Manager Real Estate

Nelcy Y. Muñoz

*** ********* ******

Houston, TX 77009

Mobile: 832-***-****

Email: ***********@*******.***

OBJECTIVE: To become a valuable asset to your organization through hard work and dedication.

EDUCATION: University of Houston Downtown – Associates Degree – College of Business

Currently a senior pursuing a BBA in Finance

SKILLS: Excellent in Microsoft Office, Yardi, QuickBooks, Ram Quest, Notary Public, and Bilingual in Spanish.

EXPERIENCE WHILE ATTENDING COLLEGE:

03/12 – Present TXL Mortgage Corporation

Loan Processor

Provide credit and income analysis, in order to qualify for Conventional or Government loan programs, and commercial lending.

Maintain communication from prequalification to closing various Fannie Mae, and Freddie Mac VA, USDA loans.

Verifying and processing all files for accuracy using Encompass and Calyx. Also finalize entire file for compliance.

03/11 – 02/12 Best Assets – Dept. of Housing and Urban Development

Closing Specialist

Preform HUD approval, escrow services, and property management for 3 states as Government Contractor.

Managed assets with inventory of over 1,000 properties using P260 - Yardie software, as well as customized iproperty.

Coordinated all closings, compiled status report, and maintained monthly quota of over 100 closings/month approved by Seller.

12/07-01/11 National Property Holdings, LP

Director of Lease/Property Manager

Managed 15 commercial leases, insurance policies, handled tenant walk-thru, punch list, job close-out, certificate of occupancy.

Coordinate with general contractors to define the final specs, budget, and bid process, as well as change orders and insurance.

Coordinated monthly draw process for 3rd party partners/investors and assist contractors in responding to RFP’s. Performed

commercial title services; such as due diligence, closing, title and survey research. Building walk-thru with bank and investors.

06/07-10/07 Independence Title Company, LLC

Escrow Officer

Entered new orders for purchase/refinance, received earnest money, and communicated with all parties to provide information.

Coordinated all schedules and meetings, process file for lien and abstract judgments, HOA liens, and resolving issues for closing.

Received closing instructions, issued title, prepare settlement statements, approving with all parties and administer closings.

Prepare post-closing packages to ship to all parties, and finalizing funding including balancing and disbursement.

07/06-06/07 B&A Mortgage/AmeriPoint Title

Loan Officer/Escrow Assistant

Pre-qualified applications, obtained proper authorization to obtain credit reports, executed documents, and Good Faith Estimates.

Processed files for verifications of credit, income, and assets to submit files to underwriting, clearing conditions for closings.

Prepared HUD-1 Settlement Statements for approval, as well as disbursing and funding of loan, and prepared for shipping.

Notarized documents and filling all instruments for recording including, Promissory Note, Deed of Trust, Easements, ect.

07/05-07/06 Casa Linda Homes, LLC

Loan Processor/Underwriter

Analyze credit, income, and assets and determined credit worthiness according to Fannie Mae and Freddie Mae guidelines.

Obtain needed documents to process and verify borrower’s information for submission to in-house underwriting and closing.

Coordinate all closings with construction, surveyor, title companies, appraisers, and real estate agents for monthly closing.

12/02-05/05 Loco Energy Company, LLC

Office Manager

Managed 6 Oil & Gas entities, including joint ventures also maintain interest billing, line of credits, and operating accounting.

Maintained calendars, scheduled meetings, travel arrangements as well as managed all office correspondence and filing system.

Preformed accounting duties such as accounts payable and account receivable via QuickBooks and worked as liaison during tax audits.

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