Susan Maloni **** Boulder Drive ? Sykesville, MD *1784
240-***-**** ? *******@*****.***
management Profile
. Accomplished professional with combined leadership success in
relationship management, operations, project management, and financial
analysis. Proven talent for managing diverse projects in unfamiliar and
international operational/administrative environments while providing
measurable results.
. Expert in developing and managing productive working relationships with
business clients, vendors, contractors, consultants, staff, and others.
Cooperative mindset focused on clarity and progress. Superb
communication, negotiation, and interpersonal skills; able to build
rapport with diverse, multi-cultural workforces and collaborate
productively with diverse groups to achieve business objectives.
. Highly analytical with superior problem-solving skills and demonstrated
talent for identifying, scrutinizing, improving, and streamlining work
processes; practiced in making sense out of complex environments and
executing solutions to advance processes and maximize financial results.
. Talent for inspiring quality team performance while coordinating
initiatives in deadline-driven, customer-focused environments. Keen
understanding of commercial business priorities and systems methodologies
that achieve quality production and cost. Strong knowledge of credit card
industry.
. Relationship Management . Operations Management . Project
Management
. Process Improvements . Staff Training and Development .
Strategic Leadership
. Customer Service . Corporate Communications . Financial
Analysis
Microsoft Windows Suite, HTML, Dreamweaver, Proprietary Software
Professional Experience
Community Mortgage, Mt. Airy, MD, 1/05-present
Consumer residential mortgage broker specializing in conventional,
government, and reverse mortgage loans; $10M in annual volume; 10
employees.
Operations Manager
Developed thorough understanding of the business and attained Loan
Originator License; completed pre-licensing courses and passed the Title
Producer's License exam. Maintain current knowledge of industry; ensure
compliance with federal/state policies and Home Mortgage Disclosure Act
requirements; communicate with staff on industry-operating regulations,
lending programs, policies, and procedures. Trained loan officers.
. Sourced and cultivated strong relationships with 80% of current lender
base.
. Initiated and launched FHA government loan program in partnership with
the President and Accounting; quickly generated 40% of loan volume and
significantly enhanced revenue stream.
. Identified, assessed, and forged numerous lender and consumer
connections, including partnerships with FHA-qualified lenders;
maintained broker agreements with wholesale lending institutions.
. Streamlined operations, attending to all the details; improved the new
hire process; created and updated new Employee Handbook and Policy and
Procedure manuals; established standard operating procedures.
. Created and maintained company Web site; initiated self education on Web
site design and development; designed logo in collaboration with the
President.
First Data Corporation, Hagerstown, MD, 3/97-1/05
Global technology and payments processing leader serving millions of
consumers, 5 million merchant locations, and 2,000 card issuers and their
customers; $9.3B in annual revenue.
Product Director (7/04-1/05)
Recruited to newly created product group to oversee strategic review of all
products across the U.S. and U.K. Conducted business process analyses,
market and client needs assessments, and preliminary cost/benefit analyses
to align IT solutions with business initiatives. Managed cross-functional
teams and interfaced extensively with internal/external clients on
business/system requirements for project enterprise.
. Developed economic feasibility and business case studies on
market/products; assessed opportunities for strategic fit. Managed
product budget and provided case results for cost, revenue, and expense
savings.
susan Maloni 240-***-**** ? *******@*****.*** ? Page 2 of 2
Director, International Alliance Support (9/00-7/04)
Conceived and spearheaded the development of a centralized relationship
management team to serve as first point of contact for payment solutions
and invoice billing to First Data International, Lloyds TSB, and Halifax
Bank of Scotland. Managed platform One Pager and Change Control process.
Reported expenses, salary, and bonus requirements. Hired and supervised two
account managers. Reported to international business owners.
. Drove revenue enhancement strategies and led all platform/product
enhancements. Initiated new improvements and streamlined processes,
working extensively with banks and U.K. operations team.
. Ensured timely resolution of platform production issues with minimal
impact to customers.
Director, Lloyds TSB International Project (5/00-9/00)
Elected by project managers as Team Lead to continue deployment of project
internationally. Led strategy that streamlined communications and overall
project management. Quickly gained knowledge of all user community groups.
Oversaw six project managers. Reported to Senior Vice President.
. Reinvigorated project to meet client/corporate demands; directed
operational administrative logistics and implemented extended work
schedules and virtual workspaces to keep project on schedule, within
budget.
. Coordinated all user activities during acceptance and regression testing,
including user input requirements for each test day in both the U.S. and
U.K.
. Drove operational performance in the U.K. for value-added engagements;
delivered training, presentations, and detailed overviews of systems and
products during all project phases of definition, test planning, user
acceptance testing, implementation, and post deployment.
. Exercised vigilance in operational transparency, eliminating potential
for error by organizing and updating all project data for clear, accurate
status for clients and corporate management.
. Identified and remedied problems, collaborating extensively with senior
management and IT; successful efforts prompted enthusiastic praise from
management and colleagues.
Project Team Leader (3/97-5/00)
Recruited to convert the first full service processing banks nationally and
took on additional responsibilities of managing the operations team.
Defined project and operational team resources. Oversaw four project
managers and 14 operations staff members.
. Facilitated conversion of three full service processing banks with
minimal impact as Operations Manager.
. Led successful execution of project development and deployment, managing
all facets including planning implementation and post evaluation.
. Ensured proper testing of systems within specifications by developing and
implementing User Acceptance Testing requirements.
. Successfully addressed and fulfilled project needs working closely with
Conversion Teams and Systems Development in defining Statements of Work.
. Helped Accounting Project Management Team set up accounting operations
and general ledger system.
Paymentech, Dallas, TX, 3/94-3/97
Leading bankcard acquirer and transaction processor with three major lines
of business: retail point-of-sale, direct response payment processing
services, and third-party transaction authorization services.
Associate Director, Portfolio Conversions
Account manager, ISO Sales Support
Education Licensure Professional Development
Bachelor of Science (BS), Finance, University of Maryland, College Park, MD
Associate of Arts (AA), Business Management, Montgomery Community College,
Tacoma Park, MD
Loan Originator License, Maryland, 2007