Real Estate Manager
Resume:
MICHAEL W. KELLY
**** ********* ***** *******, ** 94541
Phone: 510-***-**** Cell: 510-***-**** *****@***.***
SENIOR CREDIT ADMINISTRATOR
Banking and CMBS industry, General Business Development and Management
with emphasis on Commercial Real Estate.
QUALIFICATIONS
s Strong management, strategic planning, and negotiation skills
s Commercial real estate portfolio management experience:
s Sound participation management skills
s Acquisitions / dispositions / leasing / refinance / debt restructure
s Major commercial / construction / tract real estate lending
s Troubled commercial real estate debt / institution workout experience
PROFESSIONAL EXPERIENCE
Employed in banking and real estate in a contract capacity
Fremont Bank – Multifamily Underwriter
Wells Fargo Bank – Underwriter Professional Practices (Dentist and Doctors)
AT&T – Underwriting and manage of long term real estate leases
County Bank Stockton, CA
Commercial Business Banking in Stockton 2007-2009
Managed the LPO and developing business in
s Cash management
s Receivable financing
s Inventory expansion
s Equipment (buying or leasing)
s Commercial real estate (expansion or retention)
s Directed Capital campaigns for overall Bank.
Real Estate Credit Administrator Merced, Ca 2000-2007
s Managed credit policies and decisions involving real estate loan production for a two billion dollar bank.
These areas include
s Commercial term lending
s Construction commercial and/or trac lending
s Permanent lending
s Participations, and secondary marketing activities
s Worked with the production staff to structure and approval real estate loans.
s Developed and expanded the construction lending, disbursement, appraisal, and mortgage lending section for the bank.
s Working with CCO in monthly reporting and develop credit risk grading
NW L.L.C. Network Capital University Place, WA
Chief Lending & Credit Officer 1998-2000
s Small commercial real estate loan company (CMBS).
s Originating $20 million a month in production ranging in loan size from $150,000 to $1.5 million from correspondents throughout the country.
s Managed Underwriting, Processing, Closing Groups and whole loan sale and/or purchases.
MICHAEL W. KELLY
3228 Hackamore Drive Hayward, CA 94541
Phone: 510-***-**** Cell: 510-***-**** *****@***.***
Previously employed as Principal of Mike Kelly Real Estate Loan Brokerage and Consulting (1993-1997); Asset Manager with Great American Bank (1990-1993); Consultant with Equitec Properties Company (1990); Regional Manager of REO Dispositions/Troubled Debt with American Real Estate Group (1986-1990); Chief Lending Officer with United Bank (1984-1986); Manager Construction Loan Department with Hibernia Bank (1978-1984); Loan Officer with Security Pacific National Bank (1970-1978).
EDUCATION
Sonoma State
Bachelor of Arts Finance, Sonoma State College.
Stanford University (Site)
Robert Morris Financial Statement Analysis and School of Mortgage Banking
LICENSES
California Real Estate Broker’s License – 00549035 – expires May 15, 2013
Recent Boards and Commissions
Playhouse Merced
Greater Merced Chamber of Commerce
Kiwanis of Merced
Merced Board of Realtors
Housing Authority of Merced County – Commissioner
-appointed by the Merced County Board of Supervisors
Turlock Amateur Radio Club
Hayward Amateur Radio Club
* References available upon request.
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