Financial Analyst
Resume:
ALEXANDER PESCHANSKY, CMA
***-* ********* **, *********, ON M8Z 1C8
*********@*****.***
QUALIFICATIONS PROFILE
Intuitive, detail-oriented, and analytical professional, offering broad-based experience in financial and credit analysis, accounting reporting and cost management, along with auditing and client service. Armed with comprehensive knowledge of Canadian and international accounting, financial analysis, as well as auditing practices, procedures and principles.
- Conceptual thinker, skilled at analyzing, negotiating and resolving complicated financial challenges and ever-changing business needs. Outstanding ability to identify financial/accounting trends, errors and covenant breaches for statement analysis
- Skilled analyst, expert at preparing and formulating error free reports and statements while meeting service level agreement and maintaining high level of accuracy in finance and accounting functions
- Visionary manager, insightful at formulating ideas and techniques as well as implementing growth tactics to ensure bottom-line results, profitability, and steady progress of the organizations
- Effective and articulate communicator; fluent in English, Russian and Ukrainian languages
AREAS OF EXPERTISE
Risk Analysis and Process
Financial Reports and Statements Generation
Variance Research and Identification
Key Partnership and Communication Strategic Business Planning
Regulatory Compliance and Standards
Problem Resolution and Decision Making
Leadership, Training, and Team Building
PROFESSIONAL EXPERIENCE
HSBC BANK CANADA, COMMERCIAL BANKING SUPPORT OFFICER, TORONTO, ON
Commercial Banking Credit Services Officer Jun 2012–Present
- Effectively conduct margin review services to the commercial teams through direct interaction with regional managers and margin processors (service delivery)
- Utilize keen attention to detail in analyzing and validating margin and covenant compliance calculation records and card completion according to CARM conditions; implement early warning signal analysis in presenting results to regional managers while sustaining the highest standards of data quality
- Serve as primary point of contact in resolving complaints within guidelines; promptly address issues or unresolved problems in a timely manner
- Achieve professional standards and required competency level by administering personal development through use of assigned CMB Academy and other assigned training
- Comply with all relevant risk policies, audit and compliance standards while guaranteeing zero avoidable regulatory or reputational risks
KEY HIGHLIGHTS:
- Played a significant role in performing detailed analysis and auditing of corporate financial statements resulted in downgrading credit rating of clients and monitoring them in Business Risk Management department
Financial Analyst/Operations Specialist May 2010–Jun 2012
- Identified and evaluated ratios and applied those ratios against thresholds
- Provided expert oversight in reviewing the corporations’ historical trends to reflect it in crediting
- Coordinated and promptly resolved reporting and crediting problems in cooperation with relationships managers
- Managed the transfer of margining calculations from Excel into Covarity
- Delivered exemplary operational and administrative support to CMB product lines in accordance with the procedures and company's service quality focus; ensured consistent margining practices in compliance with internal standards and external regulations.
