo)
. Responsible for maintaining a pipeline of FHA/VA/Conventional home
loans
. Review loan packages, order title, and scheduling closings with
attorney's, borrowers, and sales teams
. Prepare closing documents
. Receive incoming loan titles, performed loan data entry, and send out
applicable disclosures
. Ensure all closing documents are issued timely and accurately
. Work hand in hand with Title Company to ensure closings are smooth and
easy
. Review incoming HUD-1 documents for compliance with program guidelines
. Ensure Title Companies adhere to Chase policies and procedures
. Handle and resolve all post-closing loan issues
. Achieve and maintain all departmental cycle time, service, and volume
standards
2001 - 2009
Washington Mutual Bank, Bellevue, WA
Mortgage Closer/Loan Coordinator
. Schedule loan closings, compile and type closing documents
. Review approved mortgage loans to determine conditions that must be
met prior to closing, such as purchase of private mortgage insurance
. Call borrower, real estate broker, and title company to request
specified documents
. Verify accuracy and consistency of specifications on documents, such
as title abstract and insurance forms
. Calls borrower, broker, and other specified individuals to arrange
time and date for closing
. Prepare and process government VA/FHA loans
. Enter numbers and calculate loan interest and principal payment, and
closing costs
. Assemble documents for delivery to title company, real estate broker,
or lending officer for closing
. Record loan information in log and on government reporting forms,
using computer
. Compile closed loan forms for delivery to marketing department for
sale to investors
1998 - 2001
New American Financial, Bellevue, WA
Closer/Funder
. Functioned as a member of the Closing Department
. Responsible for the preparation and review of closing documents to
meet closing deadlines
. Calculated the wiring of funds to the closing agent and the delivery
of the closing package to the servicing department
. Prepare and process government VA/FHA loans
. Responsible for knowledge of loan products, underwriting guidelines,
escrow/title practices, as well as, regulatory compliance laws as they
apply to mortgage transactions
Qualifications:
. Ability to work well with others and interact positively with
customers
. Able to manage time and multiple projects efficiently and achieve the
required results
. Type 50+ WPM, proficient at MS Office (Word, Excel, Outlook and Lotus
Notes)
. Demonstrate excellent verbal, written, and interpersonal communication
skills
. Proficient in the following mortgage software programs: Loan Works,
SLIM (Simple Loan Manager), MLCS (Mortgage Loan Closing Service),
Mortgageware, LIS
References Furnished Upon Request