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Account Executive Staff

Albertville, Minnesota, 55301, United States
March 03, 2011

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Kenneth Atwater

**** ****** ******, ***********, ** 55301

Home: 612-***-**** Cell: 989-***-****


Self Employed, United States

Contract Underwriter

Performed frontline underwriting for different lenders via private mortgage insurance

companies employment agencies. Underwrote conforming and non conforming loan

amounts, subprime loans,due diligence and qualify control audits. Experience in

both the wholesale and retail production environments. Familiar with Desktop

Underwriter, Loan Prospector. Experience in a paperless environment.. Most recent

assignment have been:

Mortgage Dynamics for GMAC Mortgage with approval authority, this is paperless

environment were as I’ve been there since 10/2009 to present. Current approval

authority of $850,000,

Well Fargo Minneapolis MN via Appleone Employment Agency, approval authority of

500K from May 2009 until September 2009.

Other Assignements:The Cayton Group Triad Guranty, United Guaranty/AIG, Opus

and RMIC.

Bank United, Atlanta, GA

Senior Underwriter/ Account Executuve

Performed frontline underwriting functions for the Atlanta Regional Underwriting

Center. Underwrote FHA, VA and Conventional loan submitted by approved

correspondents and brokers in wholesale anRMICd the Atlanta and Florida retail

branches. Efforts were rewarded with a promotion to account executive in early 1994

in which I successfully recruited and signed up several new accounts which became

very productive.

Southmark Mortgage Corp, Atlanta, GA

Direct Endorsement Underwriter

Underwrote FHA loans submitted by approved correspondents and authorized

agents in the seven state southeastern region. Trained Southmark’s staff and the

staff of some of the correspondent in the process of originating, processing, closing

and insuring FHA loans. Also underwrote VA loans for approved lenders.

Georgia Residential Finance Authority, Atlanta, GA


Underwrote loans for low and moderate income homebuyers submitted by the

approved participating lenders. Assured that the applicants met program restrictions

in accordance with the terms of the tax revenue bond issue, that the property was

acceptable collateral,and the loan complied with either FHA, VA, Fhma or

Conventional guidelines. Supervised the home loan staff to insure that loans

submitted were underwritten and purchased in a timely manner.


Ferris State University, Big Rapids, MI

Bachelor of Science Business Administration, June 1978

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