Insurance Assistant

MELISSA L. HULL

**** ***** *********, ********, ********* 37069

Cell: 615-***-**** – Office: 615-***-**** – E mail: ******@*******.***

Respected attorney and former regulator with extensive experience in the following fields:

Regulatory/Compliance Affairs Product Administration Budgeting and Personnel

Contracts and Operational Matters Individual and Group Products Agency and Broker Relations

EXPERIENCE

The MK Group, Franklin, Tennessee

Insurance Regulatory Counsel

September 2010 – Present

Act as regulatory/compliance director and corporate counsel for health association and its third party vendor

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Provide legal advice and guidance to clients regarding licensure and form/filing regulations

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Represent clients before state insurance departments and other regulatory entities and negotiate amicable resolutions

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with these entities

Represent clients at state and national organizations

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Baker, Donelson, Bearman, Caldwell & Berkowitz, Nashville, Tennessee

Of Counsel

November 2008 – August 2010

Established new insurance regulatory practice group within firm and was responsible for all organizational aspects,

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including marketing, client development, budgeting, travel, presentations, personnel and business planning

Provided advice to clients regarding legislative and regulatory enactments

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Represented clients before regulatory agencies, including insurers, agents and debt collection services agencies

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Acted as regulatory compliance attorney for health association and assisted in business planning activities

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Provided licensing, financial and market conduct advice

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Represented clients at state and national organizations

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Nationwide Insurance Company, Nashville, Tennessee

Lead Counsel

April 2007 – November 2008

Oversaw governmental, legislative and legal affairs for a multi state region

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Promoted working relationship between company and regulatory entities

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Negotiated alternative resolutions with regulators to potential penalties

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Spotted and communicated treads and worked with state coalitions regarding unfair/deceptive practices, premium

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taxes, market conduct, and financial solvency standards

Provided advice across business units and executive management, including claims, underwriting, product and sales

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Ohio Department of Insurance, Columbus, Ohio

October 2000 – February 2007

Assistant Director, Market Regulation and Licensing Division

• Responsible for market analysis, market conduct and licensing functions to ensure compliance with state and federal

regulations and managed a staff of 60 employees

• Reviewed, set and implemented departmental policies

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Made recommendations to Commissioner as cabinet member

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Represented department at state and national organizations

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Chief, Office of Legal Services Division

• Supervised a staff of over 20 employees and approved projects generated by the legal staff

• Revamped department’s record storage and records retention program

• Made policy decisions and provided advice to Commissioner regarding state and federal regulations, compliance

issues and labor and employment matters

Staff Counsel, Property and Casualty Division

• Provided advice regarding rate, form and filing issues and state and federal regulations

• Acted as counsel to the Ohio Medical Malpractice Commission

• Analyzed legislation and reported to Commissioner and General Assembly on such issues as medical malpractice,

credit scoring and jurisdictional authority

• Assisted in litigation, including national class action litigation involving modal premiums and aftermarket parts

Staff Counsel, Market Conduct Division

• Provided advice regarding statutory interpretation and helped design market conduct examinations

• Negotiated settlement agreements with insurers

• Provided analysis on issues such as credit scoring and prompt payment of claims

• Contributed to the NAIC on issues such as suitability and best practices

• Designed case management systems for finalizing examinations

Staff Counsel, Fraud and Enforcement Division

• Provided advice regarding licensure and enforcement matters, maintaining average yearly case load of 200 cases

• Eliminated substantial backlog of case files by developing and implementing case management system

• Prepared litigation from administrative through appellate levels

• Worked in conjunction with local prosecutors to obtain criminal convictions

Ohio Attorney General’s Office, Columbus, Ohio

July 1996 – September 2000

Assistant Attorney General, Health and Human Services Division

• Represented Departments of Health and Insurance regarding licensure and enforcement matters

Prosecuted cases as first chair; litigated cases from administrative through appellate level

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Legal Assistant, Constituent Services Division

• Responsible for responding to Attorney General’s correspondence, telephone calls and other inquires, averaging over

200 responses per week

• Analyzed pending legislation and provided analysis to the Attorney General

Legal Intern, Revenue Recovery Division

• Worked on assigned research projects regarding taxation, subrogation, workers’ compensation and ethics

• Assisted staff in preparing pleadings

Hunter, Samuels & Breckenridge, Columbus, Ohio

Legal Assistant

August 1995 – June 1996

Coordinated subrogation practice managing an average caseload of 250 cases

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Provided research regarding insurance defense and domestic relations issues

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Served as office accountant

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Franklin County Board of Commissioners, Columbus, Ohio

Assistant to County Administrator

January 1992 – January 1995

Oversaw privatization of county nursing home involving issues related to labor, taxation, and real estate

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Responsible for county’s request for proposals related to health care benefits for county employees

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Handled constituent affairs and designed constituent tracking system

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EDUCATION & ADMISSIONS

Juris Doctor – Capital University Law School, 1998

Masters of Public Administration – The Ohio State University, 1992

Bachelor of Arts – The University of Cincinnati, 1990

Admitted to the Tennessee Bar, 2009

Admitted to the Ohio Bar, 1998

Admitted to the United States District Court, Northern Division, 1998

PROFESSIONAL HONORS & ACTIVITIES

Market Conduct Management (MCM) Designation – IRES

Editor, The Regulator – IRES

Member of M&B, CDS, and Publications Committees – IRES

Member of L&H Planning Committee – AICP

Former Board Member, Mississippi Windstorm Underwriting Association

Former Board Member, Mississippi Insurance Guaranty Association

Former Vice Chair, Market Conduct Annual Statement Working Group – NAIC

Former Member, Market Regulation & Consumer Affairs Division – NAIC

PUBLICATIONS & SPEAKING ENGAGEMENTS

Moderator – “Health Care Reform Roundtable,” IRES CDS (2010)

Speaker – “Health Care Hodgepodge,” IRES CDS (2010)

Speaker – “Health Care Reform: Who’s the Sheriff,” IRES CDS (2010)

Speaker – “Market Conduct Coordinators: A Day in the Life,” AICP (2009)

Moderator – “Market Conduct,” AICP (2009)

Author – “If It Looks Like Fraud, Smells Like Fraud…” The Regulator (2009)

Author – “Sevigny: State System Works, but Change is Needed,” The Regulator (2009)

Speaker – “How Market Analysis Has Changed Company Compliance,” IRES CDS (2009)

Moderator – “Hot Issues in Life and Health Market Regulation,” IRES CDS (2009)

Author – “Everybody Talks About the Weather: Brining Back the Mississippi Gulf Coast,” The Regulator (2009)

Speaker – “The Continuum of Regulatory Responses – What Does It Mean?” IRES CDS (2007)

Speaker – “When Will Insurance Departments Contact You?” AICP (2006)

Speaker – “Licensing, Regulation, and Enforcement Issues,” Annual Seminar, Old Republic National Title Insurance (2006)

Speaker – “Update on Issues Facing the Title Insurance Industry…” Spring Seminar, Ohio Land Title Association (2006)

State Faculty – National Insurance School, IRES Foundation (2005 & 2006)

Speaker – “The ABCs of Market Conduct Exams,” National Insurance School, IRES Foundation (2005 & 2006)

Speaker – “Market Conduct Exams: What You Need to Know and How to Prepare,” Annual Meeting, Ohio Association of

Mutual Insurance Companies

Speaker – “Interest on Trust Accounts: IOTA Compliance,” Annual Seminar, Ohio Land Title (2005)

Co author – “Understanding the New Market Conduct Statement,” The Regulator (2005)

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