KEY HIGHLIGHTS:
- Established a reputation for continuously handling increasing responsibilities by earning fast-track promotion from Operations Specialist to Commercial Banking Credit Services Officer
- Consistently achieved credit and margining requirements through comprehensive review of corporate financial statements
- Developed proper financial analysis in the future by designing new Margin Cards for new clients through utilization of CARM, HUB, and Client Connect; revised and improved outdated Margin Cards
DELOR WINDOWS (WINDOWS PRODUCTION COMPANY), TORONTO, ON
Accountant Feb 2010–Sep 2010
- Exemplified key organizational talent in administering accounts payable and accounts receivable as well as in preparing invoices, credit memos, and refunds
- Assumed full responsibility in processing of purchase orders and purchases invoices
- Handled the documentation of general ledger and journal entries as well as the orchestration of weekly bank deposits and monthly bank reconciliations
MOONLIGHT CORDLESS CANADA LTD., TORONTO, ON
Chief Accountant Oct 2009–May 2010
- Supervised the accurate completion of financial statements for individuals, departments or companies
- Employed keen attention to detail in checking and modifying accounting records as well as in assessing financial documents and reports
- Handled the creation of financial statements and reports for external audit and government agencies
- Keenly observed the development and maintenance of cost findings, reporting and internal control procedure
- Applied key insights in making and presenting effective cost reducing recommendations
KEY HIGHLIGHT:
- Managed and prepared income tax returns from accounting records and submission of provincial sales tax (PST), good and services tax (GST), harmonized sales tax (HST), workplace safety and insurance board (WSIB), and source deductions
- Spearheaded the preparation of monthly and quarterly budgets and financial reports, including balance sheets and income statements
CMA ONTARIO, TORONTO, ON
Accounts Payable Accountant May 2009–Sep 2009
- Held accountable for the overall assessment of invoices, including all general ledgers coding for the society
- Performed comprehensive analysis on the results against historic information and benchmarks
- Conducted thorough estimation and validation of goods and services tax (GST) amounts on the invoices
- Managed the verification of invoices against purchase orders and actual deliveries
Accreditation Decision Support Analyst Feb 2009–May 2009
- Carried out a wide variety of functions, such as creation of reports in PowerPoint or Excel, development of forecasts and budgets for the Accreditation group, as well as review of results against historic information and benchmarks
- Determined and forecasted financial trends through assessment of data to targets and demographics
- Led the complete month end process, including accrual and prepaid account analysis; examined invoices, including all general ledger coding for all accreditation programs
KEY HIGHLIGHT:
- Identified, recommended and implemented opportunities for cost management and for revenue prospects through detailed evaluation of financial results
SNAPDRAGON GALLERY (ART GALLERY RETAILER), OTTAWA, ON
Accountant Dec 2007–Dec 2008
- Ensured accuracy and completeness in generating financial statements and reports for external audit and Government agencies
- Managed the calculation and distribution of PST, GST, HST, WSIB, and Source Deductions
- Administered extensive estimation of credit pricing, structuring, and analysis as well as the evaluation of fixed assets and depreciation
- Demonstrated expertise in applying Simply Accounting
VANCOUVER ARCHITECTURAL ANTIQUES (ANTIQUES RETAILER) VANCOUVER, BC
Assistant Manager Nov 2001–Aug 2004
- Utilized analytical thinking in handling and overseeing accounts payable and accounts receivable
- Maximized client base, as well as generated referrals and repeat business by delivering exceptional customer sales services
PRODUCTION CORPORATION SNEZHNOYEANTHRACITE
(COAL MINING CORPORATION), SNEZHNOE, UKRAINE
Accountant Jun 1996–Oct 2001
- Calculated and closely monitored the cost calculation of coal production for large company
- Identified and coordinated the allocation of salary, material and equipment costs in cost of the coal production
- Performed detailed analysis on fixed assets and depreciation
- Provided essential support in the budgeting and projection process
- Managed the development and preparation of monthly and quarterly budgets and financial reports, including balance sheets and income statements
KEY HIGHLIGHTS:
- Took part in the seamless execution of inventory control, inventory activities, and warehouse control
- Maintained proactive involvement in auditing business union enterprises as well as in the quarter-end and year-end functions and external audit preparations
EDUCATION
Algonquin College, Ottawa, ON
PROFESSIONAL ACCOUNTING DIPLOMA, WITH HONORS, 2006
Donetsk State Academy of Management, Donetsk, Ukraine
BACHELOR OF COMMERCE, 1996
PROFESSIONAL TRAINING
Canadian Accounting Designations, Ongoing
Certified Management Accountant, Ontario, Canada, 2011
PROFESSIONAL AFFILIATION
Member, Certified Management Accountant, Ontario, Canada, 2011
TECHNICAL SKILLS
Cognos - Covarity - QuickBooks - Business Vision - Dynamics GP - ACCPAC - Simply Accounting - CARM
Microsoft Office Suite: Word, Excel, PowerPoint, and Outlook
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