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Credit Analyst

Company:
rubim group
Location:
Lagos, Nigeria
Posted:
November 26, 2016
Description:

We are looking for a professional Credit analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring his financial obligations.

Responsibilities

• Assess creditworthiness of existing or prospective clients

• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)

• Complete ratio, trend and cash flows analyses and create projections

• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner

• Determine in depth the degree of risk involved

• Carefully analyse data and produce clear and objective reports

• Routinely monitor loans for compliance

• Adhere to credit policy and guidelines

• Monitor corporate portfolio asset quality on an ongoing basis

• Draft models of credit information that predict trends and patterns

Requirements

• Proven working experience as a credit analyst

• Proficiency in statistical packages and financial software

• Up to date with legal, compliance and market risk related issues

• Ability to analyze cash flows, leverage, collateral and customer strength

• Strong communication and presentation skills