JEREMY A. NAES
***B Sweetcreek Drive
Ballwin, MO 63021
*********@***.***
EXPERIENCE
NETCO TITLE, Title Insurance company specializing in Nationwide coverage &
mobile closings
Closing Processor 11/2011- 5/2013
. Warehousing / Scanning executed loan documents
. Recording documents with county via UPS & online
CITIMORTGAGE
Production Oversight 10/09-6/2011
. Completing Verifications of Employment/4506-T processing
. Title fee entry for TIL compliance (ACAPS, LPM)
BANK OF AMERICA, Fulfillment Operations in Missouri Research Park
Loan Processor 4/09-10/09
. Processing/Jr. UW loan files on LPS system/MHA processing (GSE
program)
. Contact customer to gather necessary documentation & to schedule
closings
. Signing authority for most conditions/stipulations
COUNTRYWIDE BANK, Full Spectrum Lending Division
Loan Processor 1/07-5/08
. Data entry, pricing & financial program diagnostics
. Ordering title commitments & ensuring they are clean
. Prepare HUDs for closing & request documents for signing
. Appraisal review & revisions
. Ensuring all documents are gathered from customers for a smooth
closing
HOMETOWN EQUITY MORTGAGE. INC., A local mortgage broker
Loan Processor 4/05-1/07
. Set up and carry loan files through processing, emphasis on satisfying
lender conditions for final approval
. Ordering of appraisals, payoffs, title work, credit reports,
homeowner's insurance changes, VOMs, VOEs and subordinations.
. Specializing in conforming and sub-prime lenders
. Experience with many lenders (Interfirst, Equifirst, FMF Capital,
WAMU, Wilmington, CWBC, Argent, etc.)
. Compliance of state-specific laws and disclosures, along with HMDA
compliance for turndowns and denials
. Work closely with loan officers to ensure timely closings
CORNERSTONE MORTGAGE, INC., A small mortgage banker, Ballwin, MO
Mortgage Processor 10/02-9/04
. Manage pipeline of mortgage files and obtain documentation needed to
satisfy underwriting requirements
. Answering the telephone and fielding calls from underwriters,
customers and title companies
. Review credit reports and assess loan quality
CITIMORTGAGE, INC., A large nationwide corporate lender, St. Louis, MO
Broker Operations Processor 7/01-10/02
. Process loans for CA Team during high volume period
. Ensure disclosures were completed and faxed within three days of file
receipt
. Briefly trained in preclosing and closing procedures including HUD-1
preparation
Broker/Correspondent Registrations 08/00-7/01
. Data Entry/Manual pricing (APS/LPM)
. Faxing and adjusting lock & float confirmations
. Lock extensions & pair-off fees
SKILLS
Simplifile
Resware
Point, APS, LPM, Siebel & Genesis (mortgage origination programs)
Familiar with ACAPS, FFIEC, DU/LP/DO
Proficient in Outlook,Word, Excel, and Lotus Notes
References available upon request.