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Management Sales

Phoenix, Arizona, 85028, United States
March 15, 2011

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James L. Ruzicka, CPA

**** **** ******* *****

Phoenix, AZ 85028

Cell: 480.***.****


A senior manager with extensive, diverse experience in real estate

development, residential construction, investments, operations, finance,

accounting and administration in national and international companies.

Significant experience in business expansion strategies, mergers and

acquisitions, systems installations, process improvements, tactical

business planning and budgeting, synergy savings, financial analysis and

management reporting, best practices, cash management, operational and cost

controls, risk management and banking relations. Major strengths include

staffing optimization, personnel mentoring and development, supervision and



. Developed a comprehensive business plan model in Excel used by multiple


. Successfully developed and implemented a pro-forma model used in

analyzing land acquisition and development impacts of large master plan


. Forecasting and evaluation of all regional land acquisitions in order to

meet corporate criteria and goals.

. Set up and establishment of new, multi-state Active Adult Division, UDC


. Strategized and implemented a multi-company structure saving thousands of

dollars in state sales tax.

. Initiated monthly financial reviews with multiple division management

teams, which successfully lowered operating expenses, increased gross

margins by 10%, and improved overall operations.

. Monitored land and housing inventory to reach financial goals resulting

in a reduction in capital requirement.

. Established goals and bench marking for financial and operational

measurements to enhance profitability.

. Developed a bonus compensation plan for administrative and operational


. Successfully negotiated a thirty-two million dollar loan to develop a

master plan community, with two thousand residential homes, golf course,

and recreation center.

. Presented financial information for private securities offering, raising

equity for an eight thousand acre vacation home community in the Baja of


. Expedient negotiations of lawsuits, including construction defects and

homeowner association issues, saving time and company resources.


Dickerson Financial Corporation, Kansas City, MO

2010 - Present

Vice President OREO Officer, Phoenix, AZ

Dickinson Financial Corporation is a major banking institution with banking

centers throughout Missouri, Kansas, Florida, Colorado, and Arizona.

Working on a temporary assignment to work through return real estate assets

to the bank.

. Evaluating, managing, marketing and negotiating Bank owned assets

throughout the United States for disposition while preserving the assets

highest value. Working with commercial, industrial, residential, hotel

and retail properties.

. Maintain appropriate reports and files required by banking regulators.

Prepare status report for management on OREO activities. Analyze and

apply regulations related to disposition of real estate.

. Resolve title issues and oversee escrow closure, including settle charge

and title issues.

. The ability to prioritize multiple demands, communicate findings,

recommendations and actions to be pursued verbally and in writing.


2008 - Present

Professional Consulting

Finance and accounting services specializing in budgeting, forecasting,

tactical business plans, land acquisition feasibility studies, residential

construction and investments. Clients range from large international

public to small private companies, as well as, start-up companies, with an

emphasis on real estate investment and development.

. Multifarious budgets, including ranch operations. Management of twenty-

five thousand acres and future zoning of land for residential, commercial

and retail use. Forecasting and analytical reviews using Excel.

. Worked directly with the managing partner on daily operations, to

increase efficiencies and cash flow.

. Developed operational reports, weekly, monthly and quarterly,

including risk management.

James L. Ruzicka, CPA Page Two


. Built Excel spreadsheets to evaluate specific aspects of a business

resulting in more effective management and understanding of business,

including cost analysis and balance sheet review.

. Developed operational reports, weekly, monthly and quarterly,

including risk management.

. Built Excel spreadsheets to evaluate specific aspects of a business

resulting in more effective management and understanding of business,

including cost analysis and balance sheet review.


Vice President of Finance, Phoenix Division

Publicly held national residential builder with twelve divisions throughout

the United States, over 7,600 closings and $2.3 billion in revenue in 2007.

. Managed all financial reporting for a $150 Million homebuilding division,

reporting to the Division President.

. Analyzed, consolidated, and directed all cost accounting procedures

together with other statistical and routine reports.

. Monitored sales, closings, backlog and starts to reach monthly, quarterly

and annual goals, resulting in a more informed management team.

. Developed budgeting, forecasting and analytical tools using Excel,

resulting in a more accurate and efficient forecast, saving time.

. Provided leadership, oversight and evaluation of the financial

performance of the division, through planning, organizing and directing

the various functions. Resulting in a better informed leadership team

with the ability to maximize profit and reduce expenses.

. Communicated financial performance of the division to the senior

management team.

. Presented divisional forecast and budgets to corporate and divisional

senior management team.

