Real Estate Manager
Resume:
ANNA RYZHIKOV
Teaneck, NJ *****
****@**********.***
EXPERIENCE
JC FLOWERS & CO. New
York, NY
Distressed Loan Analyst (on contract)
September 2010-present
. Analyze and recommend distressed loans including commercial real
estate loans
. Perform due diligence
. Assess value and advise on pricing for prospective loans
FULCRUM INTERNATIONAL LTD.
Greenwich, CT
Consultant (on contract) December
2009-June 2010
. Performed equity valuation of firms in renewable energy sector
BNP PARIBAS New York,
NY
Portfolio Manager - Special Assets Group, Corporate and Investing Banking
May 2005-January 2009
. Managed restructured corporate and middle market loans
. Performed financial and credit analysis including enterprise value
assessment, cash flow analysis and simulations
. Participated in the development and implementation of the
restructuring strategy
. Met with borrowers, lawyers, professional consultants and participant
banks
. Advised on potential recovery, asset sale and liquidation
. Analyzed requests for deal amendments and waivers
PATRIOT NATIONAL BANK
Stamford, CT
Credit Analyst - Commercial and Real Estate Lending
February 2003-May 2005
. Performed credit analysis on individual and corporate loan applicants
. Analyzed personal financial statements and tax returns of loan
applicants
. Prepared loan files for loan committee including credit analysis and
collateral debt coverage
PACIFIC COAST BANKERS' BANK
San Francisco, CA
Credit Analyst
October 1998 - August 2000
. Performed credit analysis in loan brokerage - startup founded in 1996
. Analyzed personal financial statements and tax returns of applicants
and guarantors
. Reviewed loans held by community banks in the West for syndicated
distribution
. Products included commercial, real estate and construction loans
. Reported to Loan Committee
SUMITOMO BANK OF CALIFORNIA
San Francisco, CA
Credit Analyst
December 1996 - September 1998
. Recommended loans of investment grade companies for a $400 million
loan portfolio
. Performed credit analysis including industry analysis, financial
modeling and projections
. Reviewed legal documents - credit agreements and participation
agreements
. Performed annual and quarterly review, reported to senior management
EDUCATION
GEORGETOWN UNIVERSITY Washington,
DC
Master of Business Administration
May 2002
UNIVERSITY OF WASHINGTON
Seattle, WA
Bachelor of Arts, Business Administration
August 1996
SKILLS and OTHER
Languages: Russian, French
Skills: Credit trained
Interests: Art, ballet, literature, travel, cooking and recreational
running
Work Status: US citizen
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