Management Health Insurance

Gary R. Lober

*** ******** ******

Staten Island, New York 10307

Cell 210-***-**** ******@*******.***

Experienced compliance professional proficient in regulatory surveillance,

reporting, testing and verification of written supervisory procedures,

branch examinations, facilitation of regulatory examinations, and a strong

operational background seeking an opportunity for employment

Experience

11/2009 - present

LandColt Trading, LLC, San Antonio, TX

Chief Compliance Consultant

. Perform consulting services for all compliance concerns on behalf of

the founder and owner

1/2008 - 9/2009

First Southwest Company, Dallas, TX

Vice President - Compliance Officer

. Qualified designee for the Chief Compliance Officer.

. AML Officer responsible for the design and implementation of

suspicious activity surveillance for proprietary and correspondent

accounts.

. Worked on the development of a new business model in the Investment

Advisory space.

. Conducted firm-wide surveillance of employee gifts and gratuities,

entertainment expenses, and trading in accordance with regulations and

code of ethics.

. Creation and maintenance of written supervisory procedures including

procedures for new municipal transaction transparency rules; EMMA and

SHORT.

. Conducted and reported branch examinations.

. Facilitation of regulatory examinations.

. Gather information, review information, and draft responses for

various regulatory requests.

. Designer and Head of Information Security Committee.

. Liaison with Information Technology Department.

11/2002 - 12/2007

USAA, San Antonio, TX

Director of Compliance (4/2005 - 12/2007)

. Responsible for the ongoing compliance programs of two broker-dealers

in accordance with NASD Rules 3012 and 3013.

. Developed and tested procedures for USAA's proprietary mutual funds'

transfer agency.

. Facilitated regulatory examinations by the SEC for the transfer agency

and FINRA for the broker-dealers.

. Responsible for monitoring, developing and reporting all aspects of

written supervisory procedures (WSP) conducted by a five person team.

. Created new WSPs resulting from changes in regulations and business

structure.

. Analyzed FINRA's WSP Review Checklist as a reference to procedural

changes.

. Participated in business projects to assist with identifying potential

compliance issues. Developed and implemented recommendations.

. Developed enhancements to compliance procedures with a focus on

automation.

. Responsible for the project to comply with SEC Rule 22c-2 utilizing

prior experience with mutual funds and the Investment Act of 1940.

. Reported forecasts and dashboard data for management.

Securities Compliance Analyst I (10/2004 - 4/2005)

. Hired as a compliance specialist supporting the Investment Management

Company.

. Created and amended Written Supervisory Procedures (WSP) due to

business restructuring or changing regulations.

. Conducted risk based self assessments of the WSPs.

. Drafted results of self assessments with recommendations for

strengthening supervision.

. Monitored progress for the implementation of recommendations.

. Processed Blue Sheet requests (NASD Rule 8210) from self-regulatory

agencies (SRO).

. Coordinated and drafted responses to "sweep" examinations by SROs.

. Facilitated regulatory investigations by coordinating document

requests with the employees of the areas for which they pertain.

. Developed desk-top procedures.

Brokerage Operations Analyst I (11/2002 - 10/2004)

. Re-hired to support the Fund Marketplace (fund supermarket) product

during growth phase.

. Prepared weekly activity reports for management.

. Participated in various enhancement projects including the automation

of NSCC's Mutual FundProfile Services

. Supervised daily operations and problem resolution with regards to

trading, transfers, reconciliation, and distributions.

. Worked closely with the Legal Department with re-negotiations of

Dealer Agreements.

. Processed all reorganizations and fund mergers for the fund

supermarket.

6/2000 - 7/2001

Northwestern Mutual Financial Network, Metairie, LA

Financial Representative

. Met with prospective clients to formulate long term financial planning

in accordance with life/ health insurance policies and mutual funds

investments.

. Attended weekly meetings with upper management to convey

recommendations on accounts based on analyses.

. Sold products and conducted closing interviews with new and existing

clients.

11/1997 - 4/2000

USAA Investment Management Company, San Antonio, TX

Lead Brokerage Operations Analyst

. Developed, as part of a three-member team, an efficiently functioning

Mutual Fund Operations Department resulting in a new structure of

company operating procedures.

. Instrumental in implementing new department procedures.

. Installed new system (SuRPAS- PFPC) for automation of omnibus

processing.

. Converted all positions from BHC Securities into USAA omnibus

accounts.

. Restructured the "No-transaction Fee Program" resulting in greater

department efficiency and increased revenue.

. Utilized my skills by managing three areas of mutual fund processing

consisting of dividend distributions and reconciliation, ACATS and

manual transfers, and trading.

. Produced weekly departmental activity reports for review by upper

management.

. Processed skill assessments for associates.

5/1997 - 11/1997

Gruntal & Company, New York, NY

Brokerage Operations Clerk

. Supervised all aspects of daily operations.

. Processed transactions consisting of Fund/SERV, Networking, ACATS,

position reconciliation, dividends and transfers.

9/1994 - 5/1997

Waterhouse Securities Inc., New York, NY

Mutual Fund Operations in charge of Special Projects

. Processed all aspects of Mutual Fund Operations and Money Market

Operations.

. Responsible for account maintenance, daily transactions, bank

settlements, account balancing and reconciliations.

. Designed and implemented improvements for overall department

efficiency including a system conversion.

. Wrote the procedures for all processing in the Money Market

Department.

. Headed the No-transaction Fee Project; supervised and documented the

growth of the program.

. Negotiated, amended and finalized agreements with third party vendors.

. Researched and resolved customer complaints.

Education Louisiana State University, Baton Rouge,

LA

BA Psychology

Qualifications NASD Series 4, Series 6, Series 7, Series 24,

Series 53

Skills Microsoft Access, Excel, Word, and Powerpoint, Broadridge

(ADP/SIS), DST, Sungard PHASE3, Protegent Trade Surveillance and AML

Surveillance, and SuRPAS (PFPC)

Contact this candidate