MELISSA ANN WESTBROOK
**** ******** ***** ***********@*******.*** 919-***-****
Boulevard
Raleigh, NC 27616
LOAN REVIEW MANAGER
Experienced customer-focused service executive with a proven track record
of exceeding customer expectations. Proven skills designing and
implementing innovative solutions that maximize productivity and
profitability. Strategic business partner who successfully influences and
collaborates with internal departments, leadership teams, remote locations,
and vendors to realize positive resolution to customer issues.
CORE COMPETENCY AREAS
Executive Level Business Operational Efficiencies / Regulatory Performance
Operations Internal Functions Review / Trainer
Customer Service Solutions Software Implementation / Innovative / Out-of-box
Integration Thinking
Project Development / Vendor / Relationship Staff Development &
Planning Management Oversight
Developing / Executing Contract Negotiation Assertive / Independent /
Service Strategies Expert Business leader
Direct / Indirect Customer Analytical and Innovative Calculated Risk Taker
Interface Problem Solving Team Player / Team Leader
Loan Servicing Project SOP Development & Creation Interpersonal
Management Communication
Global Business Partner Customer Rapport Building
PROFESSIONAL PROFILE
Driver of aggressive service and development of policies and procedure
initiatives; consistent focus on providing the highest standards of
customer relationship excellence. A grounded, honest leader that is keenly
tuned to the organization's needs. Operates as a problem solver,
uncovering issues and partnering with teammates to find solutions that best
suit to customers and organization's needs.
Reputation as a creative, business building problem-solver in loan services
and has ability to bring proven results in sales and operations management
environments. Entrepreneurial experience includes new rapid turn-around,
management, and growth.
Deep industry knowledge and builder of relationships with the clients and
peers at all levels of the organization. Partner with sales department to
develop and implement strategy and result successful client solutions.
Decisive on courses of action that support the business requirements of
clients and their delivery needs. Develops relations with regional policy
leaders, societies, and key industry decision makers. Conducts business in
a non-managed capacity.
Regarded as an innovative problem-solver who successfully drives successful
loan processes through highly effective leadership and team focus. Sources
opportunities, building a contact base that leads to profitable accounts
and distribution channels. Innovator and creative business builder, whose
research/planning, and market analysis skills will drive aggressive
territorial sales and account growth.
Natural trainer, coach, and mentor who takes pride in maximizing team
potential, while recognizing superior talent for future leadership. Capable
of customizing marketing proposals, service implementation and management
strategies, as well as implementing projects, defining goals and satisfying
overall customer/end-user needs.
Proven Leader with the ability to work as a team or independently
Able to forecast, plan, analyze and improve personal and team performance.
Proficient Senior-Level Manager who structures and restructures department
based on operational needs. Consistently meets deadlines and operates
effectively in fast-paced environments.
EDUCATION
LICENSES / APPOINTMENTS
UNIVERSITY OF MISSOURI, Kansas City, MO NC Notary Public- expires 2014
NC Insurance Agent, Licensed Property /
Bachelor of Arts in English (1997) Liability
Creative Writing emphasis
MELISSA ANN WESTBROOK
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PROFESSIONAL EXPERIENCE
STOCK LOAN SERVICES INC. (formerly Stock Building Supply Inc.), Raleigh, NC
Centralized Loan Services Manager (2003 - Present)
. Created centralized loan servicing department in October 2003, while
growing staff to 12.
. Transitioned entire division to electronic methods of communication,
document storage, and loan funding.
. Developed and implemented processes to assist in the growth of total
committed loans from $488M to over $900M.
. Support and collaborate with the CEO, President and senior management to
develop strategies on existing clients and target markets to drive up
annual revenue. Collaborate with C-Level leadership on sales and internal
operations training and development.
. Communicate closely with human resources leadership and recruiting teams
to identify, select, and associated with top-tier talent in order to keep
the work force continuously populated at optimum levels. Champion
business visioning, direct all facets of business operations and
corporate operations along with corporate training to reach diverse
customer base.
. Broker key relationships with retailers, customers, and manufacturers to
ensure the highest standards of product quality and service.
. Develop and administer expert level skill set in national account
management, communication and negotiations. Maintain key accounts through
persistence, empowering others to assist, calling on decision makers
(CEO's, Presidents, VP's) and trade shows. Ensure that departments and
profit centers contribute to the overall profitability of the business on
a daily, weekly, monthly and annual basis.
. Set standards of leadership and performance, serving as an example to
management teams, accomplishing personal and business objectives,
carrying out all duties through effective planning, organization,
coordination and measurement of activities.
. Capitalize on networking opportunities, building bridges between
builders, vendors, and customers.
CENTRAL CAROLINA bank, Raleigh, NC
Financial Services Advisor III (2002-2003)
Branch Manager, Assistant Treasurer (2000-2002)
. Successfully implemented in-store marketing campaigns that increased
number of Demand Deposit Accounts by 61%.
. Selected to serve as 30+ client account manager for the Triangle
United Way Campaign, including presentation work and educational
material distribution across organization.
. Defined customer base to ensure growth and profitability while
consistently providing customers with the highest standards of service
through follow up and consultation. Met and exceed monthly sales goals
through effective sales techniques and customer relation skills.
. Utilized excellent presentation, interpersonal and persuasive
written/verbal communication skills through various in-person
consultations.
. Developed strong business relationships for foundational marketing
success with: Financial Advisors, small business and individuals in the
Triangle area.
NBC BANK, Raleigh, NC
Assistant Branch Manager / Financial Services Representative (1998-2000)
. Sales and Servicing Awards, First Quarter 2000 and Third Quarter 1999
. Utilized in-depth knowledge of in-house appraisals and loan application
programs to build sales and referrals from cold call service calls to
potential and existing customers. Responsible for comprehensive knowledge
of regulatory guidelines, corporate policies and procedures and legal
information on products and services. Solved account problems
immediately; took action to ensure outstanding customer service practices
meet high company and personal standards.
. Responsible for business development and effective operation of mortgage,
consumer lending and the development of customer trust with NBC's Bank
overall banking services.
Professional References Available Upon Request