Management Quality Assurance
Resume:
MARION HENRY KARPONOSOV, MBA
Winnetka CA *****
Tel: 718-***-****
********@*****.***
Professional Experience:
Citibank Global Remittance Services (GRS) – Conshohocken, PA August 2011 – October 2012
Senior Compliance Consultant
Development and Strategic Planning
o Created and implemented strategic programs to increase and ensure risk management oversight and accuracy,
including:
Transaction monitoring program; including the identification and prevention of fraudulent/suspicious
activity
AML monitoring and compliance program, including procedures for SAR and STR filings, sanction
screenings, AML monitoring, and exception reports
Mining data and investigative reporting including the drafting of reports
o Communicated with internal and external entities including members of the sales team and other AML monitoring
units
o Trained and coached a team of analysts
o Prepared minutes for weekly AML meetings
• Support Services
o Collected and analyzed documents to assist in identifying unusual transaction and/or transaction patterns
o Documented and reported the investigation findings in the case management system and prepare reports to
management as required
o Prepared Suspicious Activity Reports (SARs) and recommended relationship retention or termination
o Performed SAR maintenance and quality assessments
o Conducted various ad hoc investigations
o Conducted enhanced due diligence and analysis of new and existing accounts for high risk individuals through
internal/external information sources, conducted focused reviews of remittance activity
o Conducted research over available Bank systems, the Internet and Databases consistent with the resolution of
investigations.
o Prepared case files for review (e.g., media search results, copies of statements/check, results from internal system
searches)
Wells Fargo Auto Finance – Chester, PA August 2006 – June 2007
Quality Assurance – Compliance Analyst
Reported operational and regulatory discrepancies to the Bank’s Management
Made recommendations to management to revise and improve standards to ensure compliance with internal and
regulatory guidelines
Made recommendations to management to increase collectors’ efficiency and to reduce the company’s exposure to
risk
Assisted management in drafting corrective action plans
Assisted management in managing change within the Auto Finance Group
Jamaica National Building Society Mortgage Corp. – Kingston, Jamaica 2001 – 2004
Compliance Officer
Development and Strategic Planning
Ensured that the organization saved $5 million from potential domestic and overseas regulatory sanctions and
penalties
Developed, implemented, monitored and managed internal controls for the organization domestic and international
subsidiaries
Developed, implemented and maintained AML compliance policies and procedures
Marion Henry-Karponosov’s Resume
Reported operational and regulatory discrepancies to the Board of Directors and to the relevant authorities
Assisted management in drafting corrective action plans and in managing change in within the group
Investigated potential fraud and provided recommendations on the corrective actions
Coordinated corrective action with operational staff re exception items
Developed training materials and other communications to ensure that the Group met and maintained compliance
requirements
Support Services
Used transactional and customer records and other information to identify suspicious or unusual activity
Investigated alerts to determine the existence of suspicious transactions
Reviewed and did exception reports for monetary transactions (i.e. suspicious activity) on a daily, weekly and monthly
basis
Assisted in the evaluation of new and enhanced products
Investigated customer grievances and provide reports to management
Bank of Jamaica Kingston, Jamaica 1999 2001
Junior Compliance Officer
Development and Strategic Planning
Successfully implemented system to monitor foreign exchange dealers activities
Ensured that the directors and managers of existing and prospective foreign exchange dealers were compliant with the
Central Bank’s regulations
Ensured that the applications for new foreign exchange dealers were compliant with the Central Bank’s regulations
First State Partners – Los Angeles, CA September 2010 – May 2011
Consultant
Budgets
o Prepared budget and variance report.
o Performed financial planning and financial analysis.
o Prepared the monthly management of financial activity including: revenue billing, account
Development and Strategic Planning
o Established and maintained partnerships across functional groups
o Researched, budgeted and prepared business plan for various companies.
o Investigated and made recommendations regarding market profitability
o Prepared detailed budgets and forecasts including revenue analysis.
o Developed financial reports and conducted comprehensive analyses with written summaries to upper management
o Researched and prepared five year business plans.
o Analyzed Company’s performance and trends related to expected future performance
Support Services
o Attended meetings and prepared minutes.
o Reviewed and prioritized schedules on a weekly basis with executive management.
o Facilitated meetings and coordinated resources to keep schedules updated and accurate
Children’s Hospital Los Angeles – Los Angeles, CA October 2008 – August 2010
Senior Financial Analyst
Development and Strategic Planning
Researched and prepared department five year business plan
Researched, budgeted and prepared business plan for the optical shop
Prepared monthly combined statement of operations for the department’s Board
Prepared quarterly Net Asset reconciliation for The Vision Center Board
Supported the Division Head and the Administrator with reduction of the outstanding collections
Budgets
Assisted with annual operating budgets for The Vision Center (clinic, practice, and special funds)
o Managed $6 million in endowments
o Managed and budgeted $1.1 million in federal and private research grants
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Marion Henry-Karponosov’s Resume
Support Services
Prepared, reviewed and distributed reports for operation analysis and forecasts such as Contact Lens, Dashboards and
Special Report for Partners Meeting
Prepared and distributed the monthly Vision Center Advisory Board package
Supported grant writing development under the direction of the Administrator/Project PI’s
Monitored, analyzed expense and trend analysis for monthly budget variance
Ensured that billing follow up procedures were taking place so that AR >120 days consists of less than 1 percent of
total AR and no accounts over 150 days
Audited delinquent accounts considered to be un collectible to ensure maximum efforts were taken
Z A Health Management – Los Angeles, CA October 2007 – October 2008
Financial Analyst
Ensured budget forecasting, financial planning and analysis are conducted in accordance with Company’s policies
o Managed $1.2 million budget
Prepared detailed budgets and forecasts including revenue analysis, and A/R delinquency
Developed financial reports and conducted comprehensive analyses with written summaries to upper management
Analyzed Company’s past performance and trends related to expected future performance
EDUCATION
• Master of Business Administration May 2006
o University of Delaware – Newark, DE
• Bachelor of Science: Accounting and Management May 1999
o University of the West Indies
COMPUTER PROFICIENCY
MS Word, Excel (pivot table, VLook up), Access, PowerPoint, Outlook, PeopleSoft, Citrix (Kaufman Hall), KIDS
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