Ramin Daniel Pakray
*** ******** ****** ******** ****, MA 02467
***********.******.***@*****.*** 734-***-****
OBJECTIVE
A position as a Financial Analyst, where I can utilize my skills in finance
and accounting as well as my five years of professional experience within
the financial industry. My determination complemented by my strong work
ethic and initiative will help contribute to the company's economic growth,
gains and success.
EDUCATION
Bachelors of Business Administration, Western Michigan University,
Kalamazoo, MI April 2011
Major: Finance Minors: Economics, Business GPA: 3.6 Deans
List: 4 semesters
Course Work Highlights
Investment Analysis Short Term Financial Management Computer
Applications in Finance
Public Finance Financial Markets & Derivatives
Economics Money & Banking
Corporate Finance International Economics
Financial Accounting
WORK EXPERIENCE
> Personal Banker, Bank of America, Kalamazoo, MI
July 2010-Present
o Was rated and ranked the top performing personal banker in the
region and market out of 1,450 colleagues based upon overall
sales of financial products, referrals, and performance which
led to a increase in overall branch performance and sales by
over 25% in 2 consecutive quarters
o Developed sales persuasions and evaluation techniques used to
generate sales on an individual basis; Portrayed and
communicated excellent leadership and managerial ability by
providing colleagues with sales tactics, tools, and techniques
to achieve the monthly and quarterly goals
o Demonstrated understanding of the significance of providing
excellent service, to maintain customer satisfaction, create and
build trust, and generate return business for the bank
o Maintained GPA of 3.6 while enrolled in school full time,
balancing 30+ hours of work a week
> Brand Ambassador, GMR Marketing, Kalamazoo, MI
June 2010-Present
o Processed, gathered, and analyzed customer information and brand
equity on spreadsheets which were extensively used by upper
level management in evaluations and decision making research
o Took imitative to solve daily technical and organizational
problems using analytical and evaluation skills in which can be
demonstrated and conveyed on daily, weekly and monthly basis
> Banking Specialist, PNC Bank, Kalamazoo, MI May
2009- September 2009
o Strong emphasis and success on cross selling and promoting all
financial bank Products.
o Was responsible for responding to customer's inquiries regarding
their accounts and concerns, including account maintenance such
as electronic funds transfers, stop payments, credit card
applications, savings solutions, funds availability questions,
and statement reconciliation, etc.
o Worked in fast paced environment answering questions from a
large and diverse customer bas
o Led the sales professional's team and consistently exceeded
quotas on a monthly basis by 20%
R.Pakray, pg. 2
> Insurance Sales Representative, Bankers Life & Casualty, Kalamazoo, MI
April 2008-March 2009
o Assisted large groups of clients interested in financial
management to make better informed decisions by conducting
monthly seminars which required extensive research and
preparation
o Sought out and interviewed prospective clients to obtain data
about their financial resources and needs; organized and
presented this data in lecture setting to expand customer base
and acquire future appointments, and generate referrals in which
in turn lead to an increase in insurance sales
> Financial Consultant, Market Grasp Media, Portage, MI
September 2006-March 2008
o Examined company financial statements and provided consulting
services and advice on budgets and expenses for upper
management; prepared and analyzed company's financial statements
o Helped clients make informed financial decisions based on
extensive research and market trends
o Advised clients on good investment strategy methods and options
while coordinating and designing financial strategies to
maximize clients' profits and future return on investment
EXTRA CURRICULAR ACTIVITIES & SOCIETIES
> Finance Management Association: Fall
2008-Spring 2011
o Elected as treasurer of organization by student body;
Responsible for general financial oversight as well as
coordinating and promoting the Chicago Board of Exchange
student field trip
> Phi Chi Theta: Fall 2008-
Spring 2011
o Built upon resume and interview skills in a business atmosphere
as part of a professional business fraternity. Provided incoming
members with an opportunity to develop and practice important
networking skills and professional advice to succeed in the
business community
> Finance Tutor: Fall 2010-
Spring 2011
o Served as financial consultant for the course Finance 3510 at
Western Michigan University students under the supervision of
Dr. Yaman, a professor of Finance and Computer Applications
> Kalamazoo Ministry with Community: Spring
2008
o Volunteered on a weekly basis at the charitable organization by
providing donations including food and clothing through Market
Grasp Media for the less fortunate in the Kalamazoo area
ACADEMIC ACHIEVEMENTS & AWARDS
> Student Hedge Fund: Spring
2011
o Was one of 12 chosen by the Finance and Commercial Law
department at Western Michigan University to operate the hedge
fund; garnered a 157 % return on investment based upon our
direct decisions and daily management of our portfolio by
analyzing financial instruments
> Kalamazoo Regional Chamber of Commerce Internship: Spring
2011
o Networked with local business owners and professionals in the
financial field and publicized the Chamber of Commerce by
promoting social media events through internet marketing tactics
> Bank of America Finance Internship:
Fall 2010
o Wrote reports regarding my experience at Bank of America and the
new skills and techniques acquired and their application to my
academic performance at Western Michigan University
> Scholarship: Fall 2006 -
Spring 2010
o Awarded Michigan Merit academic scholarship money based upon
academic performance
Ramin Daniel Pakray
160 Boylston Street Chestnut Hill, MA 02467
***********.******.***@*****.*** 734-***-****
References:
April Nolasco de Caravhlo
Banking Center Manager
318 W Michigan Ave, Kalamazoo
*****.*****************@*****.***
As my manager at Bank of America, April is very familiar with my
determination and success in reaching my sales quotas as evidenced by the
position I held as the number one banker in the southwestern Michigan
market and region. She was also in charge of my financial internship at
Western Michigan University where she was responsible for evaluating my
performance.
Kevin Michael Serwatowski
CEO Market Grasp Media
47764 10 Point Dr, Canton
*****.***********@*****.***
I served as a financial consultant for Mr. Serwatowski and provided him
with financial insight and foundation within the company's financial
statements. He can speak to my abilities as a financial analyst and an
economic researcher.
Dr. Devrim Yaman
Finance & Computer Application's Professor
Room 3122 SCHN
******.*****@*****.***
Dr. Devrim Yaman: I had the privilege of having Dr. Yaman as my professor
in Computer Applications and Finance and she was in charge assessing me
through my financial internship at Bank of America. She assisted me in
becoming proficient in preparing and analyzing spreadsheets, such as
balance sheets, income statements, statement of owner equity, and statement
of cash flows.