Habeeb Balogun

469-***-****

*** *. ********* *****, *** 718 Lewis-ville Texas 75067

u5fccv@r.postjobfree.com

OBJECTIVES A position as Mortgage Loss mitigation Underwriter

QUALIFICATIONS

•Experienced in loss mitigation, loan production, underwriting environment, originating, processing, and spread income.

•Direct contact with clients and customers to monitor loans and analyzed income, debt to income, and borrower documentation to determine risk and ensure compliance

•Extensive knowledge of conventional and government guidelines and credit bureau reports

•Comprehensive understanding of mandatory underwriting guidelines such FNMA, FMLMC and working documentation such as HUD-1

•Monitoring timeline and escalations for reasons for delay

•Underwrite mortgagor’s monthly income as well as expenses.

•Analyzing borrower’s documentation eligibility and compliance with client and investors guidelines.

EDUCATION

Texas Woman’s University MBA(Business Administration) August 2012

University of Lagos

Bachelors of Science, Business Administration September 2002

EXPERIENCE

WELLS FARGO BANK January 2011 till present

Mortgage Loan Underwriter 2

•Reviewed and appraised loans, working within mandatory underwriting guidelines such FNMA, FMLMC and working documentation such as HUD-1

•Served as a mediator to communicate with partnering loan officer, management, senior underwriters and borrower(s) as required to ensure all parties are aware of loan status and any outstanding requirements while following the standards for underwriting procedures

•Partnered with other Sr. Underwriters to make sure all procedures are observed for mortgage loan funding

•Analyzed submitted information for Loan application such as Mortgage, equity and personal Loans and Line of credit and other consumer other consumer credit product

Telvista International Co. April 2009 to January 2011

Inbound Sales/ Contact Center Professional

•Inbound/outbound call center expert, selling product features and benefits

•Marketing and Sales closing, negotiating sales and service with customers

•Reports & Documentation while providing world-class Customer Service

•Solved customer concerns to while up-selling/Sales Support

•Customer Order Fulfillment and Technical/User Support

Real House Communications October 2005 to 2008

Marketing Executive/ Asst. Marketing Manager

•To establish and gain prospects, manage relationship with existing customers

•Liaise with media partners to services clientele

•Responsible for execution of marketing strategies and to recover outstanding debts

AIICO Insurance Plc. 2003 to 2005

Marketing Executive

•To prospect for new accounts, gain new customers and sell insurance Policies

•Manage existing customer base while matching their needs with other policy products

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