Stephen Hutchins
Webster, New York 14580
585-***-**** (Home)
585-***-**** (Cell)
************@***.***
Successful Sales Professional looking for a new challenge or opportunity to
help build levels of accomplishment. Tireless team player who always works
to achieve results.
Experience
Copart Dealer Services, Le Roy, New York
2009
Independent Agent
Developed and implemented a consultative sales process with a 90%
success rate with auto dealers.
. Built territory from a zero starting point into a force with
careful and methodical development.
Sixth Gear Solutions, Long Island, New York
2008
Regional Sales
Built, promoted and expanded a credit and funding program for lenders
to succeed. Exceeded all job
performance objectives, through hard work and exceptional effort.
. Always achieved 120% of goal.
. Shared ideas to streamline efforts and was recognized as a team
leader. Senior management
trusted my opinion and ideas.
AmeriCredit Corp., Fort Worth Texas
2006-2008
Regional Sales Manager
Managed the top region in the country for a specialized leasing
program to 580 dealerships.
. Super Lease User who helped representatives in the eastern U.S.
overcome obstacles.
. Volume goal for leases was $4.5 million and we exceeded it by 10-
50% each month.
Retail territory consisted of Upstate New York and Vermont, 8 sales
people.
. Exceeded quarterly goals by 10-30%. Taught sales people to
overcome objections and close the sale. Worked with dealers to
push the quality up the scale to book more business.
Elite Builders, Portland, Maine
2005-2006
General Partner
Co-founded a real estate company specializing in lot development and
construction. An opportunity to explore the real estate world that
enjoyed unparalleled success. Became a great place to work.
Charter One Auto Finance, Rochester, New York
2000-2004
Director of Sales & Marketing
Built one of the premier lending programs in the United States
operating in 21 states, in only 4 years.
. Managed 52 employees locally and nationally.
. Responsible for a budget in excess of $6 million.
. Increased annual sales from $1.7 billion to $3.6 billion and
portfolio from $2.9 to 6.3 Billion.
. Developed program to enable revenue growth with ease, holiday
extension program.
. Expanded into 9 new states: Virginia, North Carolina, Illinois,
Michigan, Missouri, Minnesota, Kentucky, Indiana and Wisconsin.
M&T Bank, Buffalo, New York
1998-2000
Division Manager Indirect Products
. Managed 22 employees locally and regionally
. Increased regional sales 50%.
. Responsible for all sales functions in 10 state region.
. Managed my strategic business unit to the most profitable
position in bank history.
. Performed due diligence for dealers
o Floor Plan Loans
o Credit Authorizations including secured and unsecured
lines.
o Participated in loan committee meetings.
.
Chrysler Financial, Denver, Colorado
1984-1998
Dealer Credit Manager
14 years progressive responsibility managing all aspects of dealer
credit for Western United States
. Managed dealer credit requests for 27 branches.
. Reviewed, analyzed and approved all types of loans for
dealerships:
o Floor plan lines of credit
o Real estate loans, secured loans
o Revolving lines of credit, unsecured lines
o Auction Lines
. Increased average loan to $3.8 million.
. Closed real estate loan to dealership for $22 million.
Background includes floor plan, sales, credit and collections.
Other Positions held at Chrysler Financial:
Senior Sales Representative
Sales Representative
Branch Operations Manager
Zone Office Analyst
Credit Manager
Collection Manager
Education
Bowdoin College, Brunswick, Maine
1983
Bachelor of Arts