. Oversaw and evaluated impairment analysis.

. Evaluated division overhead expenses with department heads, removing

unnecessary expenses, resulting in a 25% decrease in overhead cost.

TAYLOR MORRISON, INC., Scottsdale, AZ 2005 - 2008

Vice President of Finance, Central Valley Division, Modesto, CA

Taylor Morrison is a wholly owned subsidiary of Taylor Wimpey PLC, a

publicly held company based in Britain. Taylor Morrison is a residential

builder with fifteen divisions throughout the United States and Canada,

with over 6,700 closings in 2007, with $2.4 Billion in revenues.

. Managed all financial reporting for a $165 Million homebuilding division,

reporting to Division President.

. Maintained a consistently strong control posture and Sox compliance.

. Upgraded finance department performance, receiving the highest possible

score on internal audits, ranking the division as a top tier finance team

in the company. In the process, reduced head count and 33% of personnel


. Analyzed future capital requirements, maximizing cash flow without

reducing productivity. By controlling cash flow reduced capital needs up

to 10%.

. Forecasted and evaluated all divisional land acquisitions and development

to meet corporate criteria and maximizing capital.

. Monitored home pricing and gross margins on spec homes sales. Maximized

gross profit while increasing monthly sales.

. Monitored backlog, closing status, construction and inventory to meet

division goals, resulting in quicker, more efficient closings, increasing

cash flow and profitability.

LORETO BAY COMPANY, Scottsdale, AZ 2003 - 2005

Vice President of Finance / Treasurer, Corporate Offices, Scottsdale, AZ

Privately held residential builder, developed over eight thousand acres in

Loreto, Baja California Sur, Mexico. A seaside master plan development

included over 6,000 vacation homes, sixteen hotels, two golf courses,

tennis center, retail and commercial space. Projected sales revenue of

three billion over fifteen years.

. Setup and established an accounting staff and accounting system for

offices in Canada, United States and Mexico. P&L and balance sheet

responsibility, accordance with GAAP and ISA.

. Developed and implemented a pro-forma used in analyzing a

fifteen-year master plan community.

. Prepared annual budgets, tracked performance against budget and

analyzed variances. Maximized investor capital.

James L. Ruzicka, CPA Page Three


. Managed all company human resource related functions. Ranked as one of

the top companies to work for in Arizona 2004.

. Established and maintained financial relationships, including investors,

lenders and auditors.

. Lead the efforts to setup a mortgage company to provide mortgages in

Mexico, expanding the group of potential buyers.

D.R. HORTON, INC., Arlington, TX 2000 - 2003

CFO - San Francisco North Bay / Sacramento Division, Brentwood, CA

Publicly held national residential builder with over 50 divisions

throughout America. Closing 29,179 homes in fiscal year ending September

30, 2002. $ 6.7 billion in revenue.

. Managed for all financial reporting for a $250 million homebuilding


. Monitored and evaluated all divisional land acquisition and development

activities to meet corporate criteria and goals. Prepared a weekly

status report on each potential community resulting in a more efficient

acquisition process saving time and money.

. Coordinated Letter of Credit, cash deposit and cash funding for

acquisitions with home office.

. Monitored land and housing inventory to reach financial goals of


SHEA HOMES, Walnut, CA 1994 - 2000

UDC Homes, Inc. Scottsdale, AZ, Prior to Shea Homes' Purchase.

Vice President / Controller - Active Adult Division, Scottsdale, AZ

Shea Homes, a privately held national residential builder: Developed in

Arizona, California and Colorado, closed 5,000 homes in 1999 with over $1.6

billion in revenue.

Active adult division developed master plan communities in Arizona,

Northern California and Southern California.

. Established a new active adult company, creation and

implementation of all company accounting policies.

. Managed all financial reporting, human resources and risk

management for three markets.

. Monitored financial operations of all markets in compliance with

budgets and schedules.

. Initiated monthly financial review with department heads,

reducing overhead and unnecessary expenses and increasing gross

margin by 10% and improve overall operations.

. Responsible for risk management, including, legal issues and

insurance claims, resulting in resolving lawsuits quickly saving


. Served as Arizona Regional Controller prior to VP/Controller of

the Active Adult Division, 1994 through 1996. Responsible for

financial reporting for six divisions, over 1,700 closings and

$300 million per year.


BS, Administration, Oregon State University, Corvallis, Oregon

Concentration: Accounting and Finance, Minor: Computer Science

Certified Public Accountant, State of Arizona

Contact this candidate