Judy Lee
**** ***** ******* ****. #***, Anaheim, CA 92806
**********@*****.***
EXPERIENCED FUNDER/UNDERWRITER ASSISTANT/JR. PROCESSOR
Specializing in Residential Mortgages (FHA/ REO/ SHORT SALE TRANSACTIONS)
Systematic, Flexible, tolerant, Organized, Detail-Oriented and Goal-Directed.
Able to adhere strict deadline and working under extreme stress and pressure.
Excellent team players, Equally efficient and having a strong sense of self-motivation for executing Tasks.
Overview More than eight years of professional experience in the mortgage industry. My extensive experience and my eagerness to excel make me a suitable candidate as Mortgage Closer or Underwriter Assistant.
Career Accomplishments Top-Producer (Simultaneously managed a funding pipeline of over $100,000,000 each
month for over 30 AE's"
Designated Funder for Top Produced Broker
Average 24 hour turn-around time (Review docs & fund loan next day)
Skills • 2010 RESPA HUD
• Doc Magic
• Calyx Point Loan Origination Software
• Fluent in Chinese (both spoken and written)
• 10-Key and type 55 WPM
• Microsoft Excel
• Microsoft Word
• Microsoft Outlook
• Data Tract Mortgage Software ( paperless)
• Wet and Dry state Loans
Professional Experience PMC Bancorp, City of Industry, CA 2005 – 2011
SENIOR FUNDER
• Prepare legal documents for the closing packages.
• Review loan documents and ensure accuracy of all signed documents for the final loan package.
• Endorsed Original Note & ship to Warehouse.
• Review HUD and TIL for accuracy and high cost issues.
• Contact Escrow Company for Funding Conditions.
• Review Funding conditions & signed off conditions to ensure a complete file.
• Review title report for liens and judgments to be paid at closing.
• Initiate funding request with warehouse bank.
• Prepared funding figures to escrow.
• Run Mers.
• Disburse loan funds.
• Call Title for recorded Instrument Numbers.
• Clear outstanding conditions given by shipping, collateral or servicing department.
TJ Financial, Pasadena, CA 2003 – 2005
UNDERWRITER ASSISTANT
• Assess lending risk of potential borrowers.
• Analyze borrowers’ credit reports, employment history, bank statements, income, debt, and rental/mortgage history.
• Run Credit Reports/ Order Appraisal Reports.
• Key in Borrower Information’s to system.
• Run DU.
• Collaborate with mortgage brokers regarding loan approval.
• Review Broker’s Conditions updated systems/DU.
• Answer phone calls from broker.
• Lock interest rate for mortgage broker.
• Fax Rate Lock Confirmation.
• Order Loan Docs
Mr. Kwan Law Office, Los Angeles, CA 1999 – 2003
RECEPTIONIST
• Data entry, accounts payable, and billing.
• Draft letters to attorneys, clients, and court officials.
• Create and maintain client files.
• Schedule appointments
• Greet clients and answer telephones.
Salvation Army (Intern Social worker) 2000-2003
* Abuse Teen Mom with Babies
* Run away Teens
• Developed daily program planning.
• Assisted in lead recreational, social and academic activities.
• Prepared and maintained files in a confidential manner.
• Logged and charted behavior patterns and activities.
• Performed routine room inspections.
• Ensured a safe and secure environment for residents.
• Provided care for assigned children’s Medical need.
• Prepared intake paperwork and attended staff meetings (daily).
• Supervised and positively interacted with children/Teens.
Dr. Lin Medical Group ( Part time Weekend Job) 1999-2004 RECEPTIONIST/OFFICE ADMIN ASSISTANT
• Handle medical front desk in computerized and manual scheduling, billing, and health/insurance records supervision, including main carriers and Medicaid’s.
• Answering phone calls and Greet patients.
• Maintained current computer based lab test results and patient information.
• Practice average of 100-200-patients on daily basis for fast-paced common practice.
• Keep frequent communication between patients, staff, physician, and laboratory staff.
• Plan medical screenings and following ups of the patients to get the results.
• Answer to precedence issues to make certain the timely referral of immediately required medical care.
• Order office supplies or doctor’s request
Education California State University, Los Angeles June 2003
B.A. Degree, Child Development