Frank Darrow
Email: *********@********.***
Address: **** ****** ***
City: Woodstock
State: GA
Zip: 30188
Country: USA
Phone: 770-***-****
Skill Level: Management
Salary Range: $120,000
Primary Skills/Experience:
See Resume
Educational Background:
See Resume
Job History / Details:
FRANK A. DARROW, MBA
*****.******@***.*** Mobile: 770-***-**** 1610 Willow Way, Woodstock, GA 30188
VICE PRESIDENT
Possess more than 25 years of achievement in driving growth, performance and profitability. Direct experience managing multimillion-dollar portfolios and supporting large-scale M&A activities. Proven ability to lead and motivate teams. Build strong working relationships with all colleagues, C-suite executives, and staff.
PORTFOLIO MANAGEMENT ACCOUNT RELATIONSHIP MANAGEMENT LOANS & LOAN SALES REFINANCING RESTRUCTURING & RECOVERY STRATEGIC PLANNING FINANCIAL REPORTING M&A CROSS-FUNCTIONAL TEAM LEADERSHIP REGULATORY COMPLIANCE
PROFESSIONAL EXPERIENCE
FIRST TENNESSEE NATIONAL BANK - Southeast USA 2009 to Present
VICE PRESIDENT, LOAN REHAB
Manage ~$80M portfolio; accounts include complex commercial exposures typically involving lines of credit governed by borrowing base and covenant compliance, commercial real estate and residential development real estate secured exposures. Manage and support numerous syndicated loans.
Successfully recovered more than $5M and resolved $120M+ in high-risk loans through strategic refinancing, restructuring, loan sale, and rehabilitation.
WELLS FARGO BANK/WACHOVIA NATIONAL BANK/FIRST UNION BANK - Atlanta, GA 1996 to 2009
SENIOR VICE PRESIDENT/TEAM LEADER
Promoted to SVP in three years and maintained position during major period of M&A activity. Oversaw $220M portfolio encompassing ~150 accounts throughout Georgia and South Carolina. Served as Senior Strategist and provided managerial oversight to 15 team members. Generated and maintained regulatory, accounting and accountability reports. Worked closely with C-suite executives.
Instrumental in the design and implementation of POLAR (Population of Loans at Risk), a new loan workout and reporting support program.
Provided leadership and strategic support during the merger and acquisition of numerous banks; assessed, integrated and resolved new portfolios.
Partnered cross-functionally with credit product management teams and line of business segment leadership to achieve all credit quality goals.
BANK OF AMERICA/BANK SOUTH - Atlanta, GA 1991 to 1996
VICE PRESIDENT CORPORATE LOAN OFFICER IV
Key member of Workout Team responsible for leading Bank South`s recovery from FDIC Order to Cease and Desist. Managed highest risk and exposure relationships and implemented innovative solutions to complex problems. Generated, compiled and maintained all reports for internal use and for use by the Office of the Comptroller of the Currency (OCC). Worked closely with and reported directly to the Senior Vice President.
Assisted in the integration of Bank South into Bank of America and supported numerous other M&A activities.
FIRST AMERICAN BANK - Atlanta, GA 1989 to 1991
GROUP VICE PRESIDENT & DEPARTMENT MANAGER OF SUPERVISED LOANS
Led 12-person staff in the strategic restructure and recovery of $120M+ diversified portfolio composed of real estate, owned real estate, and commercial accounts.
Continued ...
FRANK A. DARROW, MBA *****.******@***.*** 770-***-**** Page 2
Professional Experience continued ...
TEXAS AMERICAN BANK & BANC TEXAS - Houston, TX 1983 to 1988
VICE PRESIDENT
Managed commercial lending group with a $60M+ portfolio. Coordinated with both the Board of Directors and bank regulators and served as a voting member on the Senior Loan Committee.
Additional experience as a Liquidation Specialist with the Federal Deposit Insurance Corp. (FDIC) and as a Financial & Administrative Manager with Weatherford Oilfield Services. Details by request.
EDUCATION
University of Oklahoma - Norman, Oklahoma
M.B.A. Finance
B.S. Microbiology (minor: Chemistry)
MILITARY EXPERIENCE
United States Army Reserve (retired Major)