Quality Control Years Experience

Alexis Hamilton

**** ******* **, ********, ** ***68

cell: 301-***-****; e-mail: ************@*****.***

Summary

I have 7 years experience as a Mortgage Loan Underwriter, including Due

Diligence and extensive Appraisal Review. I currently perform duties as a

Level 3C Underwriter assisting Level 1C Underwriters with answering

questions and signing off on major conditions such as Tax Returns. I

recently completed 4-course Tax Analysis training for self-employed

borrowers.

Computer Skills

Proficient in Calyx Point, DU, LP, MS Word, MS Excel, and MS PowerPoint.

Education

Bowie State University, Bowie, MD (2000-2001) - Computer Graphics

Towson University, Towson, MD (2001-2003)

Professional Experience

Wells Fargo, Billings, MT/Phoenix, AZ (06/09-Present)

Senior Underwriter (Contract) - Underwriter authority Level 3 - Performed

Manual Underwriting with Fannie Mae and Freddie Mac specific guidelines on

all loans. Underwrite Conventional Refinance loans. Work in Wells Fargo

LIS system. Helped company meet funding goals within the months of June -

January. Ability to clear all incoming conditions as they relate to

established company guidelines and procedures. Also worked closely with

Loan Officers to ensure smooth closings.

Exhibit Financial Mortgage, Washington D.C. (2006-2008)

Senior Underwriter - Underwrote Conventional A, B, C paper loans.

Completed between 15 and 20 reviews a day. Quickly and accurately made

sure loans met bank goals. Reviewed Appraisals, income, DTI Ratios, and

Loan to Values. Also reviewed credit bureau information, collateral

valuation, tax returns, financial statements and other supporting

documentation to recommend/approve requests within decisioning authority

levels by way of automated scoring system or traditional underwrite.

Manual and DU/LP Underwriting.

RPI, Alexandria, VA (2004-2006)

Due Diligence - Frontline Underwriting. Reviewed Conventional, VA and FHA

loans. Confirmed that loans were acceptable to be kept in portfolios.

Checked all loan aspects to verify their quality, such as income, appraisal

and benefit to borrower. Verified that credit files were current, complete

and compliant with bank guidelines. Also checked risk factors and ability

to repay.

Wells Fargo, Greenbelt, MD (2003-2004)

Loan Processor (Contract) - Set up and processed between 100-150 loans in

pipelines, including Conventional, FHA and VA loans. Worked with Loan

Officers to Pre-Qualify and review loans. Organized loan packages, and

ordered title and payoffs.

Mellon Mortgage, Silver Springs, MD (2002)

Post Closer - Quality Control and review of all loan documents before going

to Investors. Verified that closing packages and loan documents were

properly reviewed and in order.

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