Health Care Company

RAMYA RATHAN KUMAR

*** *.*.**** *****, Basavanagudi, Bangalore-560004 Tel: 990-***-**** Email: *****.***********@*****.***

PERSONAL PROFILE

LLM Post-Graduate (First class honors) from Queen Mary University, London- specialized in International Banking &

Financial Laws.

Completed my Graduate law degrees being BA (Academic Law) & LLB (5 yr integrated course) from Bangalore

Institute of Legal Studies, with First class honors.

Completed the Foundation and Executive Program of the Institute of Company Secretaries of India (ICSI).

Passed the All India Bar Examination. Enrolled advocate with the Karnataka Bar Council.

I invested my semester breaks with Internships at various law firms, a Micro -finance bank and teaching law courses

to management students.

I have actively participated and won prizes at various Moot Courts, Client Counseling and Essay Writing

Competitions.

EDUCATIONAL QUALIFICATIONS & PERSONAL DETAILS

LLM IN BANKING & FINANCE, QUEEN MARY UNIVERSITY OF LONDON (2012) (FIRST CLASS HONOURS)

SUBJECTS: BANKING LAW LEGAL ASPECTS OF INTERNATIONAL FINANCE SECURED FINANCING IN COMMERCIAL TRANSACTIONS LAW OF

FINANCE & FOREIGN INVESTMENT IN EMERGING ECONOMIES (ELECTIVE).

DISSERTATION: “WHETHER THE NEW RESTRICTIONS ON BANK SIZE AND PROPRIETARY TRADING, ARE FINANCIALLY VIABLE AND FULFILL THE

LARGER OBJECTIVES OF MACRO-PRUDENTIAL OVERSIGHT, IN THE WAKE OF THE FINANCIAL CRISIS?”

COURSE HIGHLIGHTS:

LEGAL ASPECTS OF INTERNATIONAL FINANCE

STANDARD DOCUMENTATIONS/SPECIAL CONTRACTS- FINANCIAL DERIVATIVES-RISKS, PURPOSE & STANDARD ISDA MASTER

AGREEMENT 1992&2002, ENGLISH LAW ISDA CREDIT SUPPORT ANNEX, LOAN FINANCE-TERM & SYNDICATED LOAN AGREEMENTS-

BOND PROJECT

LMA(LOAN MARKET AGREEMENT) FINANCE-ICMA(IPMA & ISMA) FINANCE-STRUCTURES,

SPONSORS(FUNCTIONS)&DOCUMENTATION ASSET-BACKED FINANCE-STRUCTURES, SPVS, RISK, DOCUMENTATION &TRANSFERS TITLE

FINANCE-LEASING, HP, S&L, ROT, RECEIVABLES FINANCING, S&P, REPOS AND STOCK LENDING ACQUISITION FINANCE-SENIOR &

MEZZANINE DEBT FINANCING SECURED FINANCE-STRUCTURES, TERMS, GUARANTEES, ENFORCEMENT, STATE FINANCE-STATE LOANS,

SOVEREIGN IMMUNITY(GOVERNMENTS& CENTRAL BANK) STRUCTURED FINANCE-REPACKING, CDOS(CLOS/CBOS), CLNS, CD

BANKING LAW

INTERNATIONAL BANK REGULATION-BASEL UK BANK REGULATION PRIVATE BANKING LAW FINANCIAL CRIME AND MONEY

LAUNDERING (INTERNATIONAL, EUROPEAN AND UK) BANK REMEDIES AND CIVIL PROCEDURE (INCLUDING ADR) FINANCIAL

CONGLOMERATES AND COMPLEX GROUPS INTERNATIONAL FINANCIAL CRISIS AND FINANCIAL STABILITY

SECURED FINANCING IN COMMERCIAL TRANSACTIONS

LEGAL & EQUITABLE SECURITY INTERESTS; THE NATURE & TYPES OF ASSET AND SECURITY; INTENTION TO CREATE SECURITY THE BILLS OF

SALE ACTS; TRANSFERS, ASSIGNMENTS & THE CREATION OF SECURITY IN INTANGIBLE ASSETS; TRANSFERS OF & SECURITY OVER PRESENT &

FUTURE ASSETS; ATTACHMENT OF SECURITY. RIGHTS OF SET-OFF AND SECURITY OVER BANK ACCOUNTS; QUISTCLOSE

TRUSTS CONTRACTUAL IMPEDIMENTS TO TAKING SECURITY AND TO ASSIGNMENTS; RE-CHARACTERISATION: SECURITY V. SALE, RETENTION OF

TITLE AND OTHER DEVICES REGISTRATION REQUIREMENTS; PRIORITIES FLOATING CHARGES. ENFORCEMENT OF SECURITY RECEIVABLES

FINANCING (DISCUSSED AT VARIOUS STAGES DURING THE COURSE) EQUIPMENT FINANCING REFORM OF ENGLISH LAW.

