David S. T. Pearl
Reisterstown, Maryland 21136 ************@*****.***
PROFESSIONAL PROFILE
Expert in integrating major functions of a company. Provides executive
level oversight and is a communication link with external constituents.
PROFESSIONAL EXPERIENCE
. Worked in bringing several consumer products to the market place
. Co-founded companies in consumer goods
. Part of team that successfully completed a reverse merger of small
start-up companies into a public company
. Managed, directed and maintained corporate records and filings in
multiple states and countries. Familiar with corporate laws of foreign
jurisdictions
. Raise capital for business and non-profit organizations
. Expert in creation of Business Plans and developing Corporate
Strategies
. Significant international business and banking experience
Smoke Free, Inc., Owings Mills, MD 2010 -
Present
Vice President
. Co-Founded convenience store division
. Develop strategies for marketing the firm, considering the nature of
the market, property rights, costs, as well as the company's policies
. Maintain pricing integrity and administer all "meet competition" price
deviations
. Administer compliance with vendor rules and regulations, such as
supervising UPC codes, product delivery systems, development of office
infrastructure for vendor compliance, product liability insurance and
recall systems
. Contract review and administration
. Coordinate the legal and regulatory affairs of the company, which
include lobby, licensing, regulatory, and compliance activities
. Monitor trade association memberships and opportunities. Maintains
professional & technical knowledge by attending workshops, reviewing
publications and building personal network
. Keeps management informed by reviewing and analyzing reports and
identifying trends
K Bank, Owings Mills, MD 2009 -
2010
Loan Officer
. Recruited by Vice President Commercial lending to revitalize the
bank's Residential Lending Division
. Attempted to locate buyers for the Bank before shuttered by FDIC
. Established relationships with residential lenders on behalf of the
bank, while the bank was subject to an FDIC cease and desist order.
Prime Rate Funding Group, Inc., Timonium, MD 2003 -
2009
Mortgage Director
. Worked primarily with lawyers and investment advisors to assist their
clients in obtaining residential and commercial financing
. Initiated and developed business relationships with realty businesses
to improve company cash flows
. Interviewed by Bloomberg Financial News for financial opinions and
news
. Authored published article on residential mortgages
DAR Products Corporation, Hunt Valley, MD 1993 -
2003
President
. Involved in all aspects of raising capital, creating business
alliances, manufacturing and marketing of consumer product
. Raised over $5 Million capital
. Re-organized Company and led its acquisition to a public company
. Initiated, developed and streamlined internal procedures, systems and
formats so that US and foreign companies were in compliance with
government regulators and internal administrative procedures
. Established guidelines for foreign investors in transferring stock
consistent with the rules and regulations of US stock transfer agents
. Supervised, hired and fired over a dozen lawyers and law firms both in
the US and abroad in various legal matters
. Created business plans for subsidiary and affiliated businesses
Gershberg and Pearl, Attorneys-At-Law, Baltimore, MD
1985 - 1993
. Co-Founder of Baltimore Law firm
. Served as Administrative Partner
. Practiced general law, with emphasis in business
. Established administrative systems for law firm which continue to be
in use after 25 years
EDUCATION
University of Baltimore School of Law, Baltimore City, MD JD
Randolph-Macon College, Ashland, VA BA
References available upon request
Available for travel