JOSE A. ALVAREZ
Elk Grove, California 95758
Cellular 916-***-**** / Telephone 916-***-**** / Email
********@*****.***
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MANAGER/ ASSISTANT MANAGER
MY QUALIFICATIONS over 20+ years of success in product sales, marketing,
finance, and customer service. Plus all phases in the field of collections
and account management.
PROFESSIONAL in manner and appearance, very strong interpersonal skills,
good voice, pleasant manner, strong experience in client / customer
relations.
ABILITY to learn quickly, follow procedures exactly, problem solving, and
detail oriented. Ability to handle a volume of simultaneous work
HISTORY of success in public contact positions, experience with customers
in bi-lingual (Spanish) Negotiations.
EXPERTISE in, managing, supervising, directing, evaluating, assigning,
scheduling, motivating, planning and organizing.
EXPERIENCE
United Auto Credit Corporation
Account Manager, Sr. Account Manager, Collection Supervisor
9/15/2005 TO 12/01/2009
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performed and supervised activities of Account Representatives engaged in
collecting overdue payments for auto loans by performing the following
functions. Coordinated and performed all activities related to collecting
amounts due on auto loans. Includes conducting field visits to past due
debtors. All activities in compliance with United Auto Credit Corporation's
policies, procedures and practices as well as all state and federal
regulations including all requirements of the Fair Debt Collection
Practices Act.
Reviewed delinquent account records to determine which customers must be
contacted for collections of overdue accounts. Organized collection
workload according to degree and amount of delinquency and assigned
accounts to Account Representatives for collection. Accurately prepared all
internal documentation. Trained and supervised subordinate staff, and
participated in the areas of collections, skip tracing, repossessions and
collateral disposal. Recommended collection techniques to be used by
Account Representatives. Performed all collection-related activities as
needed.
Accurately documented account activity to the system and prepared required
internal documentation. Assisted branch management in underwriting
activities or administrative functions as assigned.
Check into Cash Stores
Store Manager
09/2004 to 09/2005
ESSENTIAL DUTIES AND RESPONSIBILITIES:
As a Store Manager, I provided superior customer service to Check into Cash
customers by greeting customers, processing customer loan applications,
answering customer inquiries regarding loans and product
offerings, followed established policies and procedures, assisted in the
daily upkeep of store premises. Served as subject matter expert in
operations and policies, and provide leadership to store employees. I
recruited, interviewed, and made recommendations for hire. I supervised and
train one or more Customer Service Representatives. I coordinated and
maintained store staff schedules. I ensured that staff members provided
excellent customer service. I created and Marketed interest items and kept
Regional office informed. Became the regional office to train other store
representatives. I was responsible for the overall accountability,
profitability and day-to-day business.
Premier Rentals, Rent A Center and Rent Way Stores
Store Manager, Assistant Manager, Sales and Credit Manager
9/1997 to 09/2004
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Carefully and regularly directed the work of at least five or more
employees in the store. Devoted at least 60 percent of hours worked,
towards administration, and in addition controlled monthly operating
expenses and prepared monthly budgets. Experienced in delivery, set up and
merchandise pick-up, experienced in various modes of collections including
repossessions. Responsibilities included sales and service of products
that the rent to own business has to offer. Exercised the authority to hire
and fire, or to effectively recommend hiring and firing. Planned and
implemented numerous sales campaigns to rank the store first in the region
for several months. Sales increased 6% from previous year, as a result
profits rose to 19+ percent. Recognized as the top sales leader in the
region
EDUCATION
State University of New York at Buffalo, N.Y. -Communications
Campus Verdes Adult Training Center -Bookkeeping and Accounting
Licensing Held- (Insurance)-Property, Casualty, Life and Disability
Military Service- United States Air Force
Stewardship Committee-Elk Grove United Methodist Church
Business-to-Business Fundraiser