BA IN LAW AND LLB (HONS) (2010) (FIRST CLASS HONOURS)

BANGALORE INSTITUTE OF LEGAL STUDIES, UNIVERSITY OF BANGALORE

PROFESSIONAL TRAINING & CERTIFICATIONS

MASTER IN BUSINESS LAW (FINAL STAGE) (2010-2012)

NATIONAL LAW SCHOOL OF INDIA, BANGALORE

DIPLOMA IN SECURITIES & INVESTMENT (2007-2008)

ASIAN SCHOOL OF CYBER LAW, PUNE

DIPLOMA IN MERGERS & ACQUISITIONS (2007-2008)

ASIAN SCHOOL OF CYBER LAW, PUNE

THE INSTITUTE OF COMPANY SECRETARIES OF INDIA

COMPLETED FOUNDATION AND EXECUTIVE PROGRAM

CURRENTLY PURSUING THE PROFESSIONAL PROGRAM

LEGAL INTERNSHIPS

J SAGAR ASSOCIATES

(January 2nd 2013 to current)

( www.jsalaw.com )

Researched the status of items transacted in a board-meeting with-out quorum and identified relevant case laws

describing procedures to regularize the same as the same is not provided in statute

Assisted in drafting and vetting of solar power supply agreement

Oversaw the signing, stamping of a Debenture Trust Deed Agreement and other related documents of a leading

real-estate firm

Memoranda on a manufacturing agreement and its exhibits.

Reviewed and Compared the Joint Venture agreement with the Articles of Association of a Private Company and

one of its subsidiaries.

Consequences of breach of Joint Venture agreement and certain relevant case laws.

Registration of trade union

Jumbo-share certificates-legal position

Memoranda on Interest on failure to pay call on shares

Researched arbitration clause in a Multi- party shareholder’s agreement.

Whether Stamp Duty Is Applicable For Allotment Of Shares Whether In Dematerialized Form Or Physical Form.

Issue Of Equity Shares Via ESOP Scheme By A Foreign Company To Employees Of An Unlisted Subsidiary Company

In India.

Whether Buy Back Of Shares Authorized By Share Holders Today Will Mean That The Next Buyback Of The

Company Is Only After One Year Assuming The Companies Bill Is Passed On 1st April 2013? -Retrospectivity

Differences Between Buy Back Provisions In The Companies Bill And Companies Act, 1956

Building And Construction Worker’s Cess Act- Whether Cess Act Is Applicable Along-Side The Factories Act And

Whether Registration Under Factories Act Excludes The Operation Of The Objectives Of The Cess Act And Its

Applicability.

Issue Of Equity Shares Via ESOP Scheme By A Foreign Company To Employees Of An Unlisted Subsidiary Company

In India.

Researched Repercussions Following Vide SEBI Circular Dated 17th Jan 2013, Amendments To SEBI (Employee

Stock Option Scheme And Employee Stock Purchase Scheme)

Supreme Court January 2013 Order On Clinical Trials.

Registrations Under Ministry Of New And Renewable Energy And Under Respective State Enactments And Rules

Research Related To Embedded Computing And Power Business Agreements

The Public Unlisted Company Preferential Allotment Rules. Whether Applicabl e To Private Subsidiary Of A Public

Company?

Process of land allotment under HMDA

Adverse inference in case of non-appearance in cross-examination with relevant case laws

Relevant case laws with relevant extracts for the following sections: Sec 433(b), sec 433 (f), sec 397 and sec 398

of the companies act, 1956

Executive summary of administrator reports summary of a winding up order of the court

Collective investment scheme-UK case law where lawyers were sued for negligence for not advising correctly.

Memoranda on Professional tax in the State of Tamil Nadu

Memoranda on Employee’s Compensation act.

Went through company law board and High Court orders, decrees and judgments concerning a Public Limited

company and prepared a 2000 word document reflecting status of documents.

COMPANY SECRETARIAL DOCUMENTATION DUTIES W.R.T A FINANCIAL CONGLOMERATE DEALING WITH HEALTH CARE

Prepared report dealing with corporate matters of Private Limited Health Care Company and one of its subsidiaries.

Prepared Summary findings for Private Limited Health Care Company and one of its subsidiaries.

Prepared investment table outlining the percentage of holding, the investment amount and source of funding for a

Private Group of Companies

Prepared a memoranda of 2000 words enlisting the key share-holding discrepancies in Private Limited Health Care

Company and 9 of its subsidiaries and sister concerns

Prepared a summary of due diligence on a Private Limited Health Care Company and one of its subsidiaries.

Prepared a request for information form for Private Limited Health Care Company and one of its subsidiaries.

Prepared an information request and clarification form after reviewing the summary and detailed due diligence

report for the 12 companies largely dealing with Healthcare, out of which 2 are Public Limited companies and the

remaining 10 are Private Limited companies

Updated the shareholding pattern and prepared report for a Private Limited Health Care Company and 2 of its

subsidiaries.

Reviewed Auditor’s report for a Private Limited Health Care Company and one of its subsidiaries.

Prepared a 500 word data-sheet for the subsidiary of a Private Limited Health Care Company.

Prepared a 4000 word summary of minutes for the subsidiary of a Private Limited Health Care Comp any.

