Josh E. Caruthers
Beverly Hills, CA *****
***************@*****.***
WORK EXPERIENCE:
MMC Inc. / Palm Assurance Resources Los Angeles, CA (Oct. 2009-Present)
Commercial Account Executive (Re-hired Oct. 2009)
. Handled all Specialty Lines insurance underwriting and placement
. Responsible for marketing, placing and managing all commercial new
and renewal business products such as workers comp, GL, commercial
property, Lessors Risk etc.
. Served as Senior Account Manager for all VIP client accounts as
well as prepared, presented and negotiated proposals to existing
clients and new prospects
. Analyzed specific clientele needs and provided customized
resolutions
. Developed and maintained relationships with all carrier
underwriters
. Expanded total sales by 50% each quarter
. Coordinate, sold and managed commercial accounts with multi-state
operations risk
. Managed staff of sales and account managers on all lines of product
knowledge
. Made weekly visits to all agency and broker contacts to maintain
relationship
AIG A. A. Beverly Hills, CA (June 2008 - Oct. 2009)
Territory Manager (Greater Los Angeles Area) - Reason for Leaving: Company
closed
. Managed the production and profitability of 400+ independent agencies
in the greater Los Angeles area up to Bakersfield and Paso Robles
. Monitored volume and quality of production as well as deciding on
profitable new appointments
. Worked directly with underwriting and product development in product
marketing and underwriting
. Trained all agents on the specifics of coverage's and how to market
and quote products
. Worked with agents/brokers to strategize on all renewals as well as
quality and quantity of submissions
. Successfully built and maintained strong relationships with all 400+
agencies
MMC Inc. / Palm Assurance Resources Los Angeles, CA (July, 2006-Present)
Commercial Account Executive - Reason for Leaving: Change in department
. Handled all Specialty Lines insurance underwriting and placement
. Responsible for marketing, placing and managing all commercial new
and renewal business products such as workers comp, GL, commercial
property, Lessors Risk etc.
. Served as Senior Account Manager for all VIP client accounts as
well as prepared, presented and negotiated proposals to existing
clients and new prospects
. Analyzed specific clientele needs and provided customized
resolutions
. Developed and maintained relationships with all carrier
underwriters
. Expanded total sales by 50% each quarter
. Coordinate, sold and managed commercial accounts with multi-state
operations risk
. Managed staff of sales and account managers on all lines of product
knowledge
Citigroup (Cal Fed Insurance Agency) Burbank, CA (June, 2005-July, 2006)
Senior Underwriter/Floor Account Manager - Reason for Leaving: Company
closed
. Analyzed multi-line applications for multiple insurance companies
and producers across the U.S. and identified profitable business
. Managed and mentored staff through teaching product/underwriting
knowledge and delegating work assignments
. Developed and maintained strong working relationships with all
insurance carriers
. Reviewed high volumes of personal lines insurance applications
. Trained staff on all underwriting guidelines for each state where
business was written
Allstate Insurance Company, Allstar Insurance Group, LLC Tulsa, OK
(Oct.2004-May, 2005) Office Manager/Lead Sales Agent - Reason for Leaving:
Moved out of state
. Managed staff of account managers and sales agents on driving sales
production and general office activity including accounting and payroll
. Prospected and sold commercial P&C and personal lines insurance
. Responsible for underwriting all new business submissions
Heritage National Ins. Company, Inc. Tulsa, OK/Houston, TX (Apr. 2000-Aug.
2001)
Claims Processor and Underwriter - Reason for Leaving: Company closed
. Provided customer support for group Life and Health policies
. Processed adjudicated claims for multi-state insurance company via
company computer software
SKILLS:
. Licensed in Property & Casualty and Life & Health for the state of
California #0E87218
. Very strong carrier ties and large list of industry contacts
. Currently hold non-residents Property & Casualty Licenses in more
than 40 states across the US
. Computer proficient: (SalesLogix, Microsoft Word, Office,
PowerPoint, Outlook, Lotus Notes, Ultipro, Cognos and Excel)
. Familiar with AMS/AFW
. Extremely articulate, strong ability to multi-task, and highly
motivated.
EDUCATION:
. CPCU Expected Jan. 2011
. Northeastern State University/TCC 2002-2005
HONORS:
. Citigroup Honorable Mention for outstanding performance
. Allstate Employee of the Month December, 2004/April, 2005
. Allstate Top Closer of 2004 & 2005