RESUME of
VICTOR Q. LIM JR.
Residence Address
Fullerton, California
Mobile No. 1-714-***-**** 1-714-***-****
E mail address: **********@*****.***
CAREER
SUMMARY
Broad based experience in sales, credit and banking office administration.
Comprehensive skills in business development, branch operations, sales and
marketing, and personnel administration. Effective leadership and hands-on
ability in managing promotional campaigns, financial planning, overall
banking compliance and operational risk management.
EDUCATION
ASIAN INSTITUTE OF MANAGEMENT
Master in Business Management. Finance and Marketing concentration
supported by elective courses in corporate financial management,
international finance, real estate finance, treasury management and
marketing strategy. Dean's List during the second year of the program.
UNIVERSITY OF SANTO TOMAS
Bachelor of Science in Physical Therapy (Rehabilitation Medicine).
Graduated with honors, Cum Laude
WORK EXPERIENCE
Solomon Edwards Group
Project Consultant/Senior Asset Manager - Currently assigned to the Federal
Deposit Insurance Corporation office in Irvine, California. Reviews and
make recommendations on contracts and leases of banking institutions under
FDIC's supervision and receivership. Ensures that the FDIC's interests are
adequately protected, monitor proper collections of receivables and
minimize losses for the corporation.
Citibank N.A. Shanghai
August 2006 - Dec. 2008 Vice President Compliance and Control Director
Citibank China
Senior officer responsible for Consumer Bank Compliance and Operational
Risk Management. Supervises a team of Compliance Officers and internal
audit reviewers with the overall objective of protecting the franchise and
at the same time supporting the business growth. Member of the senior
management team of Citibank China Consumer Group. Key liaison officer in
all external and internal regulatory examinations.
Managed Private Bank compliance and obtained the necessary regulatory
approvals for new product launches. Key player to secure regulatory
approval for branching licenses and local incorporation process.
July 2004 - July 2006 Vice President Senior Advisor assigned to
Shanghai Pudong Development Bank
Senior Officer and Citibank Representative appointed to Shanghai Pudong
Development Bank. Key responsibility was to develop and support consumer
bank business for SPDB. Served as key liaison officer between Citibank and
SPDB. Facilitated joint venture projects and mutual cooperation between
Citibank and SPDB. Served as senior advisor and counsel for matters
pertaining to the strategic direction and management of the consumer bank
business.
CITIBANK N.A. GUAM USA
November 2001 - June 2004 Vice President Country Business Manager
Senior Citibank Country Corporate Officer assigned in Guam. Achieved 36%
earnings growth over the last two years and developed Citibank's consumer
banking business in Guam.
Set strategies and directed the various Business Units (Branch Banking
and Lending, International Personal Banking, Mortgage, Cards, Consumer
Finance, Insurance) in the development and execution of the business plan.
Delivered budgeted profit center earnings.
CITIBANK N.A. PHILIPPINES
October 1997 - October 2001 Vice President Branch Banking /
Savings and Investment Director
Managed the different Bank branches in developing and implementing business
relationship building and acquisition initiatives. The customer base,
savings and investment volume doubled in the last 4 years.
Provided Senior Management with the relevant financial, service, operation
MIS, and coordinated with Marketing, Treasury and other departments with
the objective of achieving /exceeding revenue and growth targets for the
branches.
Developed wealth management and investment proposition for the high net
worth clients of the bank.
September 1992 - September 1997 Vice President Makati Branch and
Citigold Center Manager
Administered all aspects of retail bank branch performance ensuring quality
customer service, optimized operation efficiency, and achieved sales
results.
Supported the successful implementation of Citigold Priority Banking for
high net worth individuals.
Consistently achieved 25% overall branch revenue growth.
Improved customer service satisfaction scores from 76% to 85%.
Implemented Model branch functionalities such as advanced customer
information system, paperless teller and one stop account opening process.
October 1991 - August 1992 Vice President Cards Credit Cycle Head
Acted as the Division Head of Credit Card Acceptance, Approvals, Merchant
Credit and Card Collections. Supervised a group of credit officers, credit
processors and collection staff. Responsible for setting up Cards Credit
Policies and Procedures. Managed to lower card delinquency levels from 16%
to 5% in 10 months.
June 1989 - September 1991 Vice President Business Manager for Cebu
Branch
Administered all functions of branch sales, service and operations.
Developed and implemented branch sales plans as well as service programs
and campaigns. Achieved 100% volume growth over the two years that I
assumed the position. Launched and introduced various Citibank products in
Cebu such as dollar checking accounts, Mortgage Power and Ready Credit.
January 1987 - May 1989 AVP Head Office Branch Operations and
Customer Service Manager
Supervised 4 officers and 30 staff in handling customer service, cash and
vault tellers, ATM machines, fund transfers, investment products, and
accounting. Started the Phone Banking Center for the bank.
July 1986 - January 1987 MGR Greenhills Branch Operations Manager
January 1985 - June 1996 AM Treasury Operations Unit Head
September 1984 - January 1985 Tellers' Unit Supervisor
Supervised the processing and handling of local Money Market transactions,
Time Deposits, Offshore Deposits, funds transfers and safekeeping of
government securities.
July 1984 - September 1984 Entered as an Executive Trainee, trained in
Branch Banking, Check Clearing, Money Transfers, Commercial Credits,
Treasury and Account Management.
SEMINARS ATTENDED
Operations in Banking
Trade Finance / Import and Export Bills / Letters of Credit
Handling the Problem Employee
Developing Management Skills
Managing Accelerated Change
Operations Simulation Game
Process and Service Improvement
Consumer Oriented Retail Environment Computer System
Assertiveness Training Workshop
Service Excellence Training (Taiwan Jan. 1989)
Marketing Financial Services (India Oct. 1989)
Managing People (Singapore May 1990)
Credit and Risk (Singapore Aug. 1991)
Cards Credit, Collection and Fraud Seminar (Singapore Nov. 1991)
Effective Business Presentation
Investment and Mutual Funds (Singapore Sept. 1993)
Regulatory Compliance (Singapore May 1994)
Treasury Cycle Management (Singapore Oct. 1994)
Strategic Leadership
Levers of Control (Singapore July 1999)
Salomon Smith Barney Sales and Leadership Training (Hartford, Connecticut
April 2001)
Wealth Management (Singapore May 2001)
Consumer Finance (Bangkok Sept. 2003)
Citibank Asia Pacific Senior Management Conference (India February 2004)
Citibank Asia Pacific Senior Management Conference (Sydney February 2005)
Citibank Asia Pacific Senior Management Conference (Malaysia, January 2006)
Citibank Asia Pacific Senior Management Conference (Malaysia, January 2007)
Managing Regulatory Exams (July 2007)
AWARDS RECEIVED
Chairman's Award 1986
Chairman's Award 1988
Gold Service Excellence Award1991
Man of the Citi Award 2001
Other Experience / Qualifications
Service Excellence Workshop and Customer Service Trainer
Retail Bank Regulatory Compliance Coordinator
PERSONAL BACKGROUND
Language Abilities: Proficient in English and Filipino, moderate in
Mandarin (Chinese)