Prepared AGM Data-sheet the subsidiary of a Private Limited Health Care Company.

Prepared a 3000 word AGM data-sheet for the subsidiary of a Private Limited Health Care Company.

SINGHANIA & CO

(June 13th to July 13th 2007)

( www.singhania.com/ )

Assessment of various issues pertaining to Bankers Right to lien and set off, letter of credit, securitization, The

Recovery of Debts Due to Banks and Financial Institutions Act, 1993

Examined the Operational Risk Management under Basel II in the light of COSO-ERM & Maturity Model

Facilitated the partner by reviewing on topics which included SEBI guidelines pertaining to issue of non -convertible

debentures, listing of securitized debt instruments, reissue of redeemed debentures, obligation of debenture tru stee

Involved in a case pertaining to altering the MOA and AOA of a textile goods company

Drafted accurate director’s agreements, MOA, AOA

DR KAINTH & ASSOCIATES

(July 1st to 31st2009)

( http://www.drkainthandassociates.com/ )

Suggested use of Estoppel, promissory Estoppel & breach of implied contract to secure an out of court settlement

Instrumental in preparing arguments in favor of a petitioner for a key case involving false and misleading advertising

on the internet

Worked on a rather difficult case for a commission agent involving use of verbal contract & no written contract

Researched relevant cases for environmental clearances to help set -up a detergent plant in a protected area

Drafted and dispatched after approval of associate, a first-notice letter on behalf of client.

ADITYA SONDHI LAW CHAMBERS

(September 1st to 30th 2009)

Assisted to assimilate facts on a high-profile case involving seizure of land belonging to a former Chief Minister

Called upon to assist the partner in providing notes and formulating oral & written arguments.

Partook in a case related to disallowing of commercial buildings in residential zones.

Studied and Summarized the enforcement of Foreign Arbitral Awards by Indi an Courts based on Precedents

Researched precedents in law libraries and then used the finding to assist the partner provide a defense for clients

and support their cases in court.

Entrusted to participate in client interviews, collecting evidence & managi ng important client/case documentation

Gained in-depth knowledge across a wide range of practical legal issues, procedures and processes of trial, sessions

and high-court functioning.

GRAMEEN KOOTA MICROFINANCE INSTITUTION

(November 1st to 30th 2009)

( http://gfspl.in/grameen-koota )

Verified and reviewed the process of Disclosure guidelines for financial reporting by microfinance institutions under

the Microfinance Institutions (Development & Regulation) Bill.

Responsible for Reviewing the impact of interest rate ceilings on microfinance institutions and summarization of the

assessments made.

Studied & Summarized Anti-money-laundering and combating-financing-of-terrorism rules (AML/CFT), Interest rate

policy, Consumer protection, Ownership and governance issues, Foreign currency issues, Institutional

transformation, Issues of direct state involvement in microfinance, Transparency-driven non-prudential regulation

with respect to microfinance institutions.

LEGAL PRO-BONO WORK

ALTERNATIVE LAW FORUM CITIZEN’S FOR DEMOCRACY LAWYER’S COLLECTIVE

( www.altlawforum.org/ http://www.lawyerscollective.org/ ) (2005 – Present)

Integral part of a legal aid camp, counseling potential entrepreneurs on ventures, business plans and more

Successfully represented alleged Naxalites and dealt with issues relating to discrimination against HIV+ people

Facilitated in representation of Tibetan monks & their right to practice religion without interference from the state

Participated in voting drive and awareness camps in the run-up to the 2009 general elections in India

TEACHING EXPERIENCE

IMAC BUSINESS SCHOOL, BANGALORE

( imacbschool.com ) (2009-2010)

Taught the subject of ‘Corporate Legal Environment’ to a class of postgraduate students doing MBA ( Master of

Business Administration) and BBA (Bachelor of Business Administration)

Comprehensive Lectures on topics that encompassed ‘law of contract’, ‘sales of goods act’, ‘negotiable instruments’,

‘law of insurance’, ‘company law’, and ‘taxation’.

Adapted syllabus & tailor-made lectures to suit students from non-law background and taught laws from a

Commercial Perspective.

ACHIEVEMENTS & HONOURS

Won the ‘Best Advocate’ in the Lahari law Moot Court Competition, Bangalore

Publication of first prize winning essays and articles in journals like SICHREM

Selected to represent in the International Moot Court Competition held in National Law University, Jodhpur

Participated in the Cross Examination Competition held in CMR law college

Came in 7TH in the Moot Court Competition at the Kare Law Fest, Goa in the 1 st year of LLB

Represented the State of Karnataka in Basket ball tournaments

ACADEMIC REFERENCES

Professor George Walker, BA, LLB (Hons), DIPLP (Glasgow), DAES (Bruges), LLM (London), PhD (London), DPhil (Oxford),

*.*.******@****.**.**

Professor Rosa Maria Lastra, LLB, MA (Valladolid), LLM (Harvard), PhD (Madrid), *.******@****.**.**

Professor Andrew McKnight, BA LLB (Sydney) LLM (London) ******.********@***.**.**

Contact this candidate