Tracy Brown
P.O. Box ***
Pompano Beach, FL *****
Cell: 843-***-****
FAX: 800-***-****
E-mail: ************@*****.***
OBJECTIVE
To provide thorough and customer-driven services as an insurance specialist.
PROFESSIONAL LICENSES/HIGHLIGHTS
FL-licensed All-Lines Adjuster (#P179192)
SC-licensed All-Lines Adjuster (#298934)
Experienced all-lines adjuster with competency in investigating and adjusting multi-line residential and commercial claims.
Former award-winning investigative journalist and licensed private investigator.
Proficient with various Microsoft Office products, Xactimate and Internet.
CERTIFICATIONS
Umpire
Insurance Appraisal & Umpire Association (IAUA); and
Windstorm Insurance Network (WIND)
National Flood Insurance Program (NFIP) (current, since 2004)
Earthquake (current)
HAAG Commercial Roof Inspector (current)
USAA (current)
Citizens of Florida (current)
Vale National Dwelling Twenty-One Certification (2/2/01)
FORMAL EDUCATION
Southwest Texas State University, Bachelor of Arts in Journalism, 1986
AREAS OF EXPERTISE
Accident (Bodily Injury/Property Damage) Investigation
Appraisal/Mediation
Business Interruption
Catastrophe Response
Cargo/Marine Survey
Contents Loss Evaluation
Fraud/Workers Compensation Investigation (recorded interview, surveillance (still/video) and covert undercover)
Historic Restoration
Large Loss
Liability/Warranty/Construction Defect
Mold/Environmental Remediation
Property Damage (Residential/Commercial)
PROFESSIONAL EXPERIENCE
1999-present
Independent General Adjuster/Appraiser/Umpire
Knowledgeable in all areas of (first and third-party) claims handling property (residential and commercial), casualty, surety, and
inland marine. Daily and catastrophe claims handling experience on residential and commercial losses to $1.5 million.
Specialized experience handling appraisal/mediation, business interruption, cargo, catastrophe, historic restoration, large loss, liability,
fraud, mold, sinkhole, warranty, and workers compensation. Hurricane Wilma clean-up since 2/2009.
Residential and commercial catastrophe deployment Hurricane Ike (2008), Hurricane Wilma (2005); Hurricane Katrina (2005);
Hurricane Frances (2004); Hurricane Jeanne (2004); Mid-Atlantic Hail Storms (2003-2004); Hurricane Isabel (2003); Northeastern Ice
Storms (2002 and 2003); Hurricane Gustav (2002); and Hurricane Floyd (1999).
Experience working with 25+ insurance carriers, including AIG, Allstate, America First, American Home Warranty, American Trans-
Freight, Chubb, Harleysville, Hartford, Homesite, SC Insurance Reserve Fund, Lexington, Liberty Agency Markets, Lloyds of London,
Maersk, RLI Transportation, Montgomery, PURE, SC Wind, Scottsdale, State Farm, Travelers, Universal, USAA, US Liability, Western
World and Zurich.
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2007-2009
Private Investigator
Blazer Investigative, Inc.
Insurance defense specialist providing investigative services to attorneys, insurance carriers and individual clients. Experience across
multiple branches of investigative work insurance fraud, domestic, forensic, worker s compensation, and wrongful
death. Locator, background, and legal process services. Surveillance (still and video) and covert undercover experience.
2/2006 to 10/2006
Estimator/Project Manager
Paul Davis Restorations, Inc.
Estimator/project manager on residential repairs/remodeling projects ranging from $1,000 to $500,000, often working within
parameters of a preferred vendor program (State Farm, USAA). Fire, water, mold, and environmental hazard mitigation experience.
Managed subcontractors, located materials, tracked job progress, and assisted with accounts receivable.
Spring and Fall 2005
Basic Home Repairs: 101 Course Instructor
Trident Technical College
Developed curriculum and taught 16-hour continuing education course in basic home repair. Developed concept, prepared lesson plans,
demonstrated various repair techniques in lab setting, and maintained attendance records. Assisted in promoting program through print
and broadcast media in the greater Charleston (SC) market.
CURRENT MEMBERSHIPS
Insurance Appraisal & Umpire Association (IAUA)
South Florida Claims Association
SC Claims Association, Charleston Chapter
SC Association of Legal Investigators (SCALI), Lowcountry Chapter
Windstorm Insurance Network (WIND)
RECENT CONTINUING EDUCATION/TRAINING
Advanced (FL) Building Code Update
Asserting Coverage Defense of Fraud
Chinese Drywall
Chipped Tile Claims: How the Law Affects An Insurer s Obligations
Earthquake Damages
EUO and Document Production in the Claim Investigation to Avoid Bad Faith
Duration of Loss: Interpretation of Water Damage to Wood Building Materials
Florida Property Insurance Law Update
Foundation Failures
HAAG-Sudden Damage v. Maintenance Problems in Buildings
Proposals for Settlement
Sinkholes
Surge Effects on Residential Systems
ServiceMaster-Reducing Severities Through Restorative Structural Drying
Spoliation of Evidence
The Mortgage Clause and Effect of Foreclosures
Wind v Surge: Hurricane Damage Assessment
Xactimate Advanced Estimating & Evaluating Property Damage
REFERENCES
Available on request.
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