Management Real Estate

CHRISTINA J. CRUM

214-***-**** | uaad2u@r.postjobfree.com

OBJECTIVE

Analytics Role where my statistical analysis, modeling, and SAS programming expertise can positively impact business results. Attracted to challenging positions requiring strong quantitative skills for scoring and analytics.

SKILLS SUMMARY

Experienced in credit risk analytics for a large financial institution. Adept at quantitative analysis for measuring performance, accuracy, and alignment of acquisition, revenue, and collection models. Comfortable with automating a model validation process. Core competencies include:

Consumer Credit Market | Customer Analytics | Credit Risk Management | Data Analysis | Model Validation | Portfolio Management | Risk Assessment | SAS | UNIX

PROFESSIONAL EXPERIENCE

Credit and Portfolio Analyst (Sept 2010-Current)

Credit Scoring & Customer Analytics, Citigroup

ο Implemented validation procedures across CitiCard's consumer credit portfolios with respect to retail bank, group risk, and external regulatory guidelines.

ο Supported Risk Modeling and Architecture by ensuring timely model performance tracking and process automation which improved operational efficiencies and enabled faster credit decision making for senior management.

ο Designed, developed, and implemented a new model validation reporting process comprising of enhanced reports, including but not limited to key statistical measurements, benchmarks, and early warning of model deficiencies for 59 risk models.

ο Created a web-based reporting system for Citigroup's Risk Management Model Tracking and Validation team by means of SAS and HTML code.

EDUCATION

M.A. Applied Economics, Southern Methodist University

B.S. Economics (Concentration in Finance), Southern Methodist University

B.A. Public Policy, Southern Methodist University

LICENSES/CERTIFICATIONS

Texas Real Estate License (License #0582